USA Financial Formulas LLC

ITEM 5: FEES AND COMPENSATION
Fees for strategies, including most transactional charges, are charged as a percentage of assets under management, and are
calculated, accrued and due monthly in arrears.

A Portformula’s strategy fee may be lower than the fees listed, however, none of USA Financial Formulas’ models will charge fees that
exceed those referenced in the below fee schedule. Fees may be negotiable depending on the platform, program sponsor, or advisor
relationship.

                                                                                                                                                                              MINIMUM
                                                    STRATEGY NAME                                                                  STRATEGY FEE
                                                                                                                                                                          INVESTMENT SIZE
                 Buffered ETF Strategy                                                                                      0.50%                                       $5,000
                 Bond Bull-Bear                                                                                             0.75%                                       $15,000
                 Freedom N100                                                                                               0.95%                                       $15,000
                 Freedom N100 RAM Park                                                                                      0.95%                                       $15,000
                 Freedom NSDQ                                                                                               0.95%                                       $15,000
                 Freedom R1000                                                                                              0.95%                                       $15,000
                 Freedom R1000 RAM Park                                                                                     0.95%                                       $15,000
                 Freedom R2000                                                                                              0.95%                                       $15,000
                 Freedom R3000                                                                                              0.95%                                       $15,000
                 Freedom SP500                                                                                              0.95%                                       $15,000
                 Freedom SP500 RAM Park                                                                                     0.95%                                       $15,000
                 Index Bull-Bear                                                                                            0.75%                                       $15,000
                 International Bull-Bear                                                                                    0.75%                                       $15,000
                 JUST Capital 100 - Sustainable Equity Freedom                                                              0.50%                                       $25,000
                 JUST Capital 100 - Sustainable Equity VLR                                                                  0.50%                                       $35,000
                 JUST Capital Industry Leaders - Sustainable Equity Freedom                                                 0.50%                                       $25,000
                 JUST Capital Industry Leaders - Sustainable Equity VLR                                                     0.50%                                       $25,000
                 Meketa Private Market                                                                                      0.50%                                       $25,000
                 O'Shares Chairman Blend with BOSS                                                                          0.70%                                       $1,000
                 S&P PRISM ETF Tracker Model                                                                                0.70%                                       $10,000
                 Sector Bull-Bear                                                                                           0.75%                                       $15,000
                 Sherman Bull/Calendar                                                                                      0.70%                                       $5,000
                 Sherman Equity Exposure 10/30                                                                              0.70%                                       $5,000
                 Sherman Equity Exposure 20/60                                                                              0.70%                                       $5,000
                 Sherman Equity Exposure 30/90                                                                              0.70%                                       $5,000
                 Sherman Optimum Bond                                                                                       0.50%                                       $5,000
                 Short Duration Plus                                                                                        0.95%                                       $5,000
                 Value Line Alpha Oriented Defensive Portfolio                                                              0.70%                                       $25,000
...

ITEM 7: TYPES OF CLIENTS
Clients are typically investment advisers, TAMP platforms, and other financial intermediaries that utilize the firm’s strategies for underlying
client accounts.
USA Financial Formulas provides investment advice through its strategies to individuals, trusts, and corporations. Additionally, the
majority of USA Financial Formulas’ investors are moderate to aggressive investors capable of sustaining losses in their investment
accounts. Conservative, risk- adverse investors should seriously consider the risks involved before investing with USA Financial Formulas.

Account Minimums
USA Financial Formulas strategies do have minimum investment balances to effectively implement the investment strategy selected.
Please reference the chart in Item 5 for these strategy minimums.