Bell City Wealth Inc

Item 5: Fees and Compensation
Fees and other charges

Individually Managed Accounts:
Fees for individually managed accounts are tier priced as follows:

                   Account Size                     Fee (Annual percentage)
                  Under $250,000                                     1.50%
                 250,000 to 749,000                                  1.35%
                 750,000 to 999,999                                  1.20%
                1 million to 5 million                               1.00%
                   Over 5 million                                    0.75%

*Fees are negotiable based on account size and complexity.

BCW offers investment and wealth management services for an annual fee based on the amount of
assets under the Firm's management. This management fee varies between 75 and 150 basis points
(0.75% – 1.50%), based upon the size and complexity of a Client's account, as well as the specific
services such a client will utilize. BCW may, in its sole discretion, negotiate to charge a lesser fee
based upon certain criteria, such as anticipated future earning capacity, anticipated future additional
assets, dollar amount of assets to be managed, related accounts, account composition,
pre-existing/legacy client relationship, account retention and pro bono activities.

All asset-based fees are deducted by the qualified custodian of record on a quarterly basis in advance,
or as otherwise indicated in the client agreement. Client statements for prior deductions will be
provided on a quarterly basis.

All fees paid to BCW for investment advisory services are separate and distinct from the expenses
charged by third-party managers and Investment Companies to their shareholders. These fees and
expenses are described to the client in separate disclosures. These fees will generally include
third-party management fees, an Investment Company management fee, other fund expenses, and in
some situations a possible distribution fee.

Adviser will provide investment advisory services and portfolio management services but will not
provide custodial or other administrative services. At no time will BCW accept or maintain custody of
a client’s funds or securities except for authorized fee deduction. The Client may contact the Custodian
directly for disbursements, or account record changes, and may also do so in writing to the custodian.
BCW may act at the client’s convenience to facilitate such written communications to the Custodian,
provided that such action is not construed to be custody of client assets.

Client is responsible for all custodial and securities execution fees charged by the custodian and
executing broker-dealer. Fees paid to BCW are separate and distinct from the custodian and execution
fees.

Clients may request to terminate their advisory contract with BCW, in whole or in part, by providing
advance written notice. Upon termination, any fees paid in advance will be prorated to the date of
termination and any excess will be refunded to Client through the Custodian. Client’s advisory
agreement with the Advisor is non-transferable without Client’s written approval.

Defined Contribution Plan Asset Management Fees

Group self-directed, advisor discretionary, or trustee directed 401(k), 403(b), and/or other multi
participant Qualified plans (when asset-based fees are elected by a plan sponsor in connection with
open-architecture qualified plans) are billed quarterly in arrears and are negotiated with the Plan
Sponsor.

Fee deductions are made from 401(k) and 403(b) by the Plan Administrator/Record Keeper on behalf
of the Plan Sponsor according to the terms of the contract for services with the advisor and paid to the
advisor by the Plan Administrator or Record Keeper.

Fee Deduction Disclosure

Where BCW deducts its management fee from client accounts utilizing a qualified custodian, the Firm
is required to meet the following requirements.

  a.​ Possess written authorization from the client to deduct advisory fees from an account held by a
      qualified custodian;

  b.​ The firm must have a reasonable basis, after due inquiry, for believing that the qualified
      custodian sends an account statement, at least quarterly, to each of your clients for which it
      maintains funds or securities, identifying the amount of funds and of each security in the
      account at the end of the period and setting forth all transactions in the account during that
      period.

Fixed Fees

Fixed fees are commensurate with asset-based fees and may be negotiated for investment services
including financial planning, retirement planning, and estate planning. These are established as fixed
fees where the intent of the client is that fees are not variable automatically with changes in asset
values on a quarterly basis. Fixed fee arrangements under the client agreement are for a period of one
year, and then convert automatically to asset-based fees unless a new fixed fee agreement is
established. Fixed fees are deducted and invoiced in the same fashion as asset-based fees for
investment services.

All fixed fees for services offered by the firm will be determined in advance based on the agreement
between the client and the firm and based on the information provided by the client at that time. These
fees generally range from $250 - $500 per project when charged for financial planning. Once a
financial plan has been delivered, clients are offered one hour of consultation regarding the plan.
Additional consultation is offered at the rate of $100-$250 per hour.

Fixed fees paid in advance will be prorated to the date of termination and the excess refunded to the
client by check as soon as practicable. Where the firm may request a fee in advance, the amount paid
in advance will not be more than $1,200 per client and 6 months in advance. The remaining fixed fees
will be paid after services are performed.

Right of Cancellation
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Item 7: Types of Clients
Bell City Wealth provides investment advice to many different types of clients. These clients generally
include individuals, high net worth individuals, trusts, estates, corporations, and other types of business
entities.

Minimum Account Size

Adviser has a minimum investment account balance of $250,000, which can be waived in BCW’s
discretion.