Asset Strategy Advisors LLC

Item 5 – Fees and Compensation
ASA is compensated for its advisory services as set forth below. All fees are subject to negotiation.
The specific manner in which fees are charged by ASA is established in the client’s written investment
advisory agreement with ASA, or the third-party program sponsor, as applicable.

Retirement Plan Consulting Services – 3(21) & 3(38) Investment Advisory Fees
ASA’s advisory fee for retirement plan clients is invoiced quarterly, in arrears, based on the market
value of the funds under advisement on the last business day of the previous quarter. ASA’s minimum
fee is $1,250 per quarter, subject to a negotiated asset-based fee determined by the specific
circumstances of the plan, including plan asset levels, the scope of services provided, and expected
growth in assets. All fees are negotiable. Existing clients may be subject to a different fee schedule,
and some clients’ fees may be higher or lower than the minimum described herein.

In some circumstances, clients may be charged an hourly rate (negotiated) for certain plan-related
project work, such as plan design analysis, participant education programs, or vendor search projects.

ASA may also receive certain fees from custodial platforms and other revenue-sharing compensation
from mutual fund providers for providing shareholder services and administrative services for mutual
funds purchased under the Plan. Any and all compensation and revenue-sharing payments received
by ASA from these custodial platforms and/or mutual funds are used to offset administrative services
and recordkeeping fees billed by ASA to its clients, as well as to offset fees charged by the plan
custodian or other professional service providers. Quarterly invoices sent to ASA clients illustrate total
fees payable to ASA, less revenue-sharing income. To the extent revenue-sharing income exceeds the
fee payable, ASA may, at the Plan Sponsor’s discretion, set up a revenue recapture account or place
the income into the applicable client’s Plan.

The client may instruct ASA to work with a sub-adviser who will research, select and recommend
securities for inclusion within the retirement plan. For instances in which a sub-adviser is utilized, the
sub-adviser may charge an additional fee and the overall fees may be higher than those listed above.
All fees and services, including those of any sub-adviser, are detailed in the service agreement between
all parties associated with the plan.

Retirement plan clients may terminate plan consulting and/or advisory services by providing sixty (60)
days’ advance written notice to ASA. Any fees due to ASA for services provided prior to the date of
termination will be payable upon receipt of invoice.

Individual Wealth Management Services – Advisory Fees
Our annual fees for Individual Wealth Management and Portfolio Management Services are based
upon a percentage of assets under management. Fees are generally paid quarterly, in advance or in
accordance with the agreement, based on the value at the close of the billing period. The initial invoice
is calculated based upon the fair market value of the account at the time the agreement is executed

                 Asset Strategy Advisors, LLC │ Form ADV Part 2A │ Page 9 of 19

through the end of the current calendar quarter. Thereafter, fees are calculated based upon the market
value of the portfolio (not including cash) as of the last business day of the previous quarter.

ASA’s fees may be deducted directly from the custodial account; the client should review the
correctness of the fee, as some custodians do not perform this function. The annualized fee is charged
either as a flat fee negotiated with the client (generally with a cost-of-living adjustment), or as a
percentage of assets under management according to the following schedule:

  Assets Under Management                              Annual Fee

  $0 – $2 million                                      1.00% – 1.50%

  $2 – $5 million                                      0.75% – 1.25%

  $5 – $10 million                                     0.50% – 1.00%

  Over $10 million                                     Negotiable

Hourly Fees
When a client engages ASA to perform a specific one-time service, such as a one-time portfolio review
or financial analysis, ASA generally charges based upon an hourly rate of $250–$500 per hour. The
hourly rate is based upon the knowledge and experience of the individual providing the work. Hourly
fees are billed monthly, with payment due within 30 days of receipt of invoice. Invoices may be
delivered via U.S. Mail or email, depending upon the client’s preference.

Fixed Fees
For certain specific engagements, the client may negotiate a fixed fee. A primary example is financial
planning. Fixed fees are determined on a client-by-client basis, reflecting the estimated number of
hours to complete the work and the complexity of the engagement; accordingly, there is no standard
fee range to disclose. All fixed fees are agreed upon prior to engagement and fully disclosed in the
Agreement between ASA and the client.

Generally, an initial deposit equal to one-half (50%) of the agreed fee is payable at the time of entering
into the Agreement, with the balance due upon presentation of the completed work. If the client elects
to terminate the engagement within five (5) business days of signing the Agreement, the deposit will
be fully refunded. Once work has commenced, any refund of the deposit will be prorated based on
hours expended at the applicable hourly rate through the date of termination.

General Information Regarding Fees
   • Fees, account minimums and payment terms are negotiable.
   • Fees are not charged based on capital gains or capital appreciation of client assets in any
      manner prohibited by the Investment Advisers Act of 1940.

                     Asset Strategy Advisors, LLC │ Form ADV Part 2A │ Page 10 of 19
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Item 7 – Types of Clients & Account Requirements
ASA provides portfolio management services primarily to corporate pension and profit-sharing plans
and high-net-worth individuals. We also serve trusts, estates, charitable institutions, foundations and
endowments. ASA generally does not impose minimum account size requirements for opening or
maintaining an account. However, certain third-party programs and/or portfolio managers may
impose minimum account size requirements, as disclosed in the applicable program brochure.