VITA Planning Group LLC

Item 5 – Fees and Compensation
Vita Planning Group has established the fee schedule outlined below for the advisory
services described in Part 3 above.
Vita Planning Group is a fiduciary under ERISA with respect to the investment management
and advisory services described in the investment management or advisory agreement
between Vita Planning Group and the ERISA Plan Client. As such, Vita Planning Group is
subject to specific duties and obligations under ERISA and the Internal Revenue Code that
include, among other things, restrictions concerning certain forms of compensation. To avoid
engaging in prohibited transactions, Vita Planning Group may only charge fees for
investment advice about products for which Vita Planning Group and/or its affiliates do not
receive any commission, 12b-1 fees, or other compensation or conversely, if such
compensation is received by Vita Planning Group and/or its affiliates, Vita Planning Group will
offset such amounts against Vita Planning Group’s stated fee. Where Vita Planning Group
offsets such compensation amounts against its stated fee, Vita Planning Group will disclose to
the ERISA Plan Client the amount of such compensation, the services rendered for such
compensation, the payer of such compensation and a description of the arrangement with
the payer in accordance with the requirements of ERISA Regulation Section 2550.408b-2(c).

A. Retirement Plan Advisory and Consulting Service Fees
The annual investment management fee or investment advisory fee for Vita Planning Group’s
ERISA Plan services and non-ERISA Plan Services is described in the investment advisory
agreement or investment management agreement with the client. Vita Planning Group’s
annual cost of services is described in the agreements with each client. The annual cost shall
be based upon a percentage (%) of included plan assets as reported by the plan custodian or
recordkeeper (generally ranging from 0.05% to 0.50% annually, and typically subject to an
$8,000 annual minimum), or on a flat fee basis not to exceed $100,000 per year, depending
on the size of the plan. In some cases, Vita Planning Group will allow a client to contract
services at an hourly rate, which shall not be less than $350 per hour. Vita Planning Group
reserves the right to negotiate these rates as deemed appropriate. Included plan assets are
the plan assets for which Vita Planning Group provides services as described in the
investment advisory or management agreement.

              Vita Planning Group
              Form ADV Part 2A

Except for the fee for the initial quarter under advisement or management, asset-based fees
are assessed in arrears based on either the market value of the assets on the last business day
of the fee period, or as an average daily balance during the fee period, as specified in the
investment advisory or management agreement. The initial fee is the amount pro-rated for
the number of days remaining in the initial fee period from the effective date of the
Agreement.
As agreed to under the investment management or advisory agreement between Vita
Planning Group and the client, the client may authorize the plan custodian to automatically
deduct the fee from the plan or the plan sponsor of the plan client may choose to pay the fee,
in which case fees are due and payable within 30 days of the invoice date.
Either Vita Planning Group or the plan client can terminate the investment management or
advisory agreement at any time, without penalty, by sending the other party 30 days prior
written notice. Both parties remain responsible for obligations arising under any transactions
initiated before the agreement was terminated. Vita Planning Group is entitled to a fee,
prorated for the number of days in the fee period prior to the effective date of termination,
based on the market value of the included assets on the effective date of termination or on
the average daily balance of the fee period, as specified in the investment advisory
agreement or investment management agreement, as the case may be.
The Client has the right to terminate the advisory agreement without penalty within five (5)
business days after entering into the agreement.

B. Active Asset Management Fees -Tailored Asset Management Services
Vita Planning Group does not impose a minimum account balance for the opening of an
account with the Adviser. The cost charged is based upon the amount of money invested.
Multiple accounts of immediately-related family members, at the same mailing address, may
be considered one consolidated account for billing purposes. Costs may also be negotiated
on an individual basis.
Costs are charged quarterly and in arrears. Payments are due on the last day of each quarter
and will be assessed immediately thereafter based on the quarter end balance of the
account(s) under management. The Adviser will not prorate for deposits and withdrawals in
the account during the billing period. Costs will be calculated as follows:
                         Cost of Services - Non-Tiered Fee Schedule

                Assets Under Management (AUM)                      Fee
                          Up to $500,000                          0.90%
                      $500,001 to $1,000,000                      0.80%
                     $1,000,001 to $2,500,000                     0.60%
                     $2,500,001 to $5,000,000                     0.50%
                    $5,000,001 to $10,000,000                     0.40%
                   $10,000,001 to $20,000,000                     0.30%

              Vita Planning Group
              Form ADV Part 2A

                  $20,000,001 and over billed at                   0.25%

                                   Example Fee Calculation
                                   AUM x %  4 = Total fee
                         $7,000,000 x 0.40%  4 = $7,000 per quarter
The costs shown above are annual costs and may be negotiable based upon certain
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Item 7 – Types of Clients
Vita Planning Group provides investment advisory and investment management services to
retirement plans subject to ERISA that are participant-directed defined contribution plans,
such as 401(k) plans and 403(b) plans covered by ERISA, as well as 403(b) plans that are not
covered by ERISA and 457 plans (each, a “Plan”). In addition, Vita Planning Group provides
investment advisory and investment management services to individuals.