Arcadia Wealth Management LLC

Item 5: Fees and Compensation

A. Fee Schedule

Portfolio Management Fees

       Total Assets Under Management          Annual Fees
       $0 - $249,999                          1.50%

       $250,000 - $499,999                    1.40%

       $500,000 - $999,999                    1.25%

       $1,000,000 - $1,999,999                1.00%

       $2,000,000 - $2,999,999                0.85%

       $3,000,000 - $4,999,999                0.65%

       $5,000,000 - $9,999,999                0.50%

       $10,000,000 and Up                     0.40%

The maximum fee assessed by AWM is 1.50%. After the initial 30-day onboarding period,
all assets placed under AWM’s management are aggregated to determine the applicable
advisory fee tier. This includes:

• assets invested in an AWM-managed model portfolio;

• assets in advisor-managed accounts;
• held-away assets managed directly through the Pontera platform; and
• held-away assets for which AWM provides continuous and regular supervisory or
management services, with the client implementing recommended trades.

A single blended fee rate is applied to the total managed assets.

For held-away accounts managed through Pontera, advisory fees cannot be billed directly
to the external account. Clients designate a separate billing account, typically an Fidelity
account, from which the applicable fee will be debited. For held-away accounts where the
client implements trades, fees are likewise billed from the client’s designated billing
account.

Fees for custodial accounts held at AWM’s qualified custodians are billed monthly in
arrears. Fees are calculated using the average monthly value of the account(s) based on
valuations recorded on the last business day of the billing period. AWM is authorized to
deduct advisory fees directly from these accounts.

Held-away accounts are billed quarterly in arrears. Because held-away accounts,
particularly those for which clients implement AWM’s recommendations, may not
provide daily valuation data, AWM may use the most recent available account statement
or other reasonably available information to estimate the account value for billing
purposes. Fees for held-away accounts are deducted from the client’s designated billing
account.

Fees may be negotiable at the sole discretion of AWM.

Clients may terminate the agreement without penalty for a full refund of AWM's fees
within five business days of signing the Investment Advisory Contract. Thereafter, clients
may terminate the Investment Advisory Contract generally with 30 days' written notice.

Services provided through AEWM’s managed account program are offered both on a non-
wrap fee basis and through a wrap fee program. If you choose to receive services on a
non-wrap fee basis, you may pay separate commissions, ticket charges, and custodian fees
for the execution of transactions in your account. These charges (if applicable) will be in
addition to any investment management fee that you may pay to AEWM and to our firm.
If you choose to receive services through the wrap fee program, you will only pay fees
based on assets under management and you will not pay a separate commission, ticket
charge, or custodian fee, for the execution of transactions in your account. AEWM and our
firm will receive a portion of the fee as compensation for services. When services are
provided through AEWM, our firm is allowed to set the investment management fee up
to a maximum of 1.50% of assets under management on an annual basis. The annual fee
will be specified in your co-advisory agreement with AEWM and our firm. A more
detailed description of fees related to AEWM’s managed account program is located in
AEWM’s disclosure brochure which will be provided to you if we offer you services
through AEWM.

Pension Consulting Services Fees

        Total Assets Under Management          Annual Fee
        $0 - AND UP                            1.00%

AWM uses an average of the daily balance in the client's account throughout the billing
period, after taking into account deposits and withdrawals, for purposes of determining
the market value of the assets upon which the advisory fee is based.

These fees are generally negotiable, and the final fee schedule is attached as Exhibit II of
the Investment Advisory Contract. Clients may terminate the agreement without penalty
for a full refund of AWM's fees within five business days of signing the Investment
Advisory Contract. Thereafter, clients may terminate the Investment Advisory Contract
generally with 30 days' written notice.

B. Payment of Fees

Payment of Portfolio Management Fees
Asset-based portfolio management fees are withdrawn directly from the client's accounts
with client's written authorization on a monthly basis. Fees are paid in arrears.

Payment of Selection of Other Advisers Fees

Fees for selection of AE Wealth as third-party adviser are withdrawn directly from the
client's accounts by AE Wealth monthly in arrears.

Payment of Pension Consulting Fees

Asset-based pension consulting fees are withdrawn directly from the client's accounts
with client's written authorization on a monthly basis. Fees are paid in arrears.

C. Client Responsibility For Third Party Fees

Client accounts not participating in the wrap fee program are responsible for the payment
of all third-party fees (i.e., custodian fees, commissions, brokerage fees, mutual fund fees,
transaction fees, etc.). Those fees are separate and distinct from the fees and expenses
charged by AWM. Please see Item 12 of this brochure regarding broker/custodian.

Clients may incur fees directly from the custodian for certain account services, such as
account closures, transfers, wire requests, or transactions involving alternative
investments. These fees are separate from AWM’s advisory fees and are the client’s
responsibility, regardless of whether the account is part of AEWM's wrap fee program.
...

Item 7: Types of Clients

AWM generally provides advisory services to the following types of clients:

              ❖       Individuals
              ❖       High-Net-Worth Individuals
              ❖       Pension and Profit Sharing Plans

There is a household minimum of $500,000 in manageable AUM, which may be waived by
AWM in its discretion.