Wilbanks Smith & Thomas Asset Management LLC

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Wilbanks Smith & Thomas Asset Management LLC
CRD #106060
SEC #801-37972
CIK #0001007399
AUM
Employees 8 (75% Investors, 0% Brokers)
Fees
Minimum
Phone757-623-3676
Address150 West Main Street
Norfolk, VA 23510
Source [IAPD] [EDGAR] [Website] [LinkedIn] [Facebook]
Total AUM ($B)
6.04.83.62.41.20.01999200820172027
Fees and Compensation — Form ADV Part 2A (5/1/2024) [Brochure]
Item 5-Fees and Compensation
WST is typically compensated for its investment advisory services by charging a management fee based on
the market value of the assets under our management based upon the fee schedule set forth below:

Private Fund Assets

     •   1.00% on the first $5 million
     •   .75% on the next $5 million
     •   .50% above $10 million

WST’s WSTCM Credit Select Risk-Managed Fund will charge fees in accordance with the fund’s
prospectus which can be found at

Fees are typically billed quarterly in arrears based upon the market value of the assets at the end of the
preceding quarter, except for certain manually priced securities which may be valued on a more infrequent
basis. In this instance, a valuation other than the end of the preceding quarter may be used for fee billing
purposes, including holding the security at cost. Fees are typically billed on cash and cash sweep
instruments but not typically billed on assets designated as unmanaged. Certain legacy accounts may be
billed differently than current client accounts. Private and alternative investments will generally be valued
at cost, unless the General Partner or Investment Manager provides Advisor with material that clearly, in
the Advisor’s reasonable discretion, demonstrates a market value higher or lower than its cost, in which
case such securities will be valued at such higher or lower amount as reasonably determined by the
Manager. If your relationship with us begun or ended during a calendar quarter, your fee will be prorated

for the appropriate number of days completed or remaining in the quarter and, where applicable, you will
be issued a refund for any portion of your quarterly fee paid in advance which was unearned.

We may negotiate the amount of your fee depending upon circumstances including but not limited to
account composition and complexity, other client, employee or family relationships, etc. which may result
in different fees being charged by us for client accounts similar in composition and objectives. Our
employees and their family related accounts may be charged a reduced fee, or no fee, for our services.

You may pay your fee to us directly upon receipt of an invoice from us or you may authorize your custodian
to allow us to directly debit our fee from your account or accounts. If you choose the latter method, your
custodian will not confirm our fee but will pay the amount based on the fee amount communicated to the
custodian by us and send it directly to us. You will receive a periodic statement from your custodian which
will include the amount of the fee which has been sent to us. You should confirm the accuracy of our fee
calculation upon receipt of your custodian’s statement.

The fees you pay us do not include brokerage commissions or other fees or charges associated with
securities transactions implemented with or through a brokerage firm, mark-ups or mark-downs in principal
transactions, deferred sales charges, odd-lot differentials, stock exchange fees, wire transfer or related
processing fees, transfer taxes or other charges mandated by law or regulation all of which will be charged
to you in addition to our fee. We do not receive any portion of any of the foregoing expenses or fees. You
should go to the section on Brokerage Practices in our brochure for more information on how we select or
recommend brokerage firms for your securities transactions and information related to that process.

WST serves as the investment adviser to a mutual fund that’s part of WST Investment Trust, WSTCM Credit
Select Risk-Managed Fund. Please refer to the section on Other Financial Industry Activities and Affiliations
in this brochure for more information on the fund and their fees and expenses.

WST also serves in a sub advisory role or research provider for investment management firms, some of
which may be affiliated with us or other institutions. Please refer to the section on Other Financial Industry
Activities and Affiliations below for more information. The fees we receive for these arrangements
generally range from 25 to 100 basis points of the client’s assets for which the service is being provided.

We primarily recommend “no load” mutual funds and exchange traded funds for our client portfolios, which
are mutual funds, sold without a commission or sales charge.

Clients should be aware that similar or comparable services may be available from other firms including
other investment management firms at a cost higher or lower than that available through us.
Account Minimums and Types of Clients — Form ADV Part 2A (5/1/2024) [Brochure]
Item 7-Types of Clients
Our clients include individual persons, banks or thrift institutions, pension and profit sharing plans, 401(k)
plans, Taft-Hartley organizations, trusts, estates, endowments, charitable organizations and foundations,
corporations or similar business entities, governmental entities, investment companies and other pooled
investment vehicles. Generally, our minimum account size is $1,000,000 although this may be waived
based on considerations, such as the account’s relationship to established clients and other factors.
Sector Form 13F Holdings Value ($B)
Norfolk Southern Corp 0.1
Apple Inc 0.1
Microsoft Corp 0.1
Caterpillar Inc 0.0
Nvidia Corp 0.0
Amazon Com Inc 0.0
 
 
 
 
 
Holdings by Sector ($B)
4.03.22.41.60.80.02013201720212025
Type Form D Funds Date Sold AUM
Other Legacy SSN SPV LLC 2021-10-22 15.2 M
Other WST Income Fund II LLC 2021-10-22 6.2 M
Other WST Income Fund I LLC 2020-03-30 0.7 M
AUM Breakdown Accounts AUM ($B)
By Client Type
(a) Individuals (other than high net worth individuals) 0 0.0
(b) Individuals (high net worth individuals) 0 0.0
(c) Banking or thrift institutions 0 0.0
(d) Investment companies 1 0.1
(e) Business development companies 0 0.0
(f) Pooled investment vehicles 3 0.0
(g) Pension and profit sharing plans 0 0.0
(h) Charitable organizations 0 0.0
(i) State or municipal government entities 0 0.0
(j) Other investment advisers 0 0.0
(k) Insurance companies 0 0.0
(l) Sovereign wealth funds and foreign official institutions 0 0.0
(m) Corporations or other businesses not listed above 0 0.0
(n) Other 0 0.0
Total 4 0.2
By Discretionary
Discretionary 4 0.2
Non-Discretionary 0 0.0
Total 4 0.2
By Non-United States Persons
Non-United States Persons 0.0
United States Persons 0.2
Total 4 0.2
EDGAR Form CIK 2011 - 2026
13F-HR [0001007399]
Firm Profile (Form ADV)
ServesInstitutional
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