We Alliance Wealth Advisors Inc

Item 5: Fees and Compensation
Lower fees for comparable services may be available from other sources.

A. Fee Schedule

Portfolio Management Fees

WE Alliance participates in asset-based portfolio management fees. The fee schedule is set
forth below:

         Total Assets Under Management           Annual Fee (Progressive)
         $0 - $1,000,000                         1.00%

         1,000,000 - $2,500,000                  0.75%

         Above $2,500,000                        0.50%

These fees are generally negotiable, and the final fee schedule is attached as Exhibit I of
the Investment Advisory Contract. Clients may terminate the agreement without penalty for
a full refund of WE Alliance’s fees within five business days of signing the Investment
Advisory Contract. Thereafter, clients may terminate the Investment Advisory Contract
generally with 30 days' written notice.

WE Alliance uses an average of the daily balance in the client’s account throughout the billing
period, after taking into account deposits and withdrawals, for purposes of determining the
market value of the assets upon which the advisory fee is based.

Separately Managed Accounts (SMA) Services Fees

The following SMAs are charged at a fee rate of 0.35%.

     •   SWAG Core Equities Portfolio
     •   SWAG Emerging Tech Portfolio
     •   SWAG Capped DCA – Conservative Portfolio
     •   SWAG Capped DCA – Core Growth Portfolio
     •   SWAG Target DCA – Core Growth Portfolio
     •   SWAG Target DCA – Active Growth Portfolio
     •   SWAG High Yield Income Portfolio
     •   SWAG Real Estate Debt Portfolio

The following SMAs are charged at a fee rate of 0.20%.

     •   SWAG Defined Duration Core Bond Portfolio
     •   SWAG Defined Duration CA Muni Bond Portfolio

Financial Planning Fees

Clients may terminate the agreement without penalty for a full refund of WE Alliance’s
fees within five business days of signing the Financial Planning Agreement. Thereafter,
clients may terminate the Financial Planning Agreement generally upon written notice.

Fixed Fees

The negotiated fixed rate for creating client financial plans is between $495 and $10,000.
Fees are charged 100% in advance, but never more than six months in advance.

Hourly Fees

The negotiated hourly fee for these services is between $50 and $300. Fees are charged in
arrears upon completion.

B. Payment of Fees

Payment of Portfolio Management Fees

Asset-based portfolio management fees are withdrawn directly from the client's accounts
with client's written authorization on a monthly basis, or may be invoiced and billed directly
to the client on a monthly basis. Clients may select the method in which they are billed. Fees
are paid in arrears.

Payment of Financial Planning Fees

Financial planning fees are paid via check and wire.

       Fixed financial planning fees are paid 100% in advance, but never more than six months
       in advance.

       Hourly financial planning fees are paid in arrears upon completion.

       Payment of Separately Managed Accounts (SMA) Services Fees
       SMA Management Service fees may be withdrawn from client’s accounts or clients may be invoiced for
       such fees.

       C. Client Responsibility for Third Party Fees

       In addition to the portfolio management fees paid to WE Alliance, clients may also incur certain
       charges imposed by other third parties, such as broker-dealers, custodians, trust companies,
       banks and other financial institutions (collectively “Financial Institutions”). These additional
       charges may include securities brokerage commissions, transaction fees, custodial fees, fees
       charged by the Independent Managers, charges imposed directly by a mutual fund or ETF in a
       client’s account, as disclosed in the fund’s prospectus (e.g., fund management fees and other fund
       expenses), deferred sales charges, odd-lot differentials, transfer taxes, wire transfer and
       electronic fund fees, and other fees and taxes on brokerage accounts and securities transactions.

       D. Prepayment of Fees

       WE Alliance collects certain fees in advance and certain fees in arrears, as indicated above.
       Refunds for fees paid in advance will be returned within fourteen days to the client via check,
       or return deposit back into the client’s account.

       Fixed fees that are collected in advance will be refunded based on the prorated amount of
       work completed at the point of termination.

       E. Outside Compensation for the Sale of Securities to Clients

       Neither WE Alliance nor its supervised persons accept any compensation for the sale of
       securities or other investment products, including asset-based sales charges or service fees
       from the sale of mutual funds.

Item 7: Types of Clients
WE Alliance generally provides advisory services to the following types of clients:

           ❖ Individuals
           ❖ High-Net-Worth Individuals

Minimum Account Size

There is a $500,000 minimum for WE Alliance’s services, but this minimum can be waived at WE
Alliance’s discretion.