Treasure Coast Financial Planning Inc

Item 5. Fees and Compensation

A. Advisory Fees and Compensation

   We receive a management fee from our Clients for investment management services pursuant
   to our IMA (the “Management Fee”). Our investment advisory fees are negotiable at our

discretion and will vary depending on account size, among other factors. Therefore, Clients
with similar assets under management and investment objectives may pay significantly higher
or lower fees than other Clients. Fees are based on the aggregate value of all accounts in a
household under management in order to provide clients with the largest possible discount
from the standard fee schedule. We reserve the right to waive fees.

We charge four types of fees to our Clients:

   1)   Management Fees
   2)   Financial Planning Fees
   3)   Hourly Consulting Fees
   4)   Tax Return Preparation Fees (non-securities/advisory related business)

1) Management Fees: Typically, our fee for advisory services is determined as a percentage
   of assets under management according to the following schedule (which is subject to
   change at our discretion):

                                                            ANNUAL
                        ASSETS UNDER MANAGEMENT              FEE
                        First $500,000-$1,000,000             1.00%
                        Next $1,000,001-$2,000,000            0.85%
                        Next $2,000,001-$5,000,000            0.60%
                        Over $5,000,001+                      0.50%
                        Total AUM Below $500,000              1.25%

This is a tiered scheduled fee schedule. For example, the first $1,000,000 of a $5,000,000
account is charged at 1.00%.

Donor Advised Fund Services
For donor advised funds, if TCFP is appointed to serve as investment adviser under a
Charitable Platform, the Firm will continue to charge an annual management fee based on the
schedule above, and which is negotiable. Please note that donor advised funds have their own
expenses (similar to a trustee fee) that generally range from .10% to .70% based on Fund
balance. Please discuss all donor advised fund fees with your IAR.

2) Financial Planning Fees: We generally charge a fixed-rate fee which ranges based upon
   the type of services being performed, as described in the table below. These fees are
   determined and subject to change at our discretion. This fixed-rate fee applies to financial
   planning fees only and is negotiated with each Client.

Financial Plan Fee Schedule: (next page)

    TRADITIONAL                       EXECUTIVE                                   CEO
       $3,900                           $5,000                                   $10,000
                   Financial Plan Fee Schedule – Entire Fee due with initial agreement
  Cash flow management      Cash flow management                  Cash flow management
  Retirement planning       Retirement planning                   Retirement planning
  Estate planning           Estate planning                       Estate planning
  Net worth analysis        Net worth analysis                    Net worth analysis
  Tax analysis              Tax analysis                          Tax analysis
  Risk management           Risk management                       Risk management
  Education planning        Education planning                    Education planning
                            Multiple Real Estate Holdings         Multiple Real Estate Holdings
                            Multi-state issues                    Multi-state issues
                            Executive compensation
                            packages                              Executive compensation packages
                            Stock option analysis                 Complex stock option analysis
                            Small business owners                 Small business owners
                                                                  Extensive estate planning
                                                                  Business transfer

   Financial Planning-only Clients: Additional $1,450 annual eMoney system maintenance fee
   due on plan anniversary date (includes annual review meeting).

   3) Hourly Consulting Fees: We generally charge around $250 per hour; however, this rate
      can be higher depending on the complexity of the plan.

   4) Tax Return Preparation Fees (non-securities related business): We offer Individual
      Federal 1040 Income Tax return preparation services (and state income tax returns where
      required) for our Clients as well as Federal form 1041 Fiduciary Income Tax Returns (and
      state where required). Our minimum fee is $250 for Federal 1040 (state return(s), if
      required, will incur additional fees) and $525 for Federal 1041 (state return(s), if required,
      will incur additional fees).

B. Payment of Fees.

   When opening an account, you will authorize us to invoice your custodian directly for our
   Management Fee, and you authorize the custodian to pay us directly from your account. This
   authorization is part of our IMA.

   TCFP shall be paid a percentage fee based on the fair market value of a Client’s account on a
   quarterly basis (the “Management Fee”). The Management Fee will be calculated and billed
   quarterly in advance based upon the value of the account on the last day on which the New

   York Stock Exchange is open in each quarterly cycle. Please note that the balance your fee is
   based on may not match the statement you receive from the custodian due to dividends,
   incoming contributions, outgoing withdrawals, settlement issues, etc. Accounts that are opened
   other than the first day of a quarter shall be billed based upon the deposits received within the
   quarter and the fees will be prorated throughout the quarter.

   If the IMA is terminated before the end of the quarterly period, the Client shall be reimbursed
...

Item 7. Types of Clients

   We provide management services to individuals, including high-net worth individuals,
   charitable organizations, donor advised funds, and corporations or other business entities.

   As noted above, we may impose a minimum Client account balance of $500,000 per household
   for opening an account with us, which is subject to change at our sole discretion. In addition,
   donor advised funds are subject to a minimum $125 per quarter fee.