American Northwest Advisory Services LLC

Fees and Compensation
      Description
      AMERICAN NORTHWEST ADVISORY SERVICES, L.L.C. bases its
      fees on a percentage of assets under management.

      Fee Billing
      Investment management fees are billed quarterly, in advance, meaning
      that invoicing is done at the beginning of the three-month billing period.
      Payment in full is expected upon invoice presentation. Fees are

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       deducted from a designated client account to facilitate billing. The client
       must consent in advance to direct debiting of their investment account.

       Expense Ratios
       Mutual funds generally charge a management fee for their services as
       investment managers. The management fee is called an expense ratio.
       For example, an expense ratio of 0.50 means that the mutual fund
       company charges 0.5% for their services. These fees are in addition to
       the fees paid to AMERICAN NORTHWEST ADVISORY SERVICES,
       L.L.C.
       Performance figures quoted by mutual fund companies in various
       publications are after their fees have been deducted.

       Past Due Accounts and Termination of Agreement
       AMERICAN NORTHWEST ADVISORY SERVICES, L.L.C. reserves the
       right to stop work on any account that is more than thirty (30) days
       overdue.

Types of Clients
       Description
       AMERICAN NORTHWEST ADVISORY SERVICES, L.L.C. generally
       provides investment advice to pension and profit sharing plans
       sponsored by employers.

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Methods of Analysis, Investment Strategies and Risk of
Loss