Suttle Crossland Wealth Advisors LLC

Item 5: Fees and Compensation
Please note, unless a Client has received this brochure at least 48 hours prior to signing an investment advisory
and/or a Financial Planning Agreement (collectively, “Client Contract”), the Client Contract may be terminated by
the Client within five (5) business days of signing the Client Contract without incurring any fees. How we are
paid depends on the type of advisory services we perform. Below is a brief description of our fees, however, you
should review your executed Client Contract for more detailed information regarding the exact fees you will be
paying. Please note, lower fees for comparable services may be available from other sources.

Wealth Management Services
Our standard advisory fee of 0.55% is based on the market value of the assets under management. The annual fees
are negotiable, prorated, and paid in arrears on a quarterly basis based on the average daily balance as of the
previous quarter. The minimum annual advisory fee for this service is $2,750. Our maximum annual advisory fee
is $11,000. No increase in the annual fee shall be effective without agreement from the Client by signing a new
agreement or amendment to their current advisory agreement.
SCWA may include the value of Held Away Investment Accounts when calculating the total advisory fee for
accounts in which SCWA provides ongoing advice and supervision. These accounts may include 529 Plans,
401(k), and other employer-sponsored tax-qualified accounts, as well as other brokerage accounts that the client
maintains at other financial institutions.
Advisory fees are directly debited from Client accounts, or the Client may choose to pay by check, electronic
funds transfer or debit/credit card. Accounts initiated or terminated during a calendar quarter will be charged a
prorated fee based on the amount of time remaining in the billing period. An account may be terminated with
written notice at least 15 calendar days in advance. Since fees are paid in arrears, no refund will be needed upon
termination of the account.
Financial Planning Services

Fees for this service may be paid by electronic funds transfer, debit card, credit card, or check. For fees paid by
electronic funds transfer, debit card or credit card, we use an independent third party payment processor in which
the client can securely input their banking information and pay their fee. We do not have access to the client’s
banking information at any time. The client will be provided with their own secure portal in order to make
payments.

    Ongoing Comprehensive Financial Planning
    Ongoing Financial Planning consists of an upfront charge of up to $500 and an ongoing fee that is paid
    monthly, in arrears, at the rate of $100 - $1,000 per month, depending on the complexity and needs of the
    Client. The fee may be negotiable in certain cases. This service may be terminated with 15 days’ notice. Since
    fees are paid in arrears, no refund will be needed upon termination of the account.
    The upfront portion of the Comprehensive Financial Planning fee is for Client onboarding, data gathering, and
    setting the basis for the financial plan. This work will commence immediately after the fee is paid, and will be
    completed within the first 30 days of the date the fee is paid. Therefore, the upfront portion of the fee will not
    be paid more than 6 months in advance.
    Project-Based Financial Planning Fixed Fee
    Project-Based Financial Planning is offered on a fixed fee basis. The fixed fee will be agreed upon before the
    start of any work and will range between $400 and $12,000, depending on complexity and the needs of the
    client. The fee is negotiable. Half of the fee is due at the beginning of the process and the remainder is due at
    completion of work, however, SCWA will not bill an amount above $1,200.00 more than 6 months in
    advance. In the event of early termination any prepaid but unearned fees will be refunded to the Client and
    any completed deliverables of the project will be provided to the Client and no further fees will be charged.
    Financial Planning Hourly Fee
    Hourly Financial Planning engagements are offered at the rate of $285 per hour. The fee may be negotiable in
    certain cases and is due upon completion of the engagement. In the event of early termination by the Client,
    any fees for the hours already worked will be due.
Retirement Plan Consulting
We charge a standard advisory fee for Retirement Plan Consulting of up to 0.50%. The fee is based on the market
value of the assets under advisement. The annual fees are negotiable, prorated, and paid in arrears on a monthly or
quarterly basis based on the average daily balance as of the previous billing period. In some cases a fee for initial
plan consulting may apply. This fee may range from $0 to $5000. For Retirement Plan Services, the Advisory
Contract may be terminated with written notice at least 30 calendar days in advance. Since fees are paid in arrears,
no refund will be needed upon termination of the Advisory Contract. Clients will be responsible for payment of
fees up to the date of termination.
This does not include fees to other parties, such as record keepers, custodians, or third-party administrators.
SCWA relies on the valuation as provided by Client’s custodian in determining assets under management. Our
advisory fee is prorated for any partial billing periods occurring during the engagement, including the initial and
terminating billing periods.

Other Types of Fees and Expenses
Our fees are exclusive of brokerage commissions, transaction fees, and other related costs and expenses which
may be incurred by the Client. Clients may incur certain charges imposed by custodians, brokers, and other third

parties such as custodial fees, deferred sales charges, odd-lot differentials, transfer taxes, wire transfer, and
...

Item 7: Types of Clients
We provide financial planning and portfolio management services to individuals, high net-worth individuals, and
corporations or other businesses.
The minimum annual fee for Wealth Management services is $2,750. Our minimum account size requirement is
$100,000, which may be waived at the firm’s discretion.