Momentum Wealth Planning LLC

Item 5 - Fees and Compensation

Momentum charges fees based on a percentage of assets under management . The specific fees charged by
Momentum for services provided will be set forth in each client’s agreement.

     A. Financial Planning and Investment Management Services

Financial Planning Services
Limited Financial Planning Services and access to financial planning software are included in the AUM
fee.

Fees for Investment Management Services
Momentum charges an annual advisory fee that is agreed upon with each client and set forth in an agreement
executed by Momentum and the client. If fixed, the advisory fee will be specified on the fee schedule as
set forth in the agreement executed by Momentum and the client. If based on a percentage of the value of
assets under management, the advisory fee for the initial month shall be paid, on a pro rata basis, in arrears,
based on the average daily balance of the client’s accounts for such initial month. For subsequent months,
the advisory fee shall be paid, in arrears, based on the average daily balance of the client’s accounts for the

Momentum Wealth Planning                                                             Disclosure Brochure

month as provided by third-party sources, such as pricing services, custodians, fund administrators, and
client-provided sources. For purposes of fee calculation, the asset value of client accounts include cash and
cash equivalents, short positions, as well as margined securities. Using the average daily balance allows for
the advisor to account for cash or security inflows and outflows over the course of the billing period. The
average daily balance is calculated by first taking the sum of the balances in the client’s account(s) each
day of the the billing cycle, as provided primarily from the custodian or other sources as listed above, as
applicable. Once totaled, that amount is divided by the number of days in the billing cycle, and that figure
is then applied against the mutually agreed upon fee in the client’s IAA. Momentum does not reduce
management fees for margin borrowing, regardless of whether the assets are in cash or other securities.
Momentum has a financial incentive to recommend that clients borrow money for the purchase of additional
securities for the client’s account managed by Momentum or otherwise not liquidate some or all the assets
Momentum manages. Momentum addresses this conflict of interest by this disclosure and working to
ensure that any recommendation to a client regarding the use of margin is suitable for the client. The annual
advisory fee ranges up to 1.0% (per annum).

Notwithstanding the foregoing, Momentum and the client may choose to negotiate an annual advisory fee
that varies from the range set forth above. Factors upon which a different annual advisory fee may be based
include, but are not limited to, the size and nature of the relationship, the services rendered, the nature and
complexity of the products and investments involved, time commitments, and travel requirements. The
advisory fee charged by the Firm will apply to all of the client’s assets under management, unless
specifically excluded in the client agreement. The advisory fee may include the financial planning services
described above. Although Momentum believes that its fees are competitive, clients should understand that
lower fees for comparable services may be available from other sources and firms.

The investment advisory agreement between Momentum and the client may be terminated at will by either
Momentum or the client upon written notice. Momentum does not impose termination fees when the client
terminates the investment advisory relationship, except when agreed upon in advance.

     B. Payment of Fees

Momentum generally deducts its advisory fee from a client’s investment account(s) held at his/her
custodian. Upon engaging Momentum to manage such account(s), a client grants Momentum this limited
authority through a written instruction to the custodian of his/her account(s). The client is responsible for
verifying the accuracy of the calculation of the advisory fee; the custodian will not determine whether the
fee is accurate or properly calculated.

Although clients generally are required to have their investment advisory fees deducted from their accounts,
in some cases, Momentum will directly bill a client for investment advisory fees if it determines that such
billing arrangement is appropriate given the circumstances.

The custodian of the client’s accounts provides each client with a statement, at least quarterly, indicating
separate line items for all amounts disbursed from the client's account(s), including any fees paid directly
to Momentum.

Momentum Wealth Planning                                                           Disclosure Brochure

Clients may make additions to and withdrawals from their account at any time, subject to Momentum’s
right to terminate an account. Additions may be in cash or securities provided that the Firm reserves the
right to liquidate transferred securities or decline to accept particular securities into a client’s account.
Clients may withdraw account assets at any time on notice to Momentum, subject to the usual and
customary securities settlement procedures. However, the Firm generally designs its portfolios as long-term
investments and the withdrawal of assets may impair the achievement of a client’s investment objectives.
Momentum may consult with its clients about the options and implications of transferring securities. Clients
are advised that when transferred securities are liquidated, they may be subject to transaction fees, short-
term redemption fees, fees assessed at the mutual fund level (e.g. contingent deferred sales charges) and/or
tax ramifications.

     C. Clients Responsible for Fees Charged by Financial Institutions and External Money
        Managers
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Item 7 - Types of Clients

Momentum offers investment advisory services to individuals, including high net worth individuals,
families, family offices, trusts, businesses, charitable foundations, and retirement/profit-sharing plans.
Momentum does not impose a minimum portfolio size or a minimum initial investment to open an account.
However, Momentum does reserve the right to accept or decline a potential client for any reason in its sole
discretion.