Advantage Investing Inc

Item 5 Fees and Compensation

 Fee Schedule:
 Advantage Investing is a fee-only advisor. This means that we are paid solely on the basis of the amount of
 assets under management for each client. The annual fee schedule for our investment management services is as
 follows:
                                            Advantage Investing, Inc.
                                      Investment Management Fee Schedule

                                    Asset Tiers                    Annual Fee Rate
                                  $0 - $2,500,000                       2.00%
                             $2,500,001 - $5,000,000                    1.50%
                            All Assets over $5,000,000                  1.00%

 This fee schedule is not negotiable though we do reserve the right to reduce fees for special circumstances at our
 own discretion. Special circumstances include things such as exceptionally large accounts as well as those for
 employees and family members. Our fee is billed quarterly and is due at the beginning of each quarter. For
 example, the annual fee for a $100,000 account is $2,000. We would bill this client $500, or 0.5%, when we
 begin to manage the account and then 0.5% of the value of the account at the beginning of every three-month
 period after that. Our clients are mailed an invoice at the beginning of each quarter from their anniversary date,
 based on the market value of their investment portfolio as of the last day of the previous month. Please note that
 it is the client’s responsibility to verify the accuracy of the fee charged for the period. The fee for the first quarter
 will be due upon signing the asset management agreement.

 If additional amounts are contributed or withdrawn during the quarter, a pro-rata fee adjustment will be made on
 the next billing date, based upon the date of the contribution or withdrawal. If a client decides to cancel within
 the first five days after signing the advisory agreement, any asset management fees paid to us will be refunded in
 full. After the initial five-day period, upon final termination of the agreement the client will be provided a pro-
 rata refund of fees that have been paid in advance. The amount of the refund will be determined based on the
 date of the cancellation to the end of the invoiced billing period for which fees have been paid in advance. We
 must receive notice from the client in writing in order to determine the date of cancellation.

 Advantage Investing also provides services for other registered investment advisor firms as a sub-advisor. This
 means that another investment advisor (Managing Firm) contracts with Advantage Investing to provide
 investment portfolio management services to their clients. The Managing Firm pays Advantage Investing a fee to
 perform these services for their clients, the amount of which is negotiated directly with the Managing firm and is
 dependent upon the complexity and scope of the work for which we are contracted. This annual fee will typically
 range between 0.5% and 1.5% of the value of the sub-advised accounts. The managing firm pays this fee directly
 to Advantage investing according to a schedule that is negotiated individually with each Managing Firm. The fee
 will typically be paid monthly in arrears. Advantage Investing does not bill, invoice, or collect fees from any
 sub-advised clients. All sub-advised clients are billed directly by the Managing Firm, according to the Managing
 Firm’s fee schedule. Therefore, the total management fee paid by the sub-advised client may be different from
 that in our standard fee schedule.

 Payment of Fees:
 Clients may pay their fees due to Advantage Investing either by check, or by having it deducted directly from
 their investment account(s). The vast majority of our clients elect to have their fees deducted directly rather than
 paying by check. In either case, an invoice will always be mailed to the client before any fees are deducted.
 Additionally, if a client chooses to have the fees paid directly from their investments, they may instruct us to
 deduct all of the fees from one or more specific accounts. For example, if a client has a joint account, and
 individual account, and a Roth IRA account, they may want to pay the fee entirely from their joint account or
 from both of their non-IRA accounts.

 Other Fees That May be Incurred:
 In addition to the asset management fees charged by Advantage Investing, clients may incur custodian fees,
 mutual fund expenses, and other brokerage costs including trading commissions. We will do our best to avoid

 and/or minimize the impact of any such fees because we recognize that they erode the performance of our client’s
 investment accounts. Advantage Investing does not benefit from these other fees in any way. (Please see item

Item 7       Types of Clients

 Advantage Investing provides our services to a broad variety of clients, including:
               • Individuals,
               • Businesses,
               • Non-profit organizations,
               • Trusts.
 We typically require a minimum account size of $100,000 for our services. However, we may accept smaller
 accounts based upon special circumstances, at our own discretion. For example, we may accept a smaller account
 for a family member of an existing client.

 Advantage Investing also provides services for other registered investment advisor firms as a sub-advisor. This
 means that another investment advisor (Managing Firm) contracts with Advantage Investing to provide
 Investment Portfolio Management services to their clients.