Integrative Planning Inc

Item 5 – Fees and Compensation

A.     Fee Schedule
ASSET MANAGEMENT
Integrative offers asset management services to advisory Clients. Integrative charges an annual
investment advisory fee based on the total assets under management as follows:

                          Schedule 1: Integrative Managed Accounts

             Assets Under Management                      Maximum Annual Fee

                   $0 – $749,999                                    1.50%

              $750,000 – $1,499,999                                 1.25%

              $1,500,000 – $2,999,999                               1.00%

              $3,000,000 – $9,999,999                               0.75%

            $10,000,000 – $24,999,999                               0.50%

                   $25,000,000+                                     0.25%

                              Schedule 2: Sub-Advised Accounts

             Assets Under Management                      Maximum Annual Fee

                   $0 – $749,999                                    1.75%

              $750,000 – $1,499,999                                 1.50%

              $1,500,000 – $2,999,999                               1.25%

              $3,000,000 – $9,999,999                               1.00%

            $10,000,000 – $24,999,999                               0.75%

                   $25,000,000+                                     0.50%

The above are blended fee schedules, meaning different levels are assessed different fees.

                              Schedule 3: Custom Advisory Fees

             Assets Under Management                         Flat Annual Fee

                      All Assets                              0% to 1.75%

The above is a fixed fee schedule meaning the entire account is assessed the same flat fee.
Integrative, in its sole discretion, may charge a lesser investment advisory fee based upon certain
criteria (e.g., historical relationship, type of assets, anticipated future earning capacity, anticipated
future additional assets, dollar amounts of assets to be managed, related accounts, account
composition, negotiations with Clients, etc.).

Advisory Fees are billed monthly in arrears. Fees are typically calculated based on the average
daily market value of the assets we manage in your account(s) during the Calendar month. This
average daily market value is then multiplied by the annual rate stated in your Investment
Management Agreement (IMA). The resulting amount is divided by the number of days in the given
year and multiplied by the number of days invested in the billing period. Advisory Fees are pro-
rated for partial periods of management. Integrative may group certain related Client accounts,
often known as “householding”, for the purposes of achieving the minimum account size and
determining the annualized fee. Outside fixed products such as annuity accounts do not count
towards achieving lower fees associated with householding. Please note that in addition to the
above fee schedules, all accounts will be assessed a $5/month technology fee.

CONSULTING FEES
Integrative charges an hourly fee for services. Rates range from $250.00 to $500.00 per hour
depending on the IAR, the complexity, and the scope of the Client’s consulting needs. At its
discretion, Integrative may waive consulting fees for Clients who decide to fully engage with
Integrative.

B.      Payment of Fees
Clients typically authorize Integrative to debit the Advisory Fees from the Client account(s), which
are held at a qualified custodian. If you authorize Integrative to debit fees from your account(s),
the qualified custodian will send you a statement of your account transactions not less than
quarterly. These statements will detail all account transactions, including any amounts paid to
Integrative. Depending on the specific client arrangement, Integrative will calculate and deduct
advisory fees directly through the custodian or via other platforms. Planning & Consulting fees are
collected at time of completion.

For all services, Clients may terminate their engagement with Integrative within five (5) business
days of signing an Agreement with no obligation and without penalty. After the initial five (5)
business days, the Agreement may be terminated by Integrative with thirty (30) days written notice
to Client and by the Client at any time with written notice to Integrative. For accounts opened or
closed mid-billing period, fees will be prorated based on the days services are provided during the
given period. In the case of hourly engagements, fees will be prorated based on the work
completed at the stated hourly rate. All unpaid earned fees will be due to Integrative and all
unearned fees will be refunded to the Client. Any increase in fees will be acknowledged in writing
by both parties before any increase in said fees occurs.

C.     Additional Fees
Custodians may charge brokerage commissions, transaction fees, and other related costs on the
purchases or sales of mutual funds, equities, bonds, options, margin interest, and exchange-traded
funds. Mutual funds, money market funds, and exchange-traded funds may also charge internal
management fees, which are disclosed in the fund’s prospectus. Integrative does not directly
receive any compensation from these fees. All of these fees are in addition to the management

fee you pay to Integrative. For more details on the brokerage practices, see Item 12 of this
brochure.

Mutual Fund Share Classes. Mutual funds are sold with different share classes, which carry
different cost structures. Each available share class is described in the mutual fund's prospectus.
When Integrative purchases or recommends the purchase of mutual funds for a client, Integrative
endeavors to select the share class that is deemed to be in your best interest, taking into
consideration cost, tax implications, and other factors. Integrative also reviews the mutual funds
...

Item 7 – Types of Clients & Account Minimums

Integrative’s Clients are generally individuals, small businesses, trusts, estates, high net-worth
individuals, pooled investment vehicles, and charities. Client relationships vary in scope and length
of service.

Integrative generally requires an account minimum of $10,000 for advisory services Clients but
may, in our sole discretion, accept accounts below this minimum. Additionally, certain Model
Portfolios may require a higher minimum account size.

Certain Underlying Funds have initial or subsequent investment minimum investments or
investor sophistication criteria. Refer to the prospectus or offering documents for the Underlying
Fund for any such minimum requirements.