Anchor Wealth Management Group LLC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
 ASSET MANAGEMENT
 Anchor Wealth Management Group offers discretionary direct asset management services
 to advisory Clients. Anchor Wealth Management Group charges an annual investment
 advisory fee based on the total assets under management as follows:
        Assets Under Management               Annual Fee                 Quarterly Fee
                All assets                      1.5%                        .375%
 The annual fee is negotiable based upon certain criteria (e.g., historical relationship, type of
 assets, anticipated future earning capacity, anticipated future additional assets, dollar
 amounts of assets to be managed, related accounts, account composition, negotiations with
 Clients, etc.). Anchor Wealth Management Group considers cash to be an asset class, and as

such is included in fee calculations. Also, to be noted, at times fees will exceed the money
market yield.
Fees are billed quarterly in advance based on the amount of assets managed as of the close
of business on the last business day of the previous quarter.
Lower fees for comparable services may be available from other sources. Clients may
terminate their account within five (5) business days of signing the Investment Advisory
Agreement with no obligation and without penalty. After the initial five (5) business days,
the agreement may be terminated by Anchor Wealth Management Group with thirty (30)
days written notice to Client and by the Client at any time with written notice to Anchor
Wealth Management Group. If cash and/or securities are deposited into or withdrawn from
an existing account mid billing period a prorated fee will be charged for that portion of the
account. For accounts opened or closed mid-billing period, fees will be prorated based on
the days services are provided during the given period. All unearned fees will be refunded
to the Client. Client shall be given thirty (30) days prior written notice of any increase in
fees. Any increase in fees will be acknowledged in writing by both parties before any
increase in said fees occurs.
Direct Mutual Funds - American Funds Service Company (AFS)
The following platform is made available through AFS, where clients are invested in
portfolios constructed solely of mutual funds managed by American Funds.
Fees for accounts held at AFS shall be based on the cumulative plan asset value and be no
more than 1.0% annually.
The fees will be billed quarterly in arrears. The fees will be calculated by AFS for each
quarter period ending the last business day of February, May, August and November and
shall be the product of (i) the average daily net asset value of Client assets invested in
shares of the Funds through the Program during the quarter; (ii) the number of days in the
quarter; and (iii) the rate agreed to by the parties divided by the number of days in the
year. The fee shall be paid within thirty (30) days following the end of the quarter for
which such fees are payable.
AFS shall deduct fees from Client accounts to pay Anchor Wealth Management Group.
Lower fees for comparable services may be available from other sources. Clients may
terminate their account within five (5) business days of signing the Investment Advisory
Agreement for a full refund. Clients may terminate advisory services with thirty (30) days
written notice. For accounts closed mid-quarter, Anchor Wealth Management Group will be
entitled to a pro rata fee for the days of service was provided in the final quarter. Client
shall be given thirty (30) days prior written notice of any increase in fees. Client will
acknowledge, in writing, any agreement of increase in said fees before any increase in fees
occurs.
FINANCIAL PLANNING AND CONSULTING
Anchor Wealth Management Group charges either an hourly fee or fixed fee based on
complexity and unique Client needs for financial planning. Prior to the planning process the
Client will be provided an estimated plan fee.
       HOURLY FEES
       Financial Planning Services are offered based on an hourly fee of $450 per hour.
       FIXED FEES
       Financial Planning Services are offered based on a flat fee between $3,500-15,000.
Anchor Wealth Management Group offers the following options for fee structures:

    1. Fixed – One Time Agreement – due at commencement of the plan.
    2. Annual Ongoing Agreement - Annual Ongoing Agreements will be renewed
       automatically until changed or Agreement is terminated.
            a. Annual Fee Payment – paid in advance at the beginning of the year.
            b. Semi-Annual Fee Payment – paid in advance every six months.
            c. Quarterly Fee Payment – paid in advance at the beginning of each quarter.
    3. Hourly – due at commencement of the plan.
 Services are completed and delivered within six months contingent upon timely delivery of
 all required documentation. Client may cancel within five (5) business days of signing
 Agreement with no obligation and without penalty. If the Client cancels after five (5)
 business days, any unearned fees will be refunded to the Client, or any unpaid earned fees
 will be due to Anchor Wealth Management Group.
 Should the client terminate the advisory agreement with Anchor Wealth Management
 Group before the finalized financial plan is delivered, they will be entitled to a pro-rata
 refund of the initial fee paid, based on how many hours of work Anchor Wealth
 Management Group has done on the plan at a rate of $450/hour.
Client Payment of Fees
 Fees for asset management services are:
    •   Deducted from a designated Client account. The Client must consent in advance to
        direct debiting of their investment account.
 Fees for financial plans will be billed:
    •   Check – to be remitted by Client to Anchor Wealth Management Group.
    •   Deducted from a non-qualified account managed by Anchor Wealth Management
        Group.
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Item 7: Types of Clients
Description
 Anchor Wealth Management Group generally provides investment advice to individuals,
 high net worth individuals, trusts, estates, or charitable organizations, corporations or
 business entities. Client relationships vary in scope and length of service.
Account Minimums
 Anchor Wealth Management Group does not requires a minimum to open or maintain an
 account.