Abundant Wealth Management LLC

Item 5: Fees and Compensation

A. Fee Schedule

Portfolio Management Fees

        Total Assets Under Management             Annual Fees
        $0 - $1,000,000                           1.00%

        $1,000,001 - $2,000,000                   0.90%

        $2,000,001 - $4,000,000                   0.80%

        $4,000,001 - $6,000,000                   0.70%

        $6,000,001 - $8,000,000                   0.60%

        $8,000,001 - AND UP                       0.50%

AWMLLC uses an average of the daily balance in the client's account throughout the
billing period, after taking into account deposits and withdrawals, for purposes of
determining the market value of the assets upon which the advisory fee is based.

These fees are generally negotiable and the final fee schedule will be memorialized in the
client’s advisory agreement. Clients may terminate the agreement without penalty for a
full refund of AWMLLC's fees within five business days of signing the Investment
Advisory Contract. Thereafter, clients may terminate the Investment Advisory Contract
immediately upon written notice.

Financial Planning Fees

Fixed Fees

The negotiated fixed rate for creating client financial plans is between $750 and $5,000.

Hourly Fees

The negotiated hourly fee for these services is $250 and $350.

Clients may terminate the agreement without penalty, for full refund of AWMLLC’s fees,
within five business days of signing the Financial Planning Agreement. Thereafter, clients
may terminate the Financial Planning Agreement generally upon written notice.

B. Payment of Fees

Payment of Portfolio Management Fees

Asset-based portfolio management fees are withdrawn directly from the client's accounts
with client's written authorization on a quarterly basis. Fees are paid in arrears.

Payment of Financial Planning Fees

Financial planning fees are paid via check, cash, wire or credit card through an invoicing
system.

Fixed financial planning fees are paid 50% in advance, but never more than six months in
advance, with the remainder due upon presentation of the plan.

Hourly financial planning fees are paid 50% in advance, but never more than six months
in advance, with the remainder due upon presentation of the plan.

C. Client Responsibility For Third Party Fees

Clients are responsible for the payment of all third-party fees (i.e. custodian fees,
brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and
distinct from the fees and expenses charged by AWMLLC. Please see Item 12 of this
brochure regarding broker-dealer/custodian.

D. Prepayment of Fees

AWMLLC collects certain fees in advance and certain fees in arrears, as indicated above.
Refunds for fees paid in advance but not yet earned will be refunded on a prorated basis
and returned within fourteen days to the client via check, or return deposit back into the
client’s account.

Fixed fees that are collected in advance will be refunded based on the prorated amount of
work completed at the point of termination.

For hourly fees that are collected in advance, the fee refunded will be the balance of the
fees collected in advance minus the hourly rate times the number of hours of work that
has been completed up to and including the day of termination.

E. Outside Compensation For the Sale of Securities to Clients

Francis Anthony Brown and Brendan Azoff are insurance agents and, in this role, accepts
compensation for the sale of insurance products to AWMLLC clients.

1. This is a Conflict of Interest

   Supervised persons may accept compensation for the sale of investment products,
   including asset-based sales charges or service fees from the sale of mutual funds to
   AWMLLC's clients. This presents a conflict of interest and gives the supervised person
   an incentive to recommend products based on the compensation received rather than
   on the client’s needs. When recommending the sale of insurance products for which
   the supervised persons receive compensation, AWMLLC will document the conflict
   of interest in the client file and inform the client of the conflict of interest.

2. Clients Have the Option to Purchase Recommended Products From
Other Brokers

   Clients always have the option to purchase AWMLLC recommended products
   through other brokers or agents that are not affiliated with AWMLLC.

       3. Commissions are not AWMLLC's primary source of compensation for
       advisory services

           Commissions are not AWMLLC’s primary source of compensation for advisory
           services.

       4. Advisory Fees in Addition to Commissions or Markups

           Advisory fees that are charged to clients are not reduced to offset the commissions or
           markups on insurance products recommended to clients.

Item 7: Types of Clients

AWMLLC generally provides advisory services to the following types of clients:

       ❖      Individuals
       ❖      High-Net-Worth Individuals
       ❖      Pension and Profit-Sharing Plans
       ❖      Charitable Organizations
       ❖      Corporations or Business Entities

There is no account minimum for any of AWMLLC’s services.