Bright Road Wealth Management LLC

Item 5 – Fees and Compensation
Fee Schedule
Investment Supervisory Services Fees
                        Total Assets Under                         Annual Fee
                          Management
                         First $1,000,000                             1.00%

                          Next $2,000,000                             0.80%

                          Next $2,000,000                             0.60%

                         Above $5,000,000                          Negotiable

These fees are negotiable depending upon the needs of the client and complexity of the situation, and the
final fee schedule is attached as Exhibit II of the Investment Advisory Contract. Fees are paid quarterly in
arrears based on average daily balances, and clients may terminate their contracts with three days’ written
notice. Because fees are charged in arrears, no refund policy is necessary. Clients may terminate their
accounts without penalty within five business days of signing the advisory contract.

Financial Planning Fees
Hourly Fees
The hourly fee for these services range between $300 and $650 per hour. The fees are negotiable, and the
final fee schedule will be attached as Exhibit II of the Financial Planning Agreement. Fees are paid in
arrears at the end of the financial planning engagement. Because fees are charged in arrears, no refund is
necessary.
Fixed Fees
BRWM also offers fixed fee arrangements. The exact fixed fees for financial planning services offered by
BRWM will be determined in advance based on the agreement between the client and BRWM and based
on the information provided by the client at that time or the complexity of the plan. Fixed fees for financial
planning will typically range from $800 - $6,500, depending on the scope and complexity of the work.
Financial planning fees are billed half in advance and half at the delivery of the financial plan.
Retirement Plan Services Fees

                              Total Assets Under              Annual Fee
                                Management
                                On all amounts                   0. 25 %

Retirement plan service fees are negotiable depending upon the needs of the client and complexity of the
situation. Fees are paid quarterly in arrears based on average daily balances, and clients may terminate their
contracts with three days’ written notice. Because fees are charged in arrears, no refund policy is necessary.
If appropriate, some clients Plan Sponsor Clients may enter into an agreement with Guideline, Inc. to act
as advisor to the Plan. In this instance, BRWM may continue providing non-fiduciary educational services
to the Plan Sponsor. Guideline shall deduct bother Guideline’s fee and BRWM’s fee, pursuant to the
agreement with the client.
Payment of Fees
Payment of Investment Supervisory Fees
Advisory fees are generally withdrawn directly from the client’s accounts with client written authorization.
Advisory fees may also be invoiced and billed directly to the client quarterly in arrears. Clients may select
the method in which they are billed. Regardless of the billing method chosen by the client, an itemized
billing statement will be sent concurrently with each billing cycle.
Payment of Financial Planning Fees
Hourly financial planning fees are paid via check or credit card in arrears upon the end of the financial
planning engagement.
Fees can be debited from participant accounts or paid directly by the plan sponsor.
Clients Are Responsible For Third Party Fees
Clients are responsible for the payment of all third-party fees (which may include, but are not limited to,
custodian fees, brokerage fees, mutual fund fees, transaction fees, among others). Those fees are separate

and distinct from the fees and expenses charged by BRWM. Please see Item 12 of this brochure regarding
broker/custodian.
Prepayment of Fees
BRWM collects its fees in arrears. It does not collect fees in advance.
Outside Compensation For the Sale of Securities to Clients
Neither BRWM nor its supervised persons accept any compensation for the sale of securities or other
investment products, including asset-based sales charges or services fees from the sale of mutual funds.

Item 7 – Types of Clients
BRWM generally provides investment supervisory services, financial planning services and retirement
plan services to the following types of clients, but may provide these services to other types of clients at
its discretion:
    •       Individuals
    •       High-Net-Worth Individuals
    •       Pension and Profit Sharing Plans
    •       Trusts, Estates, or Charitable Organizations
    •       Corporations or Business Entities
Minimum Account Size
BRWM does not require a minimum account size to receive investment management services. BRWM
does have a minimum financial planning fee of $800 for fixed fee arrangements and a minimum of $300
per hour for hourly fee arrangements.