Life Line Wealth Management LLC

Item 5 – Fees and Compensation

In addition to the information provided in Item 4, this section provides additional details regarding
LLWM’s advisory services (investment management services and financial planning services) along
with descriptions of fees and compensation arrangements. The exact fees and other terms are outlined
in the written agreement between the client and Life Line Wealth Management.

Investment Management Services

The standard annual fee for investment management services is 1.0% of total assets under
management. However, based on the size, scope, and complexity of the client’s needs and
circumstances, this annual fee may be negotiated 0.5% higher or lower than the standard.

Fees charged for investment management services are billed in advance (at the start of the billing
period) on a quarterly calendar basis and calculated as a percentage of total assets under
management. Those assets are measured at fair market value as of the last business day of the
previous billing period. Fees are prorated based on the number of days service is provided during the
billing period. If investment management services are commenced in the middle of a billing period,
then the prorated fees for that initial billing period are billed in arrears at the start of the next billing
period.

Fees for investment management services are deducted on a quarterly basis from clients’ brokerage
accounts held at the qualified custodian(s). Clients authorize the qualified custodian(s) to allow Life
Line Wealth Management to deduct fees directly from the clients’ brokerage accounts.

The qualified custodian(s) delivers brokerage account statements to clients on a monthly basis
showing all holdings and activity in the clients’ brokerage accounts, including the quarterly fees paid
to Life Line Wealth Management. Upon request from client, Life Line Wealth Management creates a
billing analysis which shows the fee amounts, calculations of the fees, total assets under
management, itemization of the assets under management, the time period covered, and contact
information for the direction of any questions or comments.

Beyond the investment management services fees charged by Life Line Wealth Management, the
following additional expenses and/or fees are incurred by the client. Brokerage commissions and/or
transaction ticket fees are charged by the qualified custodian(s) and are directly deducted by the

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qualified custodian(s). Life Line Wealth Management does not receive any portion of these
commissions and/or fees. In addition, clients may incur certain charges imposed by third parties
other than Life Line Wealth Management in connection with investments made through their
Accounts including, but not limited to, mutual fund 12(b)-1 fees, surrender charges and other mutual
fund expenses, variable annuity fees and surrender charges, IRA and qualified retirement plan fees,
short-term redemption fees, and charges imposed by the qualified custodian(s). Investment
management services fees charged by Life Line Wealth Management are separate and distinct from
the aforementioned commissions and/or fees.

Investment management services continue until the investment management services agreement is
terminated. The client or Life Line Wealth Management may terminate the investment management
services agreement at any time. The agreement is immediately terminated upon written notice by
either the client or Life Line Wealth Management. Upon termination, Life Line Wealth Management
prorates the final investment management services fees payment based on the number of days
services are provided during the final quarter. Any prepaid, unearned fees are promptly refunded by
Life Line Wealth Management.

The client may terminate the investment management services agreement within five (5) business
days of entering into the written agreement with Life Line Wealth Management without fee and/or
penalties due.

Financial Planning Services

Financial planning services are only available to investment management services clients. Life Line
Wealth Management does not charge separate or additional fees for any financial planning services.
Any financial planning services terminate upon termination of investment management services.
Please see Item 4 for additional details on Life Line Wealth Management’s financial planning
services.

Item 7 – Types of Clients

Life Line Wealth Management generally offers advisory services (investment management services
and financial planning services) to the following types of clients:

    •   Individuals
    •   High Net Worth Individuals
    •   Trusts
    •   Privately Held Small Business Entities

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However, Life Line Wealth Management may provide advisory services to other types of clients if
LLWM determines that it can effectively provide these services to those clients.

A client is required to execute a written investment management services agreement with Life Line
Wealth Management in order to establish a client arrangement with Life Line Wealth Management.

Minimum Investment Amounts Required

In general, Life Line Wealth Management requires a minimum of $250,000 of investable assets to
establish an advisory services relationship with a client. At LLWM’s discretion, it may waive the
account minimum.