3rd Creek Investments Inc

Item 5: Fees and Compensation

A. Fees & Compensation

For Core Investment Advisory Services, 3rd Creek Investments charges an asset-based
fee, meaning the fee is based on a percentage of assets under management, including all
securities and cash held in the client portfolio. The fee on an annual basis is equal to up to
1.00% of the value of the account and is assessed quarterly. The specific fee arrangement
will be outlined in the signed client agreement.

If we select a sub-advisor to assist with managing your account, they will charge you a
fee ranging from 0.40% to 1.50%. The sub-advisor’s fee is in addition to our fee and will
be automatically deducted from your account. We only select sub-advisors in occasional
instances, most typically at the request of the client.

For clients who also request our Other Advisory Consulting Services, including but not
limited to financial planning, accounting services, values-aligned/impact investing, or
other services, 3rd Creek Investments, Inc. may charge a fixed fee instead of basing its
fee on percentage of assets under management. While negotiable, the rate of the fixed fee
depends on the level, scope, and timeline of the services and the professional rendering of
the specific Other Advisory Consulting Services provided. Typically, fees will range
between $2,000 and $250,000 for Other Advisory Consulting Services.

In some cases, 3rd Creek Investments charges an hourly fee for providing Other Advisory
Consulting Services. This fee typically ranges from $125 - $500 per hour, depending on
the specific nature of the client’s needs, the complexity of the client’s investment profile,
the size of the asset pool, service requirements, and the full extent of the client’s
relationship with us. Hourly fees are generally only applied to financial planning or other
advisory consulting services, not to core investment management services.

Advisory fees are negotiated on a client-by-client basis, depending on such details as, but
not limited to, the type of client/account, portfolio size, service requirements, and the full
extent of the client’s relationship with 3rd Creek Investments, Inc.
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B. Payment of Fees

Asset-based fees are calculated and due quarterly in advance. This means that the fee is
calculated based on the fair market value of the client’s assets under 3rd Creek
Investments' supervision as of the close of business on the last business day of the
immediately preceding calendar quarter. Certain private investments will be valued based
on their most recently available valuation. Fees can be directly deducted from the account
14 days after a bill is sent to the client, or can be paid directly by check upon client
request. The client’s independent custodian sends statements at least quarterly showing
the market values for each security included in the assets and all account disbursements,
including the amount of advisory fees paid to 3rd Creek Investments. Clients will provide
authorization permitting 3rd Creek Investments to be paid directly by these terms. 3rd
Creek Investments will send an invoice directly to the custodian. The client is always
presented with a bill explaining how the fee was calculated with at least 14 days to
dispute the bill before the fee is deducted. Clients are encouraged to verify the accuracy
of the fee stated on each bill.

A client who becomes a client other than on the last day of a calendar quarter pays 3rd
Creek Investments a prorated fee for the first partial calendar quarter during which the
investment advisory contract is in effect.

Hypothetical $1,000,000 Portfolio                   Annual Fee of 0.75%

15-Jan                                              29-Jan
Client Receives Bill for Period Jan 1-Mar 31        3CI Collects Bill ($1,875)

15-Apr                                              29-Apr
Client Receives Bill for Period Mar 1-June 30       3CI Collects Bill ($1,875)

15-Jul                                              29-Jul
Client Receives Bill for Period June 1-Sept 30      3CI Collects Bill ($1,875)

15-Oct                                              29-Oct
Client Receives Bill for Period Oct 1-Dec 31        3CI Collects Bill ($1,875)

Fixed fees for annual services are generally billed quarterly in advance. Fixed fees for
specific, time constrained projects, such as specific financial planning requests, are
typically billed in arrears, following the end of the engagement period, and payable upon
the Client’s receipt of the invoice. In some cases, we may bill a Client for a mutually
agreed upon portion of the estimated fee upon the execution of the engagement letter for
the fixed fee service, and then we will bill for the remaining portion of the fee following
the end of the engagement period. 3rd Creek Investments does not require or solicit
prepayment for services of more than $1,200 in fees six months or more in advance.

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Our hourly fees are billed at the end of the engagement period, and payable upon the
Client’s receipt of the invoice.

Either party may terminate the agreement by providing written notice to the other party.
In the event a client terminates our contract agreement, the balance of the client’s
unearned fees (if any) will be refunded to the client. We will pro-rate the refund based on
the date that the client transfers the assets in the account from our management or based
on the date that either party removes 3rd Creek Investments as an authorized investment
advisor on the account.

If termination occurs within five business days of entering into an agreement for such
services, the client is entitled to a full refund.

C. Additional Fees and Expenses

3rd Creek Investments’ fees are separate from the brokerage commissions, transaction
fees, and other related costs and expenses that will be incurred by the Client. Clients may
incur certain charges imposed by mutual funds, ETFs, or sub-advisors; they may also
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Item 7: Types of Clients & Account Requirements

3rd Creek Investments offers services to many different types of clients. Currently we
offer services to individuals, trusts, non-profit organizations including foundations,
defined contribution plans, defined benefit plans, other profit-sharing plans, and
corporations. The minimum new account size for 3rd Creek Investment clients is
$500,000 for Investment Advisory Services, and $2,000,000 for Investment Advisory
Services plus Other Advisory Consulting Services. However, we reserve the right to
waive this minimum and to accept or decline a potential client for any reason.