Western New York Financial Group LLC

Item 5 – Fees and Compensation
FINANCIAL PLANNING SERVICES
COMPREHENSIVE SERVICES
Comprehensive services are offered on a fixed fee basis. The fixed fee ranges from $1,500 to
$5,000. The fixed fee varies depending on the nature and complexity of your circumstances and
the number of areas covered by the written financial plan. Your financial planning agreement
shows what you will be charged to complete the scope of services as defined in the agreement.
The fixed fee is negotiable. We collect half of the fee up front, and the remainder upon delivery
of the financial plan. Our fee is negotiable and may be waived at our discretion.
CONSULTING SERVICES
Consulting services are provided at an hourly rate of $200. At the beginning of engagement, we
will provide you with a written estimate of the number of hours we believe the service will take.
However, we will track the time spent collecting information, analyzing and researching the
chosen topics, and time presenting you the findings. We will collect half of the estimated fee
upon engagement. At the final meeting we will present you with an invoice of the remaining
balance that is due within 15 days of receipt.
TERMINATION OF FINANCIAL PLANNING SERVICES
You may terminate any service for any reason within the first five (5) business days after signing
an advisory contract, without any cost or penalty. Thereafter, the advisory contract may be
terminated at any time by either party. To cancel the agreement, you must notify us in writing
at: 560 Delaware Avenue #102, Buffalo, NY 14202. Upon written notice of termination, you
will receive a prorated refund of any unearned fees based on the percentage of work completed.
PORTFOLIO MANAGEMENT AND RECOMMENDATION OF THIRD-PARTY INVESTMENT ADVISER
We charge an annual management fee based on a percentage of assets under management in
your account. Our maximum annual fee is 1.50%. The fee is negotiable and varies based on the
size of the account and type of securities held in the account. The management fee is calculated
and billed quarterly in advance and will be calculated based upon the custodian reported account
value as of the last business day of the previous quarter. We will rely upon the valuations
provided by the custodian without independent verification.
Our fee is separate from any recommended Third-Party Adviser’s management fee. We will ask
you to authorize us or the Third-Party Adviser with the ability to instruct the custodian to

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withdraw our management fee and the Third-Party Adviser’s management fee directly from your
account. You may terminate this authorization at any time.
Our management fee does not include brokerage commissions, transaction fees, or other related
costs and expenses that are incurred by you. You may incur certain charges imposed by
custodians, brokers, Third-Party Advisers, and other third parties such as fees charged by
managers, custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire
transfer and electronic fund fees, and other fees and taxes on brokerage accounts and securities
transactions. Mutual funds and exchange traded funds also charge internal management fees,
which are disclosed in a fund’s prospectus. These charges, fees, and commissions are exclusive
of and in addition to our fee and we will not receive any portion of these charges, fees, or
commissions.
RETIREMENT PLAN CONSULTING SERVICES
We charge an annual management fee based on the percentage of assets under management in
your qualified plan. Our maximum annual fee is 1.00%. The fee is negotiable and will be collected
by the plan sponsor or third-party administrator quarterly in arrears, based on the average daily
balance for that quarter. We will ask you to authorize the plan sponsor or third-party
administrator with the ability to directly deduct our management fee from your account.
Mutual funds and exchange traded funds also charge internal management fees, which are
disclosed in a fund’s prospectus. These charges, fees, and commissions are exclusive of and in
addition to our fee. We will not receive any portion of these charges, fees, or commissions.
TERMINATION OF SERVICES
You may terminate our portfolio management or retirement plan consulting services for any
reason with the first five (5) business days after signing the contract without any cost or penalty.
Thereafter, the contract may be terminated at any time by giving ten (10) days’ written notice to
Western New York Financial Group, LLC, 560 Delaware Avenue #102, Buffalo, NY 14202, or you
may contact the Third-Party Adviser directly at the address located on its ADV Part 2A and
Investment Management Agreement. Upon written notice of termination, any prepaid fees will
be prorated for the number of days that services were rendered based on the Account’s
custodian-reported value as of the termination date.
OTHER SECURITIES COMPENSATION
We do not receive any additional securities compensation. The item is not applicable.

Item 7 – Types of Clients
We offer our services to individuals, high net worth individuals, corporations and other business
entities, and pension and profit-sharing plans. We require a minimum account size of $500,000
which may be waivable at our discretion.