Rise Advisors LLC

Item 5. Fees and Compensation
  RISE offers its services on a fee basis, which may include hourly and/or fixed fees, as well as fees based upon assets
  under management or advisement. Additionally, certain of RISE’s Supervised Persons, in their individual capacities, may
  offer insurance products under a separate commission arrangement.

Financial Planning and Consulting Fees
    RISE generally charges either an hourly or a fixed fee to provide clients with stand-alone financial planning or consulting
    services. These fees are largely determined by the scope and complexity of the agreed upon services and range from
    $750 to $25,000 on a fixed fee basis or $200 to $400 on an hourly basis.

    The specific terms and fee structure are negotiated in advance and set forth in the Agreement with RISE. Generally, RISE
    requires one-half of the financial planning or consulting fee payable upon execution of the Agreement and the balance due
    at the time the financial plan is delivered or the underlying services are rendered to completion. Clients may elect to have
    RISE directly debit fees from a non-qualified account or send them an invoice for payment.
Investment Management Fees

    RISE provides investment management services for an annual fee based on the amount of assets under the firm’s
    management. This fee varies depending upon the size of a client’s portfolio and the type of services rendered, based on
    the following progressive tiered fee schedule:

                                                     Annual Management Fee

         $0 to $1,000,000                                           1.00% of assets

         $1,000,001 to $2,000,000                                   0.75% of assets

         $2,000,001 to $3,000,000                                   0.50% of assets

         $3,000,001 to $5,000,000                                   0.40% of assets

         $5,000,001 to $10,000,000                                  0.25% of assets

         >$10,000,001                                               Negotiable

    This fee is calculated based on average daily account balance and charged quarterly in arrears, based upon the market
    value of the assets being managed by RISE.

    RISE acts as portfolio manager using the strategy and portfolio selected on the designated risk tolerance form provided by
    RISE.

    In the event the Agreement is terminated, the fee for the final billing period is prorated through the effective date of the
    termination and the outstanding balance is charged to the client, as appropriate.

    When a client invests through a third-party manager program, the client may pay fees to both RISE and the third-party
    manager. These fees are described in the applicable program documents and the third-party manager’s Form ADV.

    Fees for the Retirement Plan Services (“Fees) are negotiable based on plan needs and plan asset size, ranging from
    0.50% to 1.00% of plan assets. Additional retirement plan consulting would be determined by a separate agreement with
    a flat fee.

    Financial Institution Consulting Services Fees
    Mutual Securities pays RISE a consulting fee of 17 basis points annually with up to 18 basis points of supplemental
    rate based on the assets under management from Brokerage Customers who have provided written consent to Mutual
    Securities to receive the investment consulting service from RISE and have entered into an investment consulting
    agreement with RISE. Brokerage Customers who receive this service do not pay RISE a fee directly. The consulting fee
    is calculated from the Brokerage Customer’s Assets Under Management (AUM) as of the end of a calendar quarter period
    multiplied by the annualized rate of 17 basis points annually with up to 18 basis points of supplemental rate. Fees
    and expenses that Brokerage Customers pay to Mutual Securities related to their brokerage accounts are not higher or
    lower as a result of the investment consulting services provided by RISE. Clients may terminate the Investment Consulting
    Agreement with us at any time without penalty by providing written notice. In addition, the Investment Consulting Agreement
    will automatically terminate if the Brokerage Customer revokes written consent to Mutual Securities for us to provide
    investment consulting services, or if the Brokerage Customer closes the brokerage account(s).

Fee Discretion

    RISE, in its sole discretion, may negotiate to charge a lesser fee based upon certain criteria, such as anticipated future
    earning capacity, anticipated future additional assets, dollar amount of assets to be managed, related accounts, account
    composition, pre-existing client relationship, account retention and pro bono activities.

Additional Fees and Expenses

    In addition to the advisory fees paid to RISE, clients may also incur certain charges imposed by other third parties, such
    as broker-dealers, custodians, trust companies, banks and other financial institutions (collectively “Financial Institutions”).
    These additional charges may include securities brokerage commissions, transaction fees, custodial fees, fees charged
    by the Independent Managers, charges imposed directly by a mutual fund or ETF in a client’s account, as disclosed in the
    fund’s prospectus (e.g., fund management fees and other fund expenses), deferred sales charges, odd-lot differentials,
    transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on brokerage accounts and securities
    transactions.

Variable Annuities

    The fees are negotiable depending on the level of assets, scope and complexity of the services provided. The fee will be
    charged quarterly in accordance with client’s agreement with the insurance company and/or as described in the variable
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Item 7. Types of Clients
   RISE provides its services primarily to individuals, trusts, estates, charitable organizations, corporations, retirement plans
   and other business entities.

   Our Retirement Plan Services are available to clients that are sponsors or other fiduciaries to Plans, including 401(k),
   457(b), 403(b) and 401(a) plans. Plans include participant-directed defined contribution plans and defined benefit plans.
   Plans may or may not be subject to ERISA.

Minimum Account Requirements
   RISE does not impose a minimum portfolio value for starting and maintaining an investment management, Retirement Plan
   Consulting or financial planning relationship.