Wealth Science Advisors LLC

Item 5 – Fees and Compensation

The WSA wrap fee program ended on September 30, 2022. All clients engage WSA on an unbundled basis.

The advisory fee will be pro-rated, and paid quarterly, in advance, based upon the market value of the assets
on the last day of the previous quarter. Unless WSA agrees otherwise, in writing, WSA shall debit the account
directly for its advisory fee. In the event of termination, WSA shall refund any unearned portion of the
advanced fee paid based upon the number of days remaining in the billing quarter. WSA’s policy is to treat
intra-quarter account additions and withdrawals equally (charging for intra-quarter additions and
withdrawals) unless indicated to the contrary on WSA’s Investment Advisory Agreement executed by the
client.

In the event that a new client desires, the client can engage WSA to provide investment advisory services on
a fee-only basis. WSA shall charge an annual investment management fee based upon a percentage of the
market value of the assets being managed by WSA. All clients (subject to modification at the discretion of
WSA) shall generally be charged a flat 1.50% fee on all assets under management, payable on a quarterly
basis, in advance, based upon the market value of the assets on the last day of the preceding quarter. WSA,
at its discretion, can modify the fee arrangement based upon various factors. WSA’s fee is generally
negotiable for clients with assets under management in excess of $30,000,000. See Fee Dispersion below.

Fee Dispersion
WSA, in its discretion, may charge a lesser investment advisory fee, charge a flat fee, waive its fee entirely,
or charge a fee on a different interval, based upon certain criteria (i.e. anticipated future earning capacity,
anticipated future additional assets, dollar amount of assets to be managed, related accounts, account
composition, complexity of the engagement, anticipated services to be rendered, grandfathered fee schedules,
employees and family members, courtesy accounts, competition, negotiations with client, etc.). Please Note:
As result of the above, similarly situated clients could pay different fees. In addition, similar advisory services
may be available from other investment advisers for similar or lower fees. ANY QUESTIONS: WSA’s
Chief Compliance Officer, Dr. Jim Exley, remains available to address any questions that a client or
prospective client may have regarding advisory fees.

Financial Planning Services Fees-as indicated above, WSA provides financial planning and related consulting
services regarding matters such as tax and estate planning, insurance, etc. on a stand-alone basis per the terms
and conditions of a separate written agreement and fee. The amount of the planning fee shall generally be
based upon the individual providing the service and the scope and complexity of the services to be provided
(typically ranging from $125 to $1,200 on an hourly rate basis, and between $1,500 and $1,000,000 on a
fixed fee basis).

Pledged Asset Loan Agreement
As outlined above in Item 4, clients must enter into an agreement with WSA to obtain pledged asset loans. Such
arrangement is subject to a separate negotiable flat fee. WSA receives a fee on assets pledged as part of a pledged
asset loan.

Reservoir Cash Flow System™ Services
Reservoir Cash Flow System™ Services fees are individually negotiated with each client and are generally
1.50% of cash being managed. Fees may be higher or lower based on the nature of the engagement. Factors
considered in determining the fees charged generally include, but are not limited to: the service level being
provided, the client’s net worth and annual income, the complexity of the client’s financial situation and

cash flow, the client’s past history with WSA, and the client’s overall business relationship with WSA. The
specific fee schedule will be identified in the agreement between the client and WSA.
Reservoir Cash Flow System™ Services fees are generally payable quarterly, in advance, but WSA may
enter into alternate arrangements (such as billing monthly or in arrears). Typically, Reservoir Cash Flow
System™ Services are calculated at the close of each calendar quarter (or month, if applicable), but there
may be instances where WSA enters into a flat-fee arrangement with certain clients on a case-by-case basis.
If management begins after the start of a quarter (or month, if applicable), fees will be prorated accordingly.

Investment-related Consulting Services
Fees are negotiated on an individual basis and will vary depending upon the specific needs of each client
and the complexity of the services. The specific fee charged for these services will be disclosed to the client
in advance, and may be a flat fee or a fee calculated as a percentage of client assets.

Item 7 - Types of Clients

WSA currently primarily serves individuals and families.

Fee Dispersion
WSA, in its discretion, may charge a lesser investment advisory fee, charge a flat fee, waive its fee entirely,
or charge a fee on a different interval, based upon certain criteria (i.e. anticipated future earning capacity,
anticipated future additional assets, dollar amount of assets to be managed, related accounts, account
composition, complexity of the engagement, anticipated services to be rendered, grandfathered fee schedules,
employees and family members, courtesy accounts, competition, negotiations with client, etc.). Please Note:
As result of the above, similarly situated clients could pay different fees. In addition, similar advisory services
may be available from other investment advisers for similar or lower fees. ANY QUESTIONS: WSA’s
Chief Compliance Officer, Dr. Jim Exley, remains available to address any questions that a client or
prospective client may have regarding advisory fees.