Guidedmoney LLC

Item 5 – Fees and Compensation
Comprehensive Financial Planning and Financial Consulting Services

Comprehensive Financial Planning Services: Our fees for Comprehensive Financial
Planning Services vary based on the complexity of your financial circumstances and your
individual needs. Fees are individually negotiated, subject to a $2,000 minimum, and are set
forth in our Advisory Agreement with you. Unless you also elect Investment Management
Services, our Comprehensive Financial Planning Services terminate upon delivery of the
financial plan, and we do not provide any ongoing monitoring or implementation of your
financial plan. Fees are due and payable upon completion and delivery of the financial plan. If
you terminate the Advisory Agreement prior to completion and delivery of the financial plan,
you are responsible for services provided prior to the date of termination at the rate of $150
per hour, not to exceed any fixed fee set forth in the Advisory Agreement. Because fees are
billed in arrears, no refunds are provided upon termination.

Financial Consulting Services. Our fee for Financial Consulting Services may vary based on
factors such as the complexity of your investment accounts and how frequently you wish to
consult with us regarding your investment accounts. The fee is a flat fee which generally

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Disclosure Brochure​                            ​                                March 16, 2026
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ranges between $750 to $1,000 per quarter, although some clients may pay a fee higher or
lower than this range, based on their financial circumstances. The fee is billed quarterly in
arrears, and is set forth in our Advisory Agreement with you. The initial term of the Financial
Consulting Services Agreement is for one year, which automatically renews on an annual
basis, unless terminated by either party upon 30 days’ written notice. Because fees are paid in
arrears, no refunds will be given upon termination. Fees are prorated for partial quarters.
Where possible, you may authorize us to deduct our management fee directly from your
custodial account.

With our Comprehensive Financial Planning and Financial Consulting Services, you have sole
discretion to implement any of our investment or financial planning recommendations. If you
elect to implement any investment or financial planning recommendations, you may incur
additional fees, including brokerage commissions, transaction fees, and other related costs
and expenses. You may also incur certain charges imposed by custodians, brokers, and other
third parties such as custodial fees, transaction fees, wire transfer and electronic fund fees,
and other fees and taxes on brokerage accounts and securities transactions. In addition, you
may incur internal fees and expenses charged by mutual funds or ETFs (generally including a
management fee and fund expenses, as described in each fund’s prospectus or offering
materials).

Investment Management Services

Our fees for Investment Management Services vary based on your assets under
management, the complexity of your investment portfolio, and your individual needs.
Typically, we will charge a percentage fee based on your assets under management.
Percentage fees will typically range from 0.25% to 1.00% annually of your assets under
management, although some clients may pay a fee higher or lower than this range, based on
their financial circumstances. Fees are individually negotiated, and are set forth in our
Advisory Agreement with you. In some cases, we may negotiate a flat fee, billed quarterly in
arrears. Flat fees will be automatically adjusted for inflation on an annual basis, and we will
notify clients of the adjusted fee before it becomes effective.

Retirement Plan Services

Our Retirement Plan Services vary based on each plan’s specific needs, and therefore our fees
vary based on such factors as the services provided, the size of the plan, the number of
participants, and the complexity of the plan investment offerings. The specific fee is set forth
in agreement with the plan sponsor.

Additional Fees

Our advisory fees are exclusive of brokerage commissions, transaction fees, and other related
costs and expenses which may be incurred in your account. You may incur certain charges
imposed by custodians, broker-dealers, and other third parties, such as transfer or wire fees,
deferred sales charges, other fees and taxes.

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Disclosure Brochure​                              ​                                 March 16, 2026
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You should review all fees charged by funds, custodians, and others to fully understand the
total amount of direct and indirect fees you will incur.

Item 7 – Types of Clients
We provide our Comprehensive Financial Planning, Financial Consulting, and Investment
Management Services primarily to individuals, including high net worth individuals, and
small businesses. We provide our retirement plan services to plan sponsors and participants
of qualified retirement plans.

We do not impose a minimum level of assets to provide financial planning services.