WFA of San Diego LLC

ITEM 5-FEES AND COMPENSATION

INVESTMENT MANAGEMENT
The Adviser bases its fees on a percentage of assets under management, hourly charges, and fixed fees.
Although the Client Agreement is an ongoing agreement and constant adjustments are required, the length
of service to the Client is at the Client’s discretion. The Client or the Adviser may terminate an Agreement
by thirty (30) days written notice to the other party. At termination, fees will be billed on a pro rata basis for
the portion of the quarter completed. The portfolio value at the completion of the prior full billing quarter is
used as the basis for the fee computation, adjusted for the number of days during the billing quarter prior
to termination.

                                        CONSERVATIVE ACCOUNTS
                             Annualized Tiered Investment Management Fees
                    Account Value From                 Account Value To           Annual Percentage
                                                                                         Fee
               $0                                          $1,000,000                   1.0%

               $1,000,001                                  $3,000,000                     .50%

               $3,000,001                                  $6,000,000                     .30%

               Over $6,000,000                                                            .20%

                                        EQUITY & BALANCED ACCOUNTS
                             Annualized Tiered Investment Management Fees
                    Account Value From                 Account Value To           Annual Percentage
                                                                                         Fee
               $0                                          $1,000,000                  1.25%

               $1,000,001                                  $3,000,000                     .80%

               $3,000,001                                  $6,000,000                     .60%

               Over $6,000,000                                                            .40%

The investment management fee schedules are tiered. The management fee is calculated by applying
different rates to different values of the account. Total fees will be the sum of fees charged for AUM within

all applicable ranges. For example, the annual fee on a conservative account valued at $1,500,000 would
be calculated as follows:
                                          $1,000,000 x .01 = $10,000
                                           $500,000 x .005 = $ 2,500
                                          Total Annual Fee = $12,500
Certain Clients pay fees according to a fee schedule previously used by the Adviser that may differ from
the above schedule.
The above stated fee schedule is not inclusive of any additional fees that would be charged by any affiliated
or unaffiliated sub-advisor.

Courtesy Accounts
From time to time, Adviser may allow a Client (or parties related to a Client) at Adviser’s discretion, to utilize
Adviser’s master agreement with a custodian for custody and to execute trades with no fees charged by
the Adviser. Such accounts are not managed by the Adviser and are provided no investment advisory or
investment supervisory services.

EXCHANGE TRADED FUNDS PORTFOLIO SERVICES
The Adviser charges a fee of one half of one percent (.50%) per annum, payable quarterly, in arrears
(.125% per quarter) for Exchange Traded Funds Portfolio Services. In the first quarter, the fee will be
prorated based on the number of days that the account was open during the quarter. Fees are deducted
from a Client’s ETF Portfolio account.

FLAT “FIXED” MANAGEMENT FEES
The Adviser charges a Flat Management Fee based on certain criteria which may include; the complexity
of the portfolio, the type of assets held, the activity in the portfolio, etc. The retainer fee will be reflected in
Schedule A of the “CA” and will be billed quarterly, in arrears. There is a minimum annual retainer fee of
$1,000.

401(K) SERVICES
The Adviser normally charges an annual fee for 401(k) consultation services as detailed in the “CA”
agreement. Generally, for the design, implementation, investment management, reporting and participant
education, .50% of the Plan assets, billed in arrears in quarterly increments of 0.125%.

FEE COLLECTION
WFA SD's investment management fee is paid quarterly, in arrears, based upon the market value of the
assets (subject to the scope of the CA) on the last business day of the previous quarter. All fees are rounded
up or down to the nearest dollar.
BY CUSTODIAN
Client authorizes the custodian(s) of Client's account(s) to debit such account(s) for the amount of WFA
SD's investment advisory fee and to directly remit those advisory fees to WFA SD in accordance with
required SEC procedures as follows:
    (1) WFA SD will send the Client and the custodian(s) a bill showing the amount of fees charged.
    (2) The custodian(s) will send the Client a statement, at least quarterly (Trust Clients may direct the
        trust company to provide statements less frequently), indicating all amounts disbursed from the
        account including the amount of advisory fees paid directly to WFA SD.
DIRECT BILLING
Client may request direct billing of WFA SD's investment advisory fees as follows: (1) WFA SD will create
and submit to Client a bill showing the amount of fees due; and (2) the bill is payable to WFA SD within 30
days of receipt by the Client.

HOURLY FEES
The Hourly Fee is applied occasionally for miscellaneous services. WFA SD's hourly fees range from $100
to $500 per hour depending on staff billing rates based on the nature and scope of services.

FLAT (FIXED) MANAGEMENT FEES
On occasion, at its sole discretion, WFA SD may charge a lesser or Flat Management Fee based on certain
...

ITEM 7-TYPES OF CLIENTS
The Adviser generally provides investment advice to individuals, pension and profit sharing plans, trusts,
estates, charitable organizations, corporations or business entities. Client relationships vary in scope and
length of service.

Clients eligible to enroll in the Program include individuals, IRAs, and revocable living trusts. Clients that
are organizations (such as corporations and partnerships) or government entities, and Clients that are
subject to the Employee Retirement Income Security Act of 1974, are not eligible for the Program.

ACCOUNT MINIMUMS
WFA SD will, at its sole discretion, determine the minimum size account it will manage based upon the
client relationship, type of account, and other factors.