CWM Advisory LLC

Item 5: Fees and Compensation
A. Fee Schedule
  Selection of Other Advisers Fees
  CWM Advisory, LLC will receive its standard fee on top of the fee paid to the third-party adviser. These fees are
  negotiable. This relationship will be memorialized in each contract between CWM Advisory, LLC and each
  thirdparty adviser. The fees will not exceed any limit imposed by any regulatory agency. Specifically, CWM
  Advisory, LLC will direct clients to SEI Investments Management Corp CRD#105146 (SEI). CWM Advisory, LLC’s
  fees are based upon the value of assets under management with a minimum fee of 0.00% and a maximum fee
  as outlined below.

           Total Assets             CWM Advisory, LLC’s                  SEI’s Fee                   Total Fee
                                          Fee

         First $2,000,000                     1.00%                    Up to 1.25%                 Up to 2.25%

     $2,000,001 - $4,000,000                  .75%                     Up to 1.25%                 Up to 2.00%

           $4,000,001 +                       .50%                     Up to 1.25%                 Up to 1.75%

  CWM Advisory, LLC’s fee is calculated and deducted from client accounts by SEI Investments Management
  Corp. SEI’s system will calculate the fee based on the market value of the last day in the month. The market
  value is multiplied by the advisory fee and then divided by 12 (months). The fee calculation will always take place
  on the very next business day while the fee will be deducted from the client account(s) around a week later. Fee
  collection may be staggered to allow for the system to raise cash prior to pulling the fees. These fees are
  negotiable.
  Consulting Services Provided by Third-Party Advisers
  Fee schedules for clients are clearly indicated on the account documentation of the third-party adviser. However,
  in most cases the fee schedules are negotiated and agreed upon by the client and the adviser. Additional
  transactional costs and/or custodial costs may be charged by the custodial firm/third-party adviser, in addition to
  the negotiated advisory fees. The fees will not exceed any limit imposed by any regulatory agency.
  Fee schedules for employee benefit plans subject to the Employee Retirement Income Security Act of 1974
  (“ERISA”) may be negotiated with the Plan Administrator and set a flat dollar amount per year. This flat fee may
  be based on the requested services, size of the plan, provisions in the Investment Policy Statement, number of
  employees, etc.
  Financial Planning Fees
  The following fees are in addition to the Advisory fee and are negotiable. The final fee will be disclosed within the
  agreement signed by CWM Advisory, LLC and the client.
  Clients may terminate the agreement without penalty, for a full refund, within five business days of signing the
  Financial Planning Agreement. Thereafter, clients may terminate the agreement generally upon written notice.
  Fees that are collected in advance, but unearned at the time termination becomes effective (if any), will be
  refunded based on the prorated amount of work completed at the point of termination. If the agreement is
  terminated prior to completion of the financial planning services, then the client will be responsible for paying the
  prorated fee for work completed but unpaid (if any) at the time termination becomes effective.

  Fixed Fees
  The fixed rate for financial planning services is negotiable based on the project.
  The fees associated with estate planning are separate and vary depending on the services requested by the
  client. These fees may be in addition to financial planning or advisory fees or offered as a one-time service to a
  non-financial planning or non- advisory client.

  Monthly Fees
  The fees outlined below represent the standard fee and do not represent the final fee rate the client will pay. The
  final fee rate is disclosed and agreed upon within the agreement signed by CWM Advisory, LLC and the client.
       • My Advisor – $175/month
       • My Advisor and CFO – $300-$500/month
       • My Family Advisor and CFO – $1,350/month
       • My CFO – Negotiated rate based on project

B. Payment of Fees
  Payment of Selection of Other Advisers Fees
  Fees for selection of SEI Investments Management Corp as third-party adviser are withdrawn directly from the
  client’s accounts with client’s written authorization by SEI. SEI will then pay CWM Advisory, LLC their portion of
  the fees earned. Fees are paid monthly in arrears.
  Payment of Consulting Services Provided by a Third-Party
  Fees for consulting services by a third-party adviser are withdrawn directly from the client’s accounts with client’s
  written authorization by PCS and Millenium. The third-party adviser will then pay CWM Advisory, LLC their portion
  of the fees earned. Fees are paid quarterly in arrears.
  Payment of Financial Planning Fees
  Financial planning fees are paid via EFT and credit card. Fixed financial planning fees are paid 25% in advance,
  but never more than six months in advance, with the remainder due upon presentation of the plan.
  Payment of Ongoing Financial Planning Fees
  On-going financial planning fees are paid via EFT. CWM Advisory, LLC may also accept payment of financial
  planning fees by credit card. These payments are facilitated by Advice Pay. Advice Pay is a third-party vendor
  that processes payments for CWM Advisory, LLC. The adviser has zero access to the client’s credit card or
  banking information. Clients are required to authorize each charge via Advice Pay. Fees are paid monthly in
  advance.

C. Client Responsibility for Third Party Fees
  Clients are responsible for the payment of all third-party fees (e.g., custodian fees, brokerage fees, mutual fund
  fees, transaction fees, etc.). Those fees are separate and distinct from the fees and expenses charged by CWM
...

Item 7: Types of Clients
CWM Advisory, LLC generally provides advisory services to the following types of clients:
     •   Individuals
     •   High-Net-Worth Individuals
     •   Charitable Organizations
     •   Corporations or Business Entities
     •    Pension and Profit Sharing Plans
There is an account minimum of $250,000 for advisory services, which may be waived by CWM Advisory, LLC in its
discretion.