Wealthtrak Capital Management LLC

Item 5 Fees and Compensation
Portfolio Management Services

Our fee for discretionary portfolio management services is negotiable and based on a percentage of your
assets we manage and is set forth in the following fee schedule:

       Assets Under Management               Annual Fee (Up to)
       On the first $500,000                      1.95%
       On the next $500,000                       1.50%
       On the next $1,000,000                     1.25%
       On the next $3,000,000                     0.95%
       Over $5,000,000                            0.75%

Certain legacy clients may be billed under a previous or different fee schedule.

Disclosures Applicable to Portfolio Management Accounts
Depending on the arrangements made at the inception of the engagement, we may agree to our annual
asset portfolio management fee being billed and payable quarterly or monthly in advance based on the
value of your account on the last day of the previous billing period. For certain clients whose accounts are

maintained on a separate third-party platform, billing may be monthly in arrears. If the investment
management agreement is executed at any time other than the first day of the billing period, our fees will
apply on a pro-rata basis, which means that the advisory fee is payable in proportion to the number of
days in the billing period for which you are a client.

At our discretion, we may combine the account values of family members living in the same household to
determine the applicable advisory fee. For example, we may combine account values for you and your
minor children, joint accounts with your spouse, and other types of related accounts. Combining account
values may increase the asset total, which may result in your paying a reduced advisory fee based on the
available breakpoints in our fee schedule stated above. Assets under a third-party platform may not be
combined with other advisory assets for the purpose of reducing advisory fees based on any available
breakpoints and/or reductions.

Depending on the arrangements made at the inception of the advisory relationship, we will either send you
an invoice for our fees or we will deduct our fee directly from your account through the qualified custodian
holding your funds and securities. We will deduct our advisory fee only when the following requirements
are met:
    • You provide our firm with written authorization permitting the fees to be paid directly from your
      account held by the qualified custodian.
    • The qualified custodian agrees to send you a statement, at least quarterly, indicating all amounts
      dispersed from your account including the amount of the advisory fee paid directly to our firm.

You may terminate the portfolio management agreement at any time upon written notice to our firm. You
will incur a pro-rata charge for services rendered prior to the termination of the portfolio management
agreement, which means you will incur advisory fees only in proportion to the number of days in the billing
period for which you are a client. If you have pre-paid advisory fees that we have not yet earned, you will
receive a prorated refund of those fees.

We encourage you to review the statement(s) you receive from the qualified custodian.

Financial Planning Services
We typically offer a complimentary initial consultation at no charge. Thereafter, we may charge an hourly
fee of $250 or a negotiable fixed fee that typically ranges from $495 to $7,500 for financial planning
services, which is negotiable depending on the scope and complexity of the plan, your situation, and your
financial objectives. An estimate of the total time/cost will be determined at the start of the advisory
relationship. In limited circumstances, the cost/time could potentially exceed the initial estimate. In such
cases, we will notify you and request that you approve the additional fee.

Depending on the arrangements made in the agreement for services, fees may be due either upon
completion of services rendered, at the inception of the advisory relationship or we may either require that
you pay 50% of the fee in advance and the remaining portion upon the completion of the services
rendered. In any event, we will not require prepayment of fees more than $1,200 for services that will not
be provided within six months. On occasion, fixed fees might exceed the limit stated above if the size and
complexity warrant such a higher fee.

You may terminate the financial planning agreement within five (5) days of signing the agreement without
penalty. Thereafter, you may terminate the financial planning agreement at any time upon written notice to
our firm. You will incur a pro-rata charge for services rendered prior to the termination of the agreement. If

you have pre-paid advisory fees that we have not yet earned, you will receive a prorated refund of those
fees.

Advisory Consulting Services
If you engage us for Advisory Consulting Services, we charge a negotiable fixed fee that typically ranges
from $495 to $7,500, depending on the scope and complexity of services to be rendered. These services
primarily involve advising clients on specific financial-related topics. The topics we address may include
but are not limited to, risk assessment/management, investment planning, financial organization, or
financial decision making/negotiation. Depending on the arrangements made in the agreement for
services, fees may be due either upon completion of services rendered, at the inception of the advisory
relationship or we may either require that you pay a portion of the fee in advance and the remaining
portion upon the completion of the services rendered. In any event, we will not require prepayment of a
fee of more than $1,200 for services that will not be provided within six months.

Selection of Other Advisers
Advisory fees charged by MMs are separate and apart from our advisory fees. Assets managed by MMs will
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Item 7 Types of Clients
We offer investment advisory services to individuals, retirement plans, trusts, estates, charitable
organizations, corporations, and other business entities.

On our Managed Portfolio Program, we will generally require a minimum of $100,000 to open and maintain
an advisory account. At our discretion, we may waive this minimum account size. For example, we may
waive the minimum if you appear to have significant potential for increasing your assets under our
management. We may also combine account values for you and your minor children, joint accounts with
your spouse, and other types of related accounts to meet the stated minimum.