Murphy Wealth Management Group Inc

Item 5 – Fees and Compensation

 Asset Management

 The specific manner in which fees are charged by the firm is established in a client’s written
 agreement and account application between the client and Murphy Wealth Management
 Group. Clients can determine to engage the services of Murphy Wealth Management Group
 on a discretionary basis. Murphy Wealth Management Group does not manage accounts on a

Firm Brochure ADV Part 2A

 non-discretionary basis. The firm’s annual investment advisory fee shall be based upon a
 percentage (%) of the market value and type of assets placed under the firm’s management to
 be charged quarterly in advance.

 The account fee charged to the client for each advisory program is subject to the following
 standard fee schedule:

                Aggregate Assets                      Advisory Fee
                $500,000 - $699,999                   1.25%
                $700,000 - $1,199,999                 1.10%
                $1,200,000 - $1,999,999               .95%
                $2,000,000 - $2,999,999               .85%
                $3,000,000 - $4,999,999               .70%
                Over $5,000,000                       Negotiable

 Fees charged on assets less than $500,000 will be assessed at a fee higher than 1.25% but will
 not exceed 2.00%. Please understand that although the above is our standard fee schedule, we
 can deviate from it based on each client’s individual needs and circumstances. The exact fee
 charged to every client will also be discussed with that client and memorialized in the client’s
 agreement and individual fee schedule with Murphy Wealth Management Group.

 There are times when additional work is needed for a client which will cause Murphy Wealth
 Management Group to charge a higher fee than normal for accounts that are above $500,000.
 Although rare, we can charge a percentage fee greater than the breakpoints listed in the above
 fee schedule in situations that require services above and beyond what a typical client-
 situation requires. Additional services would consist of, for example, areas such as additional
 face-to-face meetings and/or phone reviews and consultations beyond two meetings per year;
 additional interactions with multiple family members; situations where multiple trustees are
 involved; discussions of certain investments that would be made in a clients’ portfolio other
 than our customary holdings; clients requiring a higher frequency of changes; and clients
 requiring a higher frequency of follow-up emails, after the fact, on discretionary tax that are
 currently made to all other clients.

 In cases when additional services are needed and we are going to charge a higher percentage-
 based fee than the percentage listed on our standard fee schedule. We ensure the client knows
 he or she is being charged more than the typical percentage from our fee schedule.

 It is not our typical practice to negotiate fees with clients, but the preceding factors can be
 used to determine the exact fee charge to each client.

 LPL is responsible for calculating and deducting advisory fees from client accounts. Client
 must provide LPL with written authorization to deduct fees and pay the advisory fees to
 Murphy Wealth Management Group. Murphy Wealth Management Group will then share the
 advisory fee with its investment advisor representatives.

Firm Brochure ADV Part 2A

 If the custom advisory services apply to variable annuities for which the investment advisor
 representative receives trail compensation, such trail fees generally will be used to offset the
 advisory fee.

 In connection with investments made through the account, the Client will also incur certain
 charges imposed by third parties other than Murphy Wealth Management Group including,
 but not limited to, mutual fund 12b-1 fees, mutual fund management fees and administrative
 expenses, deferred sales charges on previously purchased mutual funds transferred into the
 account, variable annuity expenses, other transaction charges and service fees, IRA and
 qualified retirement plan fees, administrative servicing fees for trust accounts, and other
 charges required by law.

 It is the policy of Murphy Wealth Management Group to select the lowest-expense mutual
 fund share class available through the LPL program. There is the chance that an alternative
 mutual fund share class is offered by the mutual fund sponsor company, but we cannot
 purchase it for our clients because we are limited to purchasing mutual funds only available
 through LPL and not every single mutual fund or mutual fund share class is available through
 LPL. So although we conduct best execution analysis to select the lowest share class
 available, we are limited to mutual funds only available through LPL.

 To the extent you own a 12b-1 paying mutual fund or other mutual fund that pays a
 distribution, marketing or sales fee, please know that no one at Murphy Wealth Management
 Group will receive that fee. However, such fees and expenses are retained by LPL in their
 capacity as your account broker/dealer and qualified custodian. LPL does not incentivize us
 or otherwise try to influence us to pick investments that pay them a 12b-1, distribution,
 marketing, sales or other fees and expenses.

 In our Asset Management Services program, clients will pay brokerage and custodial
 expenses under a “non-wrap fee” basis meaning that advisory services are provided for a fee,
 but LPL transaction services are billed separately on a per-transaction basis. All other fees and
 expenses charged by LPL Financial will be billed directly to the client’s account by LPL
 Financial.

 Either party can terminate the agreement for services at any time. If the advisory agreement is
 terminated before the end of the quarterly period, client is entitled to a pro-rated refund of any
 pre-paid quarterly advisory fee based on the number of days remaining in the quarter after the
 termination date.
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Item 7 – Types of Clients

 The advisory services offered by Murphy Wealth Management Group are available for
 individuals, individual retirement accounts (“IRAs”), banks and thrift institutions, pension and
 profit-sharing plans, including plans subject to Employee Retirement Income Security Act of
 1974 (“ERISA”), trusts, estates, charitable organizations, state and municipal government
 entities, corporations and other business entities.

Firm Brochure ADV Part 2A

 A minimum account value of $500,000 is generally required for asset management services.
 In certain instances, Murphy Wealth Management Group will permit a lower minimum
 account size. . The minimum fee generally charged for financial planning services is $1,000.