Eltekon Advisors LLC

Item 5: FEES AND COMPENSATION

Eltekon Advisors, LLC has different fee arrangements for each of its services. It may be
compensated through the following:
    • A percentage of assets under management
    • Hourly charges
    • Fixed fees
    • A percentage of gross income/net worth

   A. PORTFOLIO MANAGEMENT SERVICES

       The Eltekon Asset Management Service (“TEAMS”)

              Account Size                                          Annualized Percentage

              $         0.00 - $ 999,999.99                                 2.00%
              $ 1,000,000.00 - $ 4,999,999.99                               1.50%
              $ 5,000,000.00 - $ 9,999,999.99                               1.25%
              $10,000,000.00 and over                                       1.00%

       Accounts that fall below $100,000 value will be assessed a minimum annual fee of
       $2,500.

       Fees are negotiable at the discretion of the advisor generally, which may result in
       different fees being charged for accounts similar in makeup and objectives.
       Other fees and expenses may be assessed in addition to advisory fees.

       *Brief Description of Billing:
          • Fees are assessed and due quarterly in advance of the services provided.
          • Fees are deducted directly from the investment account unless otherwise arranged
              and agreed upon by Eltekon Advisors, LLC and the client.
          • If funds are received within the quarter period, the pro-rated amount will be
              calculated and assessed with the following quarter’s fees.

       *Brief Description of Refund Policy:
          • Client understands and acknowledges that Eltekon will refund fees assessed in
              accounts based on pro-rata fees earned for the quarter per the termination date of
              the service.
          • See Item 5.C: TERMINATION OF SERVICE for more detail.

       Eltekon Advisors, LLC is compensated for asset management services based upon a
       percentage of asset value. In addition, hourly charges and fixed fees may be assessed
       depending on the scope of the service.

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      Eltekon Advisors, LLC may bill from the following options as determined by the advisor
      and the client. Fees and billing periods are negotiable and may be reduced or waived
      under certain circumstances.

      Fee Options:
         o Asset management service rate in the range of 1.00% - 2.00% of asset value(s)
         o For service period defined asset management projects:
                o Hourly fee ranging from a minimum of $200 per hour to a maximum of
                   $500 per hour
                o Negotiable flat rate fee minimum of $500
                o Combination of hourly fee and flat rate fee

      Billing:
          o Fees will be billed quarterly in advance based on asset value as of the business
              close of the prior quarter. Alternative billing arrangements may be agreed upon by
              Eltekon and client at initiation of client relationship and service period.
          o For service period defined asset management projects:
                  o Half the applicable fee will be billed upon commencement of the plan
                  o Other half due upon delivery to the client

      Refund Policy:
         o There is no refund of prepaid fees on assets of ongoing servicing.
         o For service period defined asset management projects:
                o Initial fees received prior to commencement of services may be refunded
                    within the first three days of dated payment.
                o For services billed in arrears, there is no refund available as services will
                    have been performed.
         o Client understands and acknowledges that Eltekon will refund fees assessed in
            accounts based on pro-rata fees earned for the quarter per the termination date of
            the service.
         o See section Item 5.C: TERMINATION OF SERVICE for more detail.

      Eltekon Career Services (“CareerPro”)

      Eltekon Advisors, LLC may bill from the following options as determined by the advisor
      and the client. Fees and billing periods are negotiable and may be reduced or waived
      under certain circumstances.

      Fee Options:
         o Asset management service rate in the range of 1.00% - 2.00% of the asset value
         o For service period defined asset management projects:
                o Hourly fee ranging from a minimum of $200 per hour to a maximum of
                   $500 per hour
                o Negotiable flat rate fee minimum of $1,000
                o Combination of hourly fee and flat rate fee

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      Billing:
          • Fees will be billed quarterly in advance (for ongoing servicing), arrears, or a
              combination of both. Billing arrangement is agreed to by Eltekon and client at
              initiation of client relationship and service period.
      Refund Policy:
          • Client understands and acknowledges that Eltekon will refund fees assessed in
              accounts based on pro-rata fees earned for the quarter per the termination date of
              the service.
          • See section Item 5.C: TERMINATION OF SERVICE for more detail.

      Eltekon Advisors, LLC is compensated for financial planning and consulting services
      based upon hourly charges, fixed fees, and/or a percentage of gross income/net worth.

      Other Types of Fees or Expenses

      In connection with Eltekon Advisors, LLC services, additional fees and expenses may be
      incurred separate from the advisory service fees assessed and billed by Eltekon Advisors,
...

Item 7: TYPES OF CLIENTS/TYPES OF INVESTMENTS

Eltekon Advisors, LLC generally provides investment advice to:
    o Individuals (other than high net worth individuals)
    o High net worth individuals
    o Employee Benefit Plans, Pension and Profit-Sharing Plans (other than plan participants)
    o Trusts/estates
    o Corporations or other businesses not listed above

There is not a minimum account size to open and maintain an account under The Eltekon Asset
Management Service (“TEAMS”) program.

Eltekon Advisors, LLC provides limited investment advice on the following investment
categories within its portfolio management services:
    o Exchange-listed securities (individual stocks, bonds, ETFs, mutual funds)
    o Securities traded over-the-counter
    o Unit Investment Trusts (UIT’s)
    o Structured Notes
    o Private Markets (equity, credit and real estate)

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   o Foreign Issuers
   o Warrants
   o Corporate debt securities (other than commercial paper)
   o Commercial paper and/or certificates of deposit (CDs)
   o Municipal securities
   o Investment company securities (including variable life insurance, variable annuities, and
     mutual fund shares)
   o United States government securities
   o Secondaries (including listed and non-listed)

Eltekon Advisors, LLC may also provide investment advice on, recommend and include in a
client’s account, alternative and/or private market investments when appropriate to the unique
portfolio of an account based on the suitability and needs of the client.