BCG Securities Inc

Item 5 – Fees and Compensation
Portfolio Management Services

Our fees for Portfolio Management Services are based upon a percentage of assets under
management. The following fee schedule is indicative of a typical wealth management account;
however, your actual fee may vary depending upon your specific portfolio, the complexity of the

portfolio and overall management. The fee schedule may be negotiated with the client on a case
by case basis. No fee will be in excess of 1.50% without specific approval by the firm’s Compliance
Officer.

     ASSETS UNDER MANAGEMENT ($)                         APPROXIMATE ANNUAL FEE (%)
               UNDER $100,000                                    Less than 1.50%
            $100,000 TO $1,000,000                             Approximately 1.00%
               OVER $1,000,000                             1.00% or individual negotiated

Portfolio management fees are deducted in advance of each quarterly, based upon the net value
of the assets in the client account on the last business day of the previous quarter, pro-rated for
additions and withdrawals.

Depending on the particular arrangement with each client, we will generally debit their custodial
accounts for portfolio management fees. The firm may also receive periodic money market
distribution assistance from our custodian, Pershing, for assets held in a money market sweep
account. Currently the distribution assistance is 0% for retirement accounts and .035% for taxable
accounts. This revenue is retained only by the firm and not shared with any other person. Pershing
provides full disclosure and details regarding this assistance to all customers via statement
inserts.

Some asset classes are generally not charged an asset based fee or are exempt from the
quarterly fee. Typically, these asset types are annuities, insurance products, alternative
investment products, certain fixed income positions, certain cash or money market positions, and
certain share classes of mutual funds. You may contact the firm or your IAR regarding your
specific account.

Financial Planning Services

We charge Financial Planning clients based on an hourly fee of up to $500 per hour or a fixed fee
based on the client’s net worth. The entire fee is due and payable at the commencement of the
financial planning service if the project is done on a fixed fee basis. If the project is done on an
hourly basis, the client will pay our reasonable estimate of the total fee at the time the advisory
contract is signed, and when the financial planning project is completed, will pay any balance due
or will receive a refund of any amount overpaid.

The length of time it will take us to complete a particular financial planning project will depend on
the nature and complexity of the individual client's personal circumstances. An estimate for total
hours will be determined at the start of the advisory relationship.

Fees in General

Fees and account minimums for all services are negotiable based upon certain criteria (i.e.
anticipated future earning capacity, anticipated future additional assets, dollar amount of assets
to be managed, related accounts, account composition, negotiations with client, etc.). Discounts,
which are not generally available to our advisory clients, may be offered to family members and
friends of BCG or its staff.

We may group certain related client accounts for the purposes of determining the account size
and/or annualized fee.

Certain legacy client agreements may be governed by fee schedules different from those listed
above.

Account Termination

Clients will have a period of five (5) business days from the date of signing the agreement to
unconditionally rescind the agreement and receive a full refund of all fees. Thereafter, the client
may terminate the agreement by providing us with a 7-day written notice at our principal place of
business. Upon termination of any account, any prepaid, unearned fees will be promptly refunded,
and any earned, unpaid fees will be due and payable.

Mutual Fund and ETF Fees and Expenses: All fees paid to our firm for investment advisory
services are separate and distinct from the fees and expenses charged by mutual funds and ETFs
to their shareholders. These fees and expenses are described in each fund's prospectus. These
fees will generally include a management fee, other fund expenses, and a possible distribution
fee. A client could invest in a mutual fund or ETF directly, without the services of our firm. In that
case, the client would not receive the services provided by us which are designed, among other
things, to assist the client in determining which mutual fund or funds or ETFs are most appropriate
to each client's financial condition and objectives. Accordingly, the client should review both the
fees charged by the funds and ETFs and the fees charged by us to fully understand the total
amount of fees to be paid by the client and to thereby evaluate the advisory services being
provided.

Brokerage, Custodial, and Third-Party Manager Fees

In addition to advisory fees paid to our firm, clients will also be responsible for all transaction,
brokerage, trade-away and custodial fees incurred as part of their account management with the
selected third-party investment advisers. Please see Item 12 of this Brochure for important
disclosures regarding our brokerage practices. All advisory fees charged by selected third-party
managers and/or programs are incurred by clients in addition to our advisory fees.

Compensation From the Sale of Securities and Other Investment Products

BCG is also registered as a broker-dealer, and certain supervised persons are registered
representatives and/or licensed insurance agents. In those capacities, BCG and/or its supervised
persons may receive commissions, trails, 12b-1 fees, other distribution fees, insurance
compensation, and other product-level compensation in connection with mutual funds, variable
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Item 7 – Types of Clients
Our primary clients groups are retirement plans such as 401(k) plans, and individual accounts
with assets exceeding $25,000.

The third-party managers we select may impose additional and different minimum account sizes
and/or fee minimums. Such requirements will be described in each manager’s disclosure
documents and/or advisory agreement.