JBR Co Financial Management Inc

Item 5 - Fees and Compensation

Investment Management

Fees are charged based on the fair market value of assets under management. Clients are billed at the
annual rate of 1% (100 bps) billed each calendar quarter, in arears, at the rate of .25% (25 bps) for all
assets up to and including $1,000,000.00 under management. All assets under management in excess of
$1,000,000.00 will be billed at the annual rate of .5% (50 bps) billed each calendar quarter at the rate of
.125% (125 bps).

Determination of whether a client is billed annually or quarterly is based on the materiality of the assets
in the account or per client request.

Simple IRA clients are billed at the annual rate of 1% (100 bps), billed quarterly in arrears for all assets up
to and including $50,000.00 under management. All assets under management in excess of $50,000.00
will be billed at the annual rate of .5 % (50 bps), billed quarterly in arrears.

401K Plan clients are billed at the annual rate of .75% (75 bps), quarterly in arrears.

Accounts which have less than $4,000 under management have a minimum fee of $40 per year, billed
quarterly in arrears.

It is preferred for clients to agree to have the fees deducted from their accounts; in which case the client
receives a copy of the invoice as submitted to the broker-dealer or custodian for payment. The invoice
identifies the assets in all accounts included in the billing and formula for computation of the fee. Clients
must consent in advance to direct debiting of their investment account. If clients insist, they can be billed
directly; In which case they also receive an invoice indicating the accounts for which they are being billed
and the formula for computation of the amount they are billed.

Assets Under Advisement

Fee Range: Annual Rate of .5% to 1%, billed quarterly based on scope of work, investment advice, services
provided, size and complexity of account(s).

Adviser will send an invoice to Client as stated above via email or US Mail. Invoices are due and payable
within 30 days of receipt.

Some mutual funds are not included in Charles Schwab’s no-transaction-fee inventory. Those may incur
a transaction fee up to but no more than $49.95 when purchased or sold. FMI does not participate in this
fee. FMI does not purchase load or commission based mutual funds.

There are no other fees for mutual funds charged by FMI or the broker-dealer. Individual mutual funds
may charge management and 12(b)(1) fees, but FMI does not participate in these fees. In addition to the
annual advisory fee each mutual fund in which your assets are invested will incur separate investment
advisory fees and other expenses for which you will bear a proportionate share.

FMI does not receive any other form of compensation for the management of the assets. There are no
fees nor commissions received that might otherwise create a conflict of interest.

Clients have the option of purchasing an investment FMI recommends with them or with other brokers or
agents not affiliated with FMI. FMI receives no commissions from the purchase or sale of any investment.

Any termination of an account prior to the next billing period shall be charged a prorated management fee.

Financial Planning

Complex Financial Plan
$2,500+ (flat fee based on complexity)
50% due at time of engagement signing
50% due upon delivery of final plan
Accepted payment methods: check, ACH, or credit card

Note: This fee covers the one-time planning engagement. Ongoing implementation or monitoring services
may require a separate agreement. Additional services beyond the scope of this engagement may be
subject to an additional negotiated fee or the stated hourly rate of $150/hour.

Comprehensive Financial Plan
$1,000 (flat fee)

50% due at time of engagement signing ($500)
50% due upon delivery of final plan ($500)
Accepted payment methods: check, ACH, or credit card

Note: This fee covers the one-time planning engagement. Ongoing implementation or monitoring services
may require a separate agreement. Additional services beyond the scope of this engagement may be
subject to an additional negotiated fee or the stated hourly rate of $150/hour.

Simplified Financial Plan
$500 (flat fee)
100% due at time of engagement signing
Accepted payment methods: check, ACH, or credit card

Note: This fee covers the one-time planning engagement. Ongoing implementation or monitoring services
may require a separate agreement. Additional services beyond the scope of this engagement may be
subject to an additional negotiated fee or the stated hourly rate of $150/hour.

Hourly Planning Topics
Hourly Rate: $150 per hour
Billed in 30-minute increments
Accepted payment methods: check, ACH, or credit card

A good-faith estimate of the total number of hours required will be provided before work begins. A 50%
retainer based on the estimated total time is due at the time of engagement. Any time beyond the estimate
will be billed separately. Unused retainer funds will be refunded at the conclusion of the engagement.

Item 7 - Types of Clients

FMI clients are primarily individuals, high net worth individuals, corporations, and partnerships.

FMI typically recommends clients to open an account with a minimum of $100,000; however, accounts may
be accepted with lower investment amounts based on individual circumstances.