AP Wealth Management LLC

ITEM 5 - Fees and Compensation
Form ADV Part 2A, Item 5

Financial Planning Service -

The cost of a comprehensive financial plan starts at $5,000 and adjusts for more complex or time-consuming plans. If the client
opts to engage APWM for its ongoing wealth management services, this fee may be waived.

Investment Management Services -

Investment advisory fees will not exceed 1.45% of the assets under advisement annually and are based on several factors,
including: the complexity of the services to be provided, the level of assets to be managed, and the overall relationship with the
advisor.

These fee schedules, as well as our fees for advising on non-discretionary assets, are negotiable.

We deduct fees from clients’ assets. Fees are billed and deducted quarterly. Fees for accounts managed by AP Wealth
Management are billed for the upcoming calendar quarter based on the account value at the end of the most recent calendar
quarter.

The calendar quarter in which an account is funded is billed in arrears based on the initial amount funded and prorated for the
portion of the quarter in which the account was funded. Additional contributions to accounts are initially billed in this same
manner.

Open end mutual funds, exchange traded funds, and closed end funds all have management and operational expenses which
the client will bear. Some mutual fund purchases incur transaction charges of up to $30 which the client will bear. Securities
purchases will incur transaction charges ranging from $0 to $50. Some accounts, particularly retirement accounts, may be
charged annual custodial fees. AP Wealth Management, LLC does not participate in any of these charges or fees.

Terminated accounts will have unearned fees rebated based on the following formula: Number of days left in quarter / 92
times Amount billed for the quarter.

Clients have the option to purchase investment products that the firm recommends through other brokers or agents that are
not affiliated with AP Wealth Management, LLC.

©2010 National Compliance Services 800-800-3204                                                                            P a g e |4

AP Wealth Management, LLC                                                                                IARD/CRD No:156417
Form ADV Part 2A Brochure                                                                                       Mar 1, 2026

Clients may bear the cost of commissions or markups for the purchase of certain securities. AP Wealth Management does not
reduce our advisory fees to offset commissions or markups, nor do we receive any revenue from these charges in fee based
accounts.

©2010 National Compliance Services 800-800-3204                                                                    P a g e |5

AP Wealth Management, LLC                                                                                          IARD/CRD No:156417
Form ADV Part 2A Brochure                                                                                                 Mar 1, 2026

ITEM 7 - Types of Clients
Form ADV Part 2A, Item 7

The firm primarily provides financial planning and investment advice to high net worth individuals and families. The minimum
investment relationship is $1,000,000 in assets. Exceptions to this minimum may be made on a case by case basis.