Atomic Invest LLC

Item 5: Fees and Compensation

Wrap Fee Program

Investment management services are offered through a wrap fee program (the “Atomic
Wrap Fee Program”) described herein and the Adviser’s wrap fee program brochure (the
“Wrap Fee Program Brochure”). The Adviser is the sponsor and portfolio manager for the
Atomic Wrap Fee Program. In general, wrap fee programs allow clients to pay a single fee (the
“Wrap Fee”) which covers fees such as advisory fees, trading commissions and trading related
costs provided by an investment adviser or the custodian. Atomic retains a portion of the
Wrap Fee for its services. Clients are generally not charged separate fees for each component
of the total services. Clients will be responsible for certain transaction execution fees and
costs in addition to the Wrap Fee. See Item 12: Brokerage Practices and the Wrap Fee
Brochure for more information. Because wrap fee program advisers typically absorb client

transaction fees, an incentive exists to limit trading activities in the wrap fee account.
Depending on the Wrap Fee Program account, clients may pay more or less for using a wrap
fee program than they would for using non-wrap fee program services.

The investment advisory fee for discretionary accounts is a Wrap Fee that includes
investment advisory fees in addition to brokerage fees, such as commissions and sales fees.
The custody fee for self-directed accounts is a Wrap Fee that includes brokerage fees, such as
commissions and sales fees, but does not include an advisory fee. Atomic’s investment
advisory or custody fee (Wrap Fee) is up to 1.00% per annum based on the aggregate net
asset value in the client’s account. Advisory and custody fees are not the same for all clients
and may vary depending on factors like account size, services provided, and the business
partner or program through which a client enrolls. For Corporate Investment Management
Services, Atomic’s investment advisory fee is generally based on the aggregate net asset
value in the client’s account. Clients may be responsible for certain other fees and costs. The
Wrap Fee does not include certain administrative fees and other charges not directly related
to trading such as wire transfer or ACH fees. The Investment Account Agreement will set forth
the terms and conditions of the services provided and the inclusion of the client’s account in
the Atomic Wrap Fee Program. For more information, see Item 12: Brokerage Practices.

The more money a client invests with Atomic, the higher the fee the client will pay; therefore,
Atomic has an incentive to encourage clients to increase the assets in their account. The
investment advisory or custody fee will be accrued daily and collected monthly in arrears. If a
client terminates his or her account before the month end, the investment advisory or
custody fee will be prorated. Investment advisory and custody fees will also be collected when
processing withdrawal requests that will result in not enough assets in the account to pay
any fees that are due at the time of the withdrawal. In the event a client account does not
include a cash balance adequate to pay any account fees, Atomic will sell client assets
without notice to the client to pay any such account fees. Investment advisory and custody
fees will be based on the market value of the securities using an independent pricing source,
including any cash in the client’s account at the end of each business day, as of the close of
trading on the New York Stock Exchange (“NYSE”) or as of the immediately preceding close of
the NYSE for days when the NYSE is closed. The Adviser may reduce or waive its fees without
notice to, or adjust fees for, any client. The specific methodology used to charge fees is set
forth in the Investment Account Agreement between each client and the Adviser. As part of
the Investment Account Agreement, clients will be asked to provide written authorization for
the Adviser to invoice its investment advisory or custody fees directly to the Custodian so that
the Custodian can remit payment to the Adviser. For more information on the Custodian,
please see Item 15: Custody.

Investment advisory and custody fees payable to Atomic do not include all of the fees a client
will pay. Clients will also be responsible for fees charged by any Funds held within a client’s
account. These fees are set forth in the applicable fund’s prospectus and are deducted from a
fund’s net asset value. If you are utilizing another adviser [including if we appoint one for your
account], you will be responsible for any fees charged by that adviser in addition to the
investment advisory and custody fees payable to Atomic.​

The Wrap Fee Program does not apply to retirement accounts covered by Title I of the
Employee Retirement Income Security Act of 1974, individual retirement accounts subject to

Section 4875 of the Internal Revenue Code of 1986, and 529 Plans. ​
​
When Atomic uses the services of its affiliated broker-dealer Atomic Brokerage, Atomic
Brokerage will receive a custody fee from Atomic for its services and this creates a conflict of
interest as Atomic has a financial incentive to use Atomic Brokerage as opposed to an
unaffiliated broker dealer. Atomic has attempted to mitigate this conflict by disclosing it to its
clients.

Item 7: Types of Clients
Atomic’s clients generally include individuals, high net worth individuals, retirement plans,
trusts, estates, bank trust funds, charitable organizations, non-profit organizations, registered
investment advisers, and other business entities.

There is generally no minimum amount required to open or maintain an account with
Atomic. However, Atomic reserves the right to impose a minimum account size in the future,
and to increase or decrease the minimum account size at its discretion.

Clients who seek the algorithmic investment advisory services provided by Atomic should
consider the differences in the digital nature of the services and how they are delivered.
Accordingly, clients should note the following:

   ●​ The Adviser provides its services through a Platform. This means that all clients must
      acknowledge their ability and willingness to conduct their relationship with the
      Adviser on an electronic basis. Under the terms of the Investment Account
      Agreement each client must agree to receive all account information and account
      documents (including documents that are required to be delivered for regulatory
      purposes), and any updates or changes to the same, through their access to the
      Adviser’s website and the Adviser’s electronic communications. The Adviser’s
      investment advisory services, and all signatures on account-related agreements, such
      as the Investment Account Agreement and all documentation related to the advisory
      services, are all managed electronically. The Adviser generally does make individual
      representatives available to discuss servicing matters with clients.

   ●​ The Adviser’s algorithms are designed to tailor investment advice to each client’s
      specific circumstances. To provide suitable investment recommendations, the Adviser
      collects information from each client through the Questionnaire. It is possible that the
      Questionnaire may not capture every circumstance that may be material to a client’s
      personal circumstances. When determining the recommended portfolio for the client,
      the Adviser relies on the information it solicits and is otherwise provided by the client.
      Although the Adviser will prompt clients periodically to review their information either
      through the Platform, a client must promptly notify the Adviser of any change in
      financial situation, risk tolerance or investment objectives that might trigger a review
      or changes to the client’s portfolio. Clients may change their responses to the

       Questionnaire at any time.

   ●​ Clients can choose a portfolio recommended by Atomic or the client can override the
      recommended portfolio and choose a different Atomic portfolio. Clients may also
      customize our recommended portfolios by increasing or decreasing portfolio
      allocations to the investments in the selected portfolio or by choosing from a list of
      other investments and requesting specific allocations to each. Clients may not set
      specific security weightings or target allocations.