Catalyst Financial NW Corporation

Item 5 Fees and Compensation
Advisory Fees for Portfolio Management Services

We charge a negotiable annual fee ranging between 0.50% and 1.50% of your assets under
management. The fee may be a flat percentage based fee or based on the following tiered fee
schedule.

Assets Under Management Annual Fee
             $0 - $500,000 1.50%
    $500,001 - $1,000,000 1.00%
          Over $1,000,000 0.50%

Please be advised that lower fees for comparable services may be available from other sources. Our
portfolio management fee is billed and payable quarterly in advance based on the value of your
account at the end of the previous quarter. If the portfolio management agreement is executed at any
time other than the first day of a calendar quarter, our fees will apply on a pro rata basis, which means
that the advisory fee is payable in proportion to the number of days in the quarter for which you are a
client.

At our discretion, we may combine the account values of family members living in the same household
to determine the applicable advisory fee. For example, we may combine account values for you and
your minor children, joint accounts with your spouse, and other types of related accounts.

You may terminate the investment advisory agreement upon written notice to our firm. You will incur a
pro rata charge for services rendered prior to the termination of the agreement, which means you will
incur advisory fees only in proportion to the number of days in the quarter for which you are a client. If
you have pre-paid advisory fees that we have not yet earned, you will receive a prorated refund of
those fees.

Pension Consulting Services
Our advisory fees for these customized services will be negotiated with the plan sponsor or named
fiduciary on a case-by-case basis.

You may terminate the pension consulting services agreement upon Written notice to our firm. You will
incur a pro rata charge for services rendered prior to the termination of the agreement, which means
you will incur advisory fees only in proportion to the number of days in the quarter for which you are a
client. If you have pre-paid advisory fees that we have not yet earned, you will receive a prorated
refund of those fees.

Additional Fees and Expenses
As part of our investment advisory services to you, we may invest, or recommend that you invest in
mutual funds and exchange traded funds. The fees that you pay to our firm for investment advisory
services are separate and distinct from the fees and expenses charged by mutual funds or exchange
traded funds (described in each fund's prospectus) to their shareholders. These fees will generally
include a management fee and other fund expenses. You will also incur transaction charges and/or

brokerage fees when purchasing or selling securities. These charges and fees are typically imposed by
the broker-dealer or custodian through whom your account transactions are executed. We do not
share in any portion of the brokerage fees/transaction charges imposed by the broker-dealer or
custodian. To fully understand the total cost you will incur, you should review all the fees charged by
mutual funds, exchange traded funds, our firm, and others. For information on our brokerage practices,
please refer to the "Brokerage Practices" section of this Brochure.

Compensation for the Sale of Securities or Other Investment Products Insurance
Catalyst Financial NW Corporation is licensed as an insurance agency. In addition, persons associated
with our firm are licensed insurance agents. Catalyst Financial NW Corporation and associated
persons of our firm, in their capacity as insurance agents will earn commission-based compensation
for selling insurance products. Insurance commissions earned are separate and in addition to our
advisory fees. This practice presents a conflict of interest because our firm and associated persons, in
their capacity as insurance agents, have an incentive to recommend insurance products to you for the
purpose of generating commissions rather than solely based on your needs. Insurance products will
only be recommended to you if suitable and in accordance with your needs. You are under no
obligation, contractually or otherwise, to purchase insurance products through any person or entity
affiliated with our firm.

Item 7 Types of Clients
We offer investment advisory services to individuals, pension and profit sharing plans, trusts, estates,
charitable organizations, corporations, and other business entities. We do not have a minimum
account size in order to open or maintain an account.