Dickmeyer Boyce Financial Management Inc

Item 5 – Fees and Compensation

Dickmeyer Boyce bases its fees on a percentage of assets under management, hourly charges, fixed
fees, and retainers.

The specific manner in which fees are charged by Dickmeyer Boyce is established in a client’s written
agreement with Dickmeyer Boyce. Dickmeyer Boyce will generally bill its fees on a quarterly basis. Clients may
pay the fee directly or may have the fee deducted from their account by the custodian. The fees are billed in
arrears. This means that while the fee is calculated using the exact dollar amount invested at the beginning of
the quarter, the fee is actually withdrawn and billed to the client’s respective account at the end of each
quarter. Accounts initiated or terminated during a calendar quarter will be charged a prorated fee. Upon

             Dickmeyer Boyce Financial Management, Inc.
             February 26, 2026

termination of any account, any unpaid fees will be due.

Asset Management Fees
Dickmeyer Boyce charges a fee for the Asset Management service that is based upon the assets that are
under management at the beginning of each quarter. The fee is calculated using the following schedule:

Clients and Corporations:
First $500,000 – 1.00% per year.
Amounts above $500,000 -- $5,000 plus 0.80% per year on amounts above $500,000
Amounts above $1,000,000 -- $9,000 plus 0.60% per year on amounts above $1,000,000
Amounts above $2,000,000 -- $15,000 plus 0.40% per year on amounts above $2,000,000
Accounts above $5,000,000 have negotiable fees

ERISA Plans:
Asset Management Fee for ERISA Plans is based upon the following schedule:
First $1,000,000 – 0.50% per year.
Amounts above $1,000,000 -- $5,000 plus 0.40% per year on amounts over $1,000,000
Amounts above $2,000,000 -- $9,000 plus 0.30% per year on amounts over $2,000,000
Accounts above $3,000,000 -- $12,000 plus 0.25% on amounts greater than $3,000,000

Charitable Accounts:
Charitable accounts and non-profit accounts are managed at 0.40% per year. The minimum account size is
$200,000 or the above ERISA fee schedule is used.

Personal Financial Overview Fees
A typical fee for this service is $2,000. Annual reviews and plan updates can be completed on an hourly basis
and will be billed at the disclosed hourly rate.

Unless otherwise stated in an engagement letter, all engagements are billed and due within 30 days of
completion of the specified work.

Ad Hoc Services
As set forth above, we may also provide advisory services on an hourly basis. Under these circumstances, the
scope of the engagement will be clearly outlined in an engagement letter prior to the meeting. DBFM’s hourly
rate is $200.

Other Fees
Since DBFM does not take custody of client’s assets, a custodian is used (i.e. Charles Schwab/Fidelity
Investments). The custodian charges transaction fees or otherwise is paid part of the mutual fund’s published
management fee to serve as custodian. Any transaction fee that the client pays represents an additional layer
of management fees.

Custodians may charge transaction fees on purchases or sales of certain mutual funds, stocks, bonds, and
exchange traded funds. These transaction charges are usually relatively small and are incidental to the
purchase or sale of a security. In some cases, custodians also charge monthly, quarterly or annual custody
fees. Fees for custody are disclosed to clients when this type of arrangement is recommended.

Mutual funds and exchange traded funds generally charge a management fee for their service as investment
managers. The management fee is included in the expense ratio. Mutual fund fees also include transaction
charges for the purchase or sale of securities within the fund and may charge other fees as disclosed in the fund

               Dickmeyer Boyce Financial Management, Inc.
               February 26, 2026

prospectus. These fees are in addition to the fees paid by the client to Dickmeyer Boyce.

Past Due Accounts and Termination of Agreement
Dickmeyer Boyce reserves the right to stop work on any account that is more than 60 days overdue. In
addition, Dickmeyer Boyce reserves the right to terminate any financial planning engagement where a client
has willfully concealed or refused to provide pertinent information about financial situations when necessary
and appropriate to provide proper financial advice, per the judgment of DBFM.

Clients may terminate the agreement at any time by providing written notice. Terminating clients will receive
an itemized bill for work completed.

Item 7 – Types of Clients
Dickmeyer Boyce provides portfolio management services to individuals, families, trusts and estates. Advice
may extend to entities related to the client such as small businesses and charitable organizations including
foundations and endowments. Client relationships vary in scope and length of service.

Additionally, we serve high net worth individuals and corporate pension and profit-sharing plans.

The minimum portfolio size for individual clients and corporations currently being accepted is
$500,000. The minimum portfolio size currently being accepted for ERISA plans is $500,000.
The minimum account size for charitable accounts and non-profit accounts is $200,000, otherwise ERISA fee
schedule is used for portfolios of smaller size.