World Capital Advisors LLC

FEES AND COMPENSATION

The fees paid by clients depend upon the services they select from the firm.

Separately Managed Accounts, Fee-Based Securities Accounts and Other Investment Management
Programs Sponsored by Third-Party Managers
For separately managed accounts, fee-based securities accounts and other investment management programs
sponsored by a third-party managers, clients pay fees based on a percentage (%) of assets under management.
For these products, the Firm's maximum annualized advisory fee is 1.5% (150 basis points) of assets under
management. This does not include program or product fees, servicing fees or any other fees imposed on the
account by a third-party advisory program manager or its affiliates, such as transaction costs, custodial and
mutual fund 12-b1 fees. Each third-party manager maintains its own fee schedules; therefore full disclosure of
all applicable fees, refunds and termination provisions will be provided separately to the client by the third party

advisor, or they will be contained in the new account forms signed by the client. However, the Firm's total
maximum annualized fee, including all third-party fees and the Firm’s advisory, will not exceed 2.25% (225 basis
points). All fees are deducted from the client’s third-party custodial account. Clients never pay fees directly to
the Firm for these products. While the third-party fees are not negotiable, the Firm’s advisory fee on such
accounts may be negotiable for clients with multiple accounts.

These services are typically offered for accounts with a minimum market value of $5,000 - $25,000 for Mutual
Fund Accounts and $100,000 for Exchange Traded Fund (“ETF”) and Privately Managed Accounts. The firm
reserves the right to waive this minimum at its discretion, as long as any applicable third-party advisory program
sponsor waives its respective minimum as well.

Fee-Based Financial Planning
Fees for financial planning are based on the specific planning services to be provided to the client and the
complexity of the client’s financial situation and goals. Fees for services are subject to prior negotiation and
agreement between the client and the Firm. After the first anniversary of their initial contract, clients may wish,
or the Firm may suggest, that their contracts be renewed in order to update their financial plans, in whole or in
part. If a client chooses to renew his/her contract, current financial information relevant to the planning areas
is obtained and evaluated and a written summary/update is provided to the client. A new negotiated fee may
apply.

Typically, hourly fees are $250 per hour, and basic ongoing advisory services range from $500-$1500/month.
Such fees are invoiced to clients at the end of each month and due within 30 days of invoice. One-time financial
plans are charged on a project basis based upon the size and scope of the plan. Payment for such plans is due
upon receipt of a completed financial plan.

Brokerage Commissions
In some instances, a client may choose to trade in mutual funds, ETFs, common stock, options or other
securities in a brokerage account. In such instances, it is imperative to understand that the Firm is acting as an
agent of the client, and is not itself providing such services.

Additional charges, such as transaction costs, custodial and mutual fund 12b-1 fees may also apply to the
maintenance of and trading in such a brokerage account.

Additional Compensation

World Capital Advisors may enter into a revenue sharing agreement with third party money managers from
time to time. This revenue share is based on the Firm’s level of production and assets with the third party
advisor. This is paid by the third party advisor out of their portion of the management fee collected from the
client.

Certain Firm representatives may have other professional designations and may receive fees for other services.
This can include but is not limited to, legal, estate, accounting and insurance services.

TYPES OF CLIENTS
The Firm generally provides services to individuals, qualified pension and profit plans, individual retirement
accounts, trusts, estates (including charitable organizations) and corporations or other types of business entities
within the US and its Territories.

METHODS OF ANALYSIS, INVESTMENT STRATEGIES AND RISK OF LOSS

The Firm uses a number of applications and methods of collecting and analyzing investments and investment
strategies. The Firm also provides counsel to its clients on the investment strategies employed by sponsors and
managers of the various investment products, separately managed account programs or asset allocation
programs utilized by the Firm on behalf of its clients.

Risk of Loss
There is an inherent risk of loss in any type of security or investment strategy. The Firm may recommend any
of several types of securities and investment strategies, which may include mutual funds, common stock,
options, ETFs, bonds, separately managed accounts and/or asset allocation programs. Clients will be provided
with all appropriate prospectuses for mutual funds, as well as the required Characteristics and Risks of
Standardized Options pamphlet when considering such investments. Separately managed accounts and asset
allocation programs are managed by third-party investment advisors and clients will be provided with all risk
disclosure and investment strategy information when considering such investments. Clients should always
read and carefully consider the investment objectives, risks, charges and expenses of any product before
investing.

Analysis application used          Sources of Information can include,             Investment Strategies can
can include:                       but are not limited to:                         include,
                                                                                   but not limited to:
Charting                           Financial Publications
Fundamental Analysis               Research Publications                           Long term purchases
Technical Analysis                 Corporate rating services                       Short term purchases
Cyclical Analysis                  Annual reports, prospectuses, and other         Trading
                                   corporate filings                               Short Sales
                                                                                   Margin Transactions
                                                                                   Option writing,
                                                                                   including covered calls
                                                                                   and spread strategies