Stillwater Wealth Management Group LLC

Item 5: Fees and Compensation

   A. Fee Schedule

Portfolio Management Fees
          Total Assets Under Management Annual Fees

          $0 - $999,999 1.10%

          $1,000,000 - $2,499,999 1.00%

          $2,500,000 - $4,999,999 0.90%

          $5,000,000 - $10,000,000 0.80%

          $10,000,000 - $15,000,000 0.70%

          $15,000,000 - $20,000,000 0.60%

          $20,000,000 + 0.50%

The advisory fee is calculated using the value of the assets in the Account on the last
business day of the prior billing period. These fees are generally negotiable and the final
fee schedule will be memorialized in the client’s advisory agreement. Clients may
terminate the agreement without penalty for a full refund of SWMG LLC's fees within
five business days of signing the Investment Advisory Contract. Thereafter, clients may
terminate the Investment Advisory Contract generally with 3 days' written notice.

Pension Consulting Services Fees

Asset-Based Fees for Pension Consulting
       Total Assets Under Management              Annual Fee

           All Assets                             0.75%

The advisory fee is calculated using the value of the assets on the last business day of the
prior billing period. These fees are generally negotiable and the final fee schedule will be
memorialized in the client’s advisory agreement.

Clients may terminate the agreement without penalty for a full refund of SWMG LLC's
fees within five business days of signing the Investment Advisory Contract. Thereafter,
clients may terminate the pension consulting agreement generally with 30 days' written
notice. SWMG LLC bills based on the balance on the first day of the billing period.
   B. Payment of Fees

Payment of Portfolio Management Fees

       Asset-based portfolio management fees are withdrawn directly from the client's accounts
       with client's written authorization or may be invoiced and billed directly to the client on a
       monthly basis. Fees are paid in advance and may be paid by check.

      Payment of Pension Consulting Fees

       Asset-based pension consulting fees are withdrawn directly from the client's accounts
       with client's written authorization on a monthly basis. Fees are paid in advance.

          C. Client Responsibility For Third Party Fees

       Clients are responsible for the payment of all third party fees (i.e. custodian fees,
       brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and
       distinct from the fees and expenses charged by SWMG LLC. Please see Item 12 of this
       brochure regarding broker-dealer/custodian.
          D. Prepayment of Fees

       SWMG LLC collects fees in advance. Refunds for fees paid in advance but not yet earned
       will be refunded on a prorated basis and returned within fourteen days to the client via
       check, or return deposit back into the client’s account.

       For all asset-based fees paid in advance, the fee refunded will be equal to the balance of
       the fees collected in advance minus the daily rate* times the number of days elapsed in
       the billing period up to and including the day of termination. (*The daily rate is
       calculated by dividing the annual asset-based fee rate by 365.)
          E. Outside Compensation For the Sale of Securities to Clients

       Neither SWMG LLC nor its supervised persons accept any compensation for the sale of
       securities or other investment products, including asset-based sales charges or service
       fees from the sale of mutual funds.

Item 7: Types of Clients

 SWMG LLC generally provides advisory services to the following types of clients:

        ❖   Individuals
        ❖   High-Net-Worth Individuals
        ❖   Pension and Profit Sharing Plans
        ❖   Corporations or Business Entities

There is an account minimum of $1,000,000, which may be waived by SWMG LLC in its discretion.