Astoria Strategic Wealth Inc

Item 5       Fees & Compensation

Under certain circumstances and at the sole discretion of the Advisor, fees are negotiable.

1. FINANCIAL PLANNING SERVICE (SILVER, GOLD, OR PLATINUM)

•   For clients who select one of our Silver, Platinum or Gold service levels, the financial planning fee –
    an annual fixed fee – is established at the onset in Schedule A of the Financial Planning and
    Investment Management Services Agreement and is based on the level of service provided to that
    client.

       •    The investment management fee is a non-negotiable annual fee of 0.45%, calculated on the
            market value of the assets in managed account(s) and is charged quarterly. The market value
            used for this calculation is provided by the client’s custodian, as of the last business day of
            the quarter. The financial planning fee is pulled directly from a non-qualified managed
            account that the client has designated for fees.

       •    The annual financial planning fee(s) are negotiable and charged quarterly.

                ▪   Silver service – fees are up to $3,600 annually based on complexity of the client
                    situation
                ▪   Gold service – fees range between $3,600 and $7,000 annually based on complexity
                    of the client situation
                ▪   Platinum services – fees range between $6,000 and $50,000 annually based on
                    complexity of the client situation

       •    Amounts held in cash or cash equivalents will be charged an investment management fee.
            As such, there may be periods of time where the investment management fee is larger than
            the interest or credited rate earned for cash or cash equivalents.

       •    Clients provide written authorization for the direct deduction of ASW’s fees from accounts
            held at the firm’s recommended custodian(s).

       •    Any changes in fees are governed by the terms of the Financial Planning and Investment
            Management Services Agreement.

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       •   Please note, the annual fixed planning fee and investment management fee are charged on
           a pro-rated basis from the date of all parties signing the Financial Planning and Investment
           Management Services Agreement.

       •   Client may cancel within five (5) business days of signing Agreement with no obligation and
           without penalty. If the client cancels after five (5) business days, any unpaid earned fees will
           be due to AWS or any unearned fees will be refunded to the client.

       •   The quarterly financial planning fee and investment management fee will continue until
           terminated by either party with thirty (30) day written notice. Upon termination of the
           Agreement, any unpaid earned fees will be due to AWS or any unearned fees will be
           refunded to the client.

2. NON-STANDARD FINANCIAL PLANNING SERVICES: (18-25 UNDER PARENTS, HOURLY, and
   RETIREMENT PLAN CONSULTING)

18-25 Under Parents

•   For clients who select our 18-25 Under Parents level of service, a financial planning fee will not be
    assessed. Instead, the client will be charged only the investment management fee.

       •   The investment management fee is a non-negotiable annual fee of 0.45%, calculated on
           the market value of the assets in managed account(s) and is charged quarterly. The market
           value used for this calculation is provided by the client’s custodian, as of the last business
           day of the quarter.

       •   Amounts held in cash or cash equivalents will be charged an investment management fee.
           As such, there may be periods of time where the investment management fee is larger
           than the interest or credited rate earned for cash or cash equivalents.

       •   Clients provide written authorization for the direct deduction of ASW’s fees from your
           accounts held at the firm’s recommended custodian.

       •   Any changes in fees are governed by the terms of the Financial Planning and Investment
           Management Services Agreement.

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3. HOURLY

•   This is an hourly consultation service billed at $300/hour quarterly in arrears.

4. RETIREMENT PLAN CONSULTING

•   The annual fee for advisory services for plans is negotiable and shall be calculated as follows:

                       Plan Assets                             Annual Fee Paid Quarterly in Arrears
        401k Plan and/or Defined Benefit Assets             0.15% - 0.45% depending on plan size and
                 Under Management                                          complexity

•   All fee calculations will be based upon the market value of the plan assets at quarter-end. The
    market value used for this calculation is provided by the client’s custodian, as of the last business
    day of the quarter.

4. Client Payment of Fees
• Fees for asset management services are deducted from a designated client account to facilitate
   billing. The client must consent in advance to direct debiting of their investment account. The
   financial planning fee is pulled directly from a non-qualified managed account that the client has
   designated for fees.
•   Fees for hourly financial planning will be billed to the client and paid directly to ASW. These fees can
    be pulled directly from a non-qualified managed account that the client has designated for fees.
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Item 7      Types of Clients

•   ASW provides advisory services to the following types of clients:

       • High net worth individuals and their families
       • Individuals
       • Charitable organizations
       • Pension and profit-sharing plans
       • Private businesses

•   ASW does not require a minimum to open an account.

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