Holos Integrated Wealth LLC

Item 5.      Fees and Compensation
       This Section provides information regarding the Firm’s fees and compensation for the
services described in Item 4. Lower fees for comparable services may be available from other
sources. The exact fees and other terms applicable to each client will be described in the
Investment Advisory Agreement.

                                                                           Holos Integrated Wealth

A. Fees and Compensation for Wealth Management Services
       Holos Integrated Wealth charges fees to investment management clients based on a
percentage of assets under management (“Advisory Fee”). The specific Advisory Fee charged by
the Firm for its advisory services will be stated in each client’s Investment Advisory Agreement.
Advisory Fees are negotiable, and not all clients of Holos’ clients will be charged the same fee or
according to the same fee schedule.

       Unless otherwise agreed, the tiered Advisory Fees charged to the Account(s) are as
follows:

                          Account Assets                    Advisory Fee
                       On the first $500,000                    1.5%
                       On the next $500,000                    1.25%
                       On the next $2 million                   1.0%
                          Over $3 million                      0.85%

        Advisory Fees are billed monthly in advance and are calculated by multiplying one-twelfth
of the annual Advisory Fee shown above by each Account’s prior month-end balance.
Additionally, at the time of each monthly billing, the Firm will bill a pro-rata amount for new
deposits (whether in cash or securities) based on the number of days remaining in the previous
month at the time of deposit. This same proration method is used to bill for the first partial month
of service. At the end of the advisory relationship, the Firm will refund a pro-rata amount of the
last fee paid, representing the number of days remaining in the month after the termination date.

        Payment of Advisory Fees will be deducted from the client’s account(s) by the Custodian
at our direction, as authorized by the Investment Advisory Agreement.

        The Custodian agrees to deliver an account statement, at least quarterly, directly to the
client, showing all transactions in the account. The client is encouraged to review the
statement(s) for the Account(s) for accuracy. The Firm will receive access to a duplicate copy of
the statement that was delivered to the client.

        Our receipt of an asset-based fee presents a conflict of interest. This is because the more
assets there are in the client’s account, the more the client will pay in fees. Therefore, we have
an incentive to encourage clients to increase the assets in their accounts. We address this conflict
of interest be ensuring any such recommendations are in the client’s best interest.

B. Other Fees, e.g. Other Types of Fees
       Brokerage commissions, transaction charges, handling fees, custodial fees, service
charges, ticket charges and other similar charges, if any, are not included in our fees and must
generally be paid by the client. Clients will also typically pay, indirectly, charges imposed directly

                                                                           Holos Integrated Wealth

by the manager of a mutual fund, index fund, or exchange traded fund, which shall be disclosed
in the fund’s prospectus. Examples include fund management fees, initial or deferred sales
charges, mutual fund sales loads, 12b-1 fees, surrender charges, annuity fees, IRA and qualified
retirement plan fees, and other fund expenses. Examples of other types of fees a client remains
responsible to pay include mark-ups and mark-downs, spreads paid to market makers, wire
transfer fees, ADR fees, overnight check fees, close-out fees, activity assessment fees and taxes
on brokerage accounts and securities transactions. All clients will be delivered a current and
accurate schedule of fees charged by the Custodian and are encouraged to carefully review those
documents. Clients have a right to obtain current lists of such charges from the Custodian. Our
Firm does not receive any portion of these fees. For more information regarding brokerage
practices, see Item 12.

        Fidelity does not charge transaction fees for equity and exchange traded fund
transactions in accounts that either receive electronic account statement delivery or have over
$1 million in assets in their accounts held at Fidelity. A client who wishes to avoid transaction
fees for those types of transactions but who do not have a balance of $1 million or more should
choose electronic statement delivery at the time their account is opened, or, for current clients,
contact Holos Integrated Wealth to change the delivery method. The Firm does not make any
recommendations regarding whether a client should receive paper or electronic statements.

D. Tax Preparation Reimbursement
        At the Firm’s sole discretion, the Firm may pay on the client’s behalf, or reimburse clients,
in part or in whole, for fees or expenses paid by the client in connection with the preparation of
the client’s tax documents. The issuance of the Tax Preparation Reimbursement is determined
on a client-by-client basis. If we agree to reimburse these fees, we may charge a higher Advisory
Fee sufficient to cover our costs of such reimbursement, plus reasonable compensation for
administering the process. This practice is consistent with Holos’ policy that Advisory Fees are
negotiable, and not all clients will be charged the same fee or according to the same fee schedule.

E. Termination and Refunds
       Either party may terminate the Investment Advisory Agreement for our wealth
management services in writing at any time. At the end of the advisory relationship, the Firm will
refund a pro-rata amount of the last fee paid, representing the number of days remaining in the
...

Item 7.       Types of Clients
        The Firm provides investment advisory services to individuals, high net worth individuals,
pension and profit sharing plans (but not the plan participants or government pension plans),
trusts, estates, charitable organizations, and corporations or businesses not listed above.