Vested Financial Planning LLC

Item 5: Fees and Compensation
Please note, unless a client has received the firm’s disclosure brochure at least 48 hours prior to signing the
investment advisory contract, the investment advisory contract may be terminated by the client within five (5)
business days of signing the contract without incurring any advisory fees. How we are paid depends on the type
of advisory service we are performing. Please review the fee and compensation information below.

Investment Advisory Services (Outside Manager)
The standard advisory fee is based on the market value of the account and is calculated as follows:

                       Account Value                                  Annual Advisory Fee
                      $0 - $1,000,000                                        1.00%
                  $1,000,001 - $3,000,000                                    0.85%
                  $3,000,001 - $5,000,000                                    0.75%
                  $5,000,001 - $15,000,000                                   0.70%
                 $15,000,001 - $25,000,000                                   0.60%
                       $25,000,001+                                          0.50%

The annual fees are negotiable and are pro-rated and paid in advance on a quarterly basis. The Outside Manager
will debit the client’s account for both the Outside Manager’s fee, and VFP’s advisory fee, and will remit VFP’s fee
to VFP. Please note, the above fee schedule does include the Outside Manager’s fee. The advisory fee is a blended
fee and is calculated by assessing the percentage rates using the predefined levels of assets as shown in the above
chart, resulting in a combined weighted fee. For example, an account valued at $3,000,000 would pay a second
quarter fee determined by dividing the annual fee by the days in the year and then multiplying by the days in the
quarter (i.e. the quarterly fee would be calculated as follows: (($1,000,000 * 1.00%) + ($2,000,000 * 0.85%)) / (365
days in the year) * (91 days in the quarter) = $6,731.51. The adviser’s fee and the outside manager’s fee will not
exceed the industry average of 3% of assets under management. No increase in the annual fee shall be effective
without agreement from the client by signing a new agreement or amendment to their current advisory
agreement.

Accounts initiated or terminated during a calendar quarter will be charged a prorated fee based on the amount of
time remaining in the billing period. An account may be terminated with written notice at least 30 calendar days
in advance. Upon termination, both the Outside Manager and VFP will refund any unearned, prepaid investment
advisory fees from the effective date of termination to the end of the quarter. Legacy clients may pay lower fees.
For clients who also participate in investment advisory services and have at least $3,000,000 in assets under
management, comprehensive financial planning will be included in the investment advisory fee.

Investment Advisory Services (VFP manages accounts)
The standard advisory fee is based on the market value of the account and is calculated as follows:

                       Account Value                                 Annual Advisory Fee
                      $0 - $1,000,000                                        1.00%
                  $1,000,001 - $3,000,000                                    0.85%
                  $3,000,001 - $5,000,000                                    0.75%
                  $5,000,001 - $15,000,000                                   0.70%
                 $15,000,001 - $25,000,000                                   0.60%
                       $25,000,001+                                          0.50%

The advisory fee is a blended fee and is calculated by assessing the percentage rates using the predefined levels
of assets as shown in the above chart, resulting in a combined weighted fee. For example, an account valued at
$3,000,000 would pay a second quarter fee determined by dividing the annual fee by the days in the year and
then multiplying by the days in the quarter (i.e. the quarterly fee would be calculated as follows: (($1,000,000 *
1.00%) + ($2,000,000 * 0.85%)) / (365 days in the year) * (91 days in the quarter) = $6,731.51. The adviser’s fee
will not exceed the industry average of 3% of assets under management. No increase in the annual fee shall be
effective without agreement from the client by signing a new agreement or amendment to their current
advisory agreement.

Accounts initiated or terminated during a calendar quarter will be charged a prorated fee based on the amount
of time remaining in the billing period. An account may be terminated with written notice at least 30 calendar
days in advance. Upon termination, VFP will refund any unearned, prepaid investment advisory fees from the
effective date of termination to the end of the quarter. Legacy clients may pay lower fees.

For clients who also participate in investment advisory services and have at least $3,000,000 of assets under
management, comprehensive financial planning will be included in the investment advisory fee.

Some clients request to have VFP manage “held-away” assets (assets not on the Charles Schwab custodial platform
– e.g. Company 401(k)). Collection of asset management fees for held-away accounts is commonly accomplished
by means of quarterly invoicing. Clients will be invoiced quarterly in advance for the asset management fees for
held-away accounts. The Client will agree to pay advisory fees in full to the Firm upon receipt of the quarterly
invoice.

Alternatively, Clients who also have assets directly managed by the Firm can optionally choose instead to have
their fees for directly managed assets adjusted quarterly to cover the aggregate of all assets managed, both
directly and on a held-away basis, as a means of paying the fee.

Comprehensive Financial Planning
...

Item 7: Types of Clients
We provide financial planning and portfolio management services to individuals, high net-worth individuals, and
corporations or other businesses.
We have a minimum account size requirement of $3,000,000. This minimum may be waived at the sole discretion of
VFP. Legacy clients may have lower minimums.