Vertrix Wealth Management LLC

Item 5 – Fees and Compensation

The Fee and Compensation information below details the fees charged by Vertrix for the advisory services
offered. It is important to understand that the fees charged by our firm may be higher or lower than those
charged by other advisers offering comparable services.

For most services, the following blended tier fee schedule applies:

                   Account Value                        Annual Fee Rate
                   First $1,000,000                     1.25%
                   Next $4,000,000                      1.00%
                   Next $5,000,000                      0.90%
                   Next $5,000,000                      0.80%
                   Next $10,000,000                     0.75%

Vertrix Wealth Management, LLC                                                            ADV Part 2A

Under our blended fee tier, your assets will be charged the corresponding fee for each asset tier
applicable, then a weighted average is applied to calculate your fee for the quarter. This fee schedule will
apply to both discretionary and non-discretionary services. We do not charge a separate fee for our
financial planning and consulting services as detailed above under Item 4: Advisory Services Offered. In
limited circumstances, advisory fees may be negotiable at our discretion based on factors such as account
size, overall Client relationship, or other circumstances

Investment Advisory Fees:
Asset Based Investment advisory fees are paid quarterly in advance pursuant to the terms of the
investment advisory agreement. The quarterly fee is based on the fair market value of a Client’s portfolio
assets under management within the Client’s account(s) on the last trading day of the previous calendar
quarter. Vertrix charges a fee of up to 1.25% annually based on several factors, including, the complexity
of the services to be provided, the level of assets to be managed, and the overall relationship with our
Firm. Relationships with multiple objectives, specific requirements, portfolio restrictions and other
complexities may be charged a higher fee. You provide authorization permitting the calculated fees to be
paid by the terms detailed herein and within your agreement with us.

The investment advisory fee in the first quarter of service is prorated from the effective date of the
executed agreement to the end of the first quarter. Fees and terms may be negotiable at the sole
discretion of the Firm. All securities held in accounts managed by Vertrix will be independently valued by
the chosen custodian. Fees are calculated based on the quarter-end valuation of portfolio assets provided
by the Custodian. Vertrix will send an invoice to the Custodian indicating the amount of the fees to be
deducted from the Account(s). Clients will receive independent statements from the Custodian no less
frequently than quarterly.

The advisory fee will be charged on cash and cash equivalents in the account(s) including without
limitation, cash management or short-term sweep accounts, money market funds or bank deposit
products.

In addition to advisory fees, we charge our advisory Clients a quarterly reporting fee per non-retirement
plan account. If a Client elects to have us send to them our reports by U.S. Mail, we will also charge a fee
per calendar quarter per household. Unless otherwise agreed to in writing in advance, we bill and deduct
the reporting fees and applicable mailing fees quarterly.

Fees are deducted directly from the Client’s account under the terms of the executed Investment Advisory
Agreement and the Client’s written authorization. Each quarter, Clients receive a statement from the
custodian detailing the deduction. If agreed upon, and at our discretion, Clients may also choose to be
invoiced and remit payment directly to Vertrix. The Client is responsible for ensuring timely payment in
accordance with the investment advisory agreement. In the event the advisory relationship is terminated
before the end of the billing period, our investment management fee is prorated through the effective

Vertrix Wealth Management, LLC                                                             ADV Part 2A

date of termination. Clients may terminate the advisory relationship at any time pursuant to the terms of
the investment advisory agreement executed with us.

Retirement Plan Fees:
For services, a Client will pay a fee based on either the market value of the Plan assets, or a flat fee in
accordance with the schedule of fees described and selected by the Client unless otherwise agreed to by
both parties. The fee range for services is negotiable and may vary according to the facts and
circumstances including the scope of services to be provided, the duration of services and the size and
complexity of the Client (number of employees, number of annual meetings requested, nature of services
such as 3 (21) or 3 (38), plan or individual assets, and other demographic factors). Vertrix may receive fees
directly from a Client (plan sponsor or individual), we will provide the Client with an invoice to be paid by
a check, or we may instruct the record keeper to deduct fees from plan assets for providing any or all the
services described above. Fees are billed quarterly in advance. Our firm has a minimum plan fee of $2,000.

Other Fees and Expenses:
Clients will incur transaction fees charged by the Custodian for trades executed in their account(s).
Information regarding custodian transaction cost is outlined in the account’s custodial agreement. These
transaction fees are separate from our Firm’s investment advisory fees and will be disclosed by the
Custodian. Clients may also pay holdings charges imposed by the Custodian for certain investments,
charges imposed directly by a mutual fund, index fund, or exchange-traded fund, which shall be disclosed
in the fund’s prospectus (i.e. fund management fees, initial or deferred sales charges, mutual fund sales
...

Item 7 – Types of Clients
We may provide investment advice to individuals, high net-worth Clients, small businesses, charitable
organizations, pension and profit-sharing plans, trusts and estates. We do not require a minimum account
size for our services.

Vertrix Wealth Management, LLC                                                              ADV Part 2A