Ascent Advisors LLC

Item 5: Fees and Compensation

A. Fee Schedule

Portfolio Management Fees

Portfolio management fees are negotiable and generally do not exceed 1.50%.

The fee is a tiered/blended fee schedule, the asset management fee is calculated by
applying different rates to different portions of the portfolio. The advisory fee is calculated
using the value of the assets in the Account on the last business day of the prior billing
period (advance) or value of the assets in the Account on the last business day of the
billing period (arrears).

The final fee schedule will be memorialized in the client’s advisory agreement. Clients
may terminate the agreement without penalty for a full refund of Ascent's fees within five
business days of signing the Investment Advisory Contract. Thereafter, clients may
terminate the Investment Advisory Contract generally with 10 days' written notice.

DST Consulting Fees

Ascent charges a flat, one-time advisory fee for clients engaging in a Delaware Statutory
Trust (DST) investment. This fee is not based on product commissions or assets under
management, but instead reflects the depth of planning, due diligence, and professional
coordination provided by Ascent.

        DST Investment Size             Tier Name       Flat Advisory Fee
                                                               $5,000
        $100,000 - $249,999                   Tier 1

        DST Investment Size            Tier Name          Flat Advisory Fee
                                                               $10,000
        $250,000 - $499,999                   Tier 2
                                                               $17,500
        $500,000 - $999,999                   Tier 3
                                                               $30,000
        $1,000,000 - $1,999,999               Tier 4
                                                           $40,000+ (Custom)
        $2,000,000+                           Tier 5

This advisory fee is tiered based on the size of the DST investment, reflecting the
additional complexity and time involved with larger or multi-party transactions. As a
Registered Investment Advisor (RIA), Ascent receives no commissions or compensation
from DST sponsors, ensuring our advice remains fully independent and fiduciary.

Fees are collected at the time of engagement or placement recommendation. Where
permitted and compliant, Ascent may arrange to have the advisory fee paid at the closing
of the DST investment.

Pension Consulting Services Fees

Asset-Based Fees for Pension Consulting

        Total Assets Under Management             Annual Fee
        $0 - $1,000,000                           1.00%

        $1,000,001 - $3,000,000                   0.75%

        $3,000,001 - $5,000,000                   0.50%

        $5,000,001 - and up                       0.25%

The advisory fee is calculated using the value of the assets on the last business day of the
prior billing period.

These fees are generally negotiable and the final fee schedule will be memorialized in the
client’s advisory agreement.

Clients may terminate the agreement without penalty for a full refund of Ascent 's fees
within five business days of signing the Investment Advisory Contract. Thereafter, clients
may terminate the pension consulting agreement generally with 10 days' written notice.

Financial Planning Fees

Fixed Fees

The negotiated fixed rate for creating client financial plans is between $1,500 and $100,000.

Hourly Fees

The negotiated hourly fee for these services is between $350 and $2,000.

Clients may terminate the agreement without penalty, for full refund of Ascent’s fees,
within five business days of signing the Financial Planning Agreement. Thereafter, clients
may terminate the Financial Planning Agreement generally upon written notice.

B. Payment of Fees

Payment of Portfolio Management Fees

Asset-based portfolio management fees are withdrawn directly from the client's accounts
with client's written authorization on a quarterly basis. Fees are paid in advance or
arrears.

Payment of Pension Consulting Fees

Asset-based pension consulting fees are withdrawn directly from the client's accounts
with client's written authorization on a quarterly basis. Fees are paid in advance.

Payment of Financial Planning Fees

Financial planning fees are paid via check and wire.

Fixed financial planning fees are paid 0-100% in advance, but never more than six months
in advance, with the remainder due upon presentation of the plan.

Hourly financial planning fees are paid 0-100% in advance, but never more than six
months in advance, with the remainder due upon presentation of the plan.

C. Client Responsibility For Third Party Fees

Clients are responsible for the payment of all third party fees (i.e. custodian fees,
brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and
distinct from the fees and expenses charged by Ascent. Please see Item 12 of this brochure
regarding broker-dealer/custodian.

D. Prepayment of Fees

Ascent collects fees in advance. Refunds for fees paid in advance but not yet earned will
be refunded on a prorated basis and returned within fourteen days to the client via check,
or return deposit back into the client’s account.

       For all asset-based fees paid in advance, the fee refunded will be equal to the balance of
       the fees collected in advance minus the daily rate* times the number of days elapsed in
       the billing period up to and including the day of termination. (*The daily rate is calculated
       by dividing the annual asset-based fee rate by 365.)

       Fixed fees that are collected in advance will be refunded based on the prorated amount of
       work completed at the point of termination.

       For hourly fees that are collected in advance, the fee refunded will be the balance of the
       fees collected in advance minus the hourly rate times the number of hours of work that
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Item 7: Types of Clients

Ascent generally provides advisory services to the following types of clients:

       ❖       Individuals
       ❖       High-Net-Worth Individuals
       ❖       Pension and Profit Sharing Plans
       ❖       Corporations or Business Entities

There is no account minimum for any of Ascent’s services.