Bankplus Wealth Management LLC

Item 5 - Fees and Compensation

BWA accounts are not subject to a minimum fee requirement.

We will, at our discretion, link accounts for billing purposes to benefit a family or a person
with multiple accounts.

Advisory fees are assessed at the end of each month. Fees will depend on the type and size
of the account and the specific investment strategy employed. Fees are typically assessed
in arrears, but may be payable in advance in limited circumstances, such as for reviews and
consultations, where an account is managed elsewhere and/or we have no ongoing
relationship. If an account is closed or transferred, we have the right to pro rate fees for the
period of time we managed it.

While fees may be individually negotiated, clients will generally pay advisory fees based
on a percentage of the average daily value of assets under management (“AUM”) or custody
account assets in accordance with the following schedules:

Securities Account AUM                        Annual Fee
On the first   $1,000,000                       1.00%
On the next    $1,000,000                       0.80%
On the next    $3,000,000                       0.70%
Over           $5,000,000                     Negotiated

Fixed Income Securities Only AUM               Annual Fee
 On the first  $1,000,000                        0.60%
 On the next   $1,000,000                        0.50%
 On the next   $3,000,000                        0.40%
 Over          $5,000,000                      Negotiated

Brokered CDs/Treasury/Agency
Securities Only AUM                            Annual Fee
 On the first   $2,000,000                       0.40%
 On the next    $3,000,000                       0.35%
 Over           $5,000,000                     Negotiated

Custody Account Assets                        Annual Fee
 On the first $1,000,000                        0.50%
 On the next  $1,000,000                        0.40%
 On the next  $3,000,000                        0.30%
 Over         $5,000,000                       Negotiated

Generally, fees are deducted from the client’s account unless other arrangements are made
and mutually agreed to. For accounts that pay in advance, if the account is terminated
during the calendar month, the fee will be prorated based on the period of time during the
month the account was open, and any unused portion of any fees paid in advance will be
returned to the client.

Third-Party Money Managers Fees

BWA occasionally directs clients to third-party money managers through a managed
account program. Fees for services provided by the program sponsor and money
managers are disclosed in the program sponsor’s separate agreement and any
amendments thereto. These fees are in addition to advisory fees charged by BWA.

The timing, frequency, and method of paying fees for participation in a managed account
program will be disclosed to clients prior to account opening.

Additional Fees

In addition to the advisory fee above, you may incur fees charged by mutual funds,
exchange traded funds and money market instruments held within your account. These
fees generally cover expenses for investment advisory, administrative and distribution
services. Such fees are separate and distinct from advisory fees charged by BPWM.

Custodians of client assets, especially in cases of accounts designated as a retirement
investment account (i.e., IRA, Roth IRA, 401k, etc.), may charge a modest annual fee to
cover the cost associated with the additional tax reporting these accounts require. Other
fees that may be charged by the custodian include transaction fees, fees for wire requests,
check re-orders, legal transfers, insufficient funds, or NSF, charges, and possibly other
service related fees. These fees are charged and collected by the custodian. We do not
receive a share of these fees.

Item 7 - Types of Clients

BWA provides discretionary and non-discretionary investment management services to
individuals, families, corporations, foundations, and endowments. There is no minimum
account size or minimum account fee required.