Aspirean Wealth LLC

Item 5: Fees & Compensation

    How We Are Compensated for Our Advisory Services

    Comprehensive Portfolio Management:
    The maximum annual fee charged for this service will not exceed 1.60% and shall be indicated on the
    executed advisory agreement. The Third Party Money Managers selected by our firm will be
    compensated for services rendered out of this amount. The maximum total annual fee charged to
    clients utilizing TPMMs may exceed the maximum fee published above for this service as TPMMs may
    be compensated for their services separately from our firm’s portfolio management fees.

    Depending on the Third Party Money Managers chosen, the annualized advisory fees shall be billed
    on a pro-rata basis quarterly in advance or in arrears based on the value of the client’s account on
    the last day of the previous quarter. Fees are generally not negotiable and will be deducted from the
    client’s managed account. Our firm bills on cash balances unless otherwise indicated in writing.
    Adjustments will be made for deposits and withdrawals during the quarter. As part of the fee
    deduction process, the client is made aware of the following:

    1 Please note that our method for computing the amount of “client assets we manage” can be different from the method for computing
    “assets under management” required for Item 5.F in Part 1A of Form ADV. We have chosen to follow the method outlined for Item 5.F in
    Part 1A of Form ADV. If we decide to use a different method at a later date to compute “client assets we manage,” we must keep
    documentation describing the method we use and inform you of the change. The amount of assets we manage may be disclosed by rounding

ADV Part 2A – Firm Brochure                                     Page 6                                                  Aspirean Wealth, LLC

         a) The client’s independent custodian sends statements at least quarterly showing the market
            values for each security included in the Assets and all account disbursements, including the
            amount of the advisory fees paid to our firm;
         b) Clients will provide authorization permitting the Third Party Money Managers or our firm to
            be directly paid by these terms. Our firm will send an invoice directly to the custodian; and
         c) If our firm sends a copy of our invoice to the client, a legend urging the comparison of
            information provided in our statement with those from the qualified custodian will be
            included.

    Financial Planning & Consulting:

    We may charge on an hourly or flat fee basis for standalone financial planning and consulting
    services. The total estimated fee, as well as the ultimate fee that we charge the client, is based on the
    scope and complexity of our engagement with the client. Our hourly fees are generally $450 for
    financial advisors and $75 for administrative time. Flat fees generally range from $1,500 to $10,000.

    We may require a retainer of fifty-percent (50%) of the ultimate financial planning or consulting fee
    with the remainder of the fee directly billed to the client and due to us within thirty (30) days of the
    financial plan being delivered or consultation rendered. In all cases, we will not require a retainer
    exceeding $1,200 when services cannot be rendered within 6 (six) months.

    Retirement Plan Consulting:

    Our Retirement Plan Consulting services are billed on an hourly or flat fee basis or a fee based on the
    percentage of Plan assets under management. Fees based on a percentage of managed Plan assets
    will not exceed 1.6%. The fee-paying arrangements will be determined on a case-by-case basis and
    will be detailed in the signed consulting agreement.

    Other Types of Fees & Expenses

    Clients will incur transaction charges for trades executed in their accounts either based on a
    percentage of the dollar amount of assets in the account(s) or via individual transaction charges.
    These transaction fees are separate from our fees and will be disclosed by their chosen custodian.
    Charles Schwab & Co., Inc. (“Schwab”), does not charge transaction fees for U.S. listed equities and
    exchange traded funds.

    Clients may also pay holdings charges imposed by the chosen custodian for certain investments,
    charges imposed directly by a mutual fund, index fund, or exchange traded fund, which shall be
    disclosed in the fund’s prospectus (i.e., fund management fees, initial or deferred sales charges,
    mutual fund sales loads, 12b-1 fees, surrender charges, variable annuity fees, IRA and qualified
    retirement plan fees, and other fund expenses), mark-ups and mark-downs, spreads paid to market
    makers, fees for trades executed away from custodian, wire transfer fees and other fees and taxes on
    brokerage accounts and securities transactions. Our firm does not receive a portion of these fees.

    Legacy Clients enrolled in an Third Party Money Managers’ Wrap Fee Program will not incur
    transaction costs for trades by their chosen custodian. More information about this can be found in
    the Third Party Money Managers’ separate Wrap Fee Program Brochure.

ADV Part 2A – Firm Brochure                        Page 7                                       Aspirean Wealth, LLC

    Termination & Refunds

    The Third Party Money Managers charge advisory fees quarterly in advance. Upon receipt of your
    notice of termination, the Third Party Money Managers will process a pro-rate refund of the unearned
    portion of the advisory fees charged in advance at the beginning of the quarter.

    Commissionable Securities Sales

    We do not sell securities for a commission in our advisory accounts.

Item 7: Types of Clients & Account Requirements

    We have the following types of clients:
       • Individuals and High Net Worth Individuals
       • Pension/Profit Sharing Plans

    Our requirements for opening and maintaining accounts or otherwise engaging us:
       • We generally require a minimum account balance of $500,000 for our Comprehensive
           Portfolio Management service. Generally, this minimum account balance requirement is not
           negotiable and would be required throughout the course of the client’s relationship with our
           firm.
       • We generally charge a minimum fee of $1,500 for written financial plans.