Collie Financial Planning Inc

Item	5	–	Fees	and	Compensation

       Collie	Financial	Planning,	Inc.	serves	individuals,	businesses	and	corporate	retirement	and
       profit	sharing	plans.	 Collie	Financial	Planning,	Inc.	serves	these	clients	under	three
       potential	fee	structures:

    1) Hourly	basis	-	some	clients	may	benefit	from	paying	for	services	only	on	an	as	utilized
       basis;	these	fees	are	charged	hourly.	 These	fees	start	at	$200	per	hour.	 All	efforts	are	made
       on	the	part	of	Collie	Financial	Planning,	Inc.	to	provide	accurate	estimates	of	how	many
       hours	are	needed	to	complete	a	particular	project	prior	to	beginning	the	hourly
       engagement.

    2) Quarterly	Advisory	Fee	–	Some	clients	will	require	ongoing	advisory,	coaching	or
       management	services.	 These	services	are	billed	quarterly	based	on	the	level	of	assets
       and/or	net	worth	managed.	 They	are	calculated	in	a	way	that	ties	our	compensation	to	the
       success	of	our	clients.	 These	fees	will	be	based	on	a	percentage	basis,	ranging	from	1.00%
       annually	to	.40%	annually	(see	table	below).	 Collie	Financial	Planning,	Inc.	retains	the	right
       to	discount	any	of	the	fees	at	any	time	for	any	client.	 Here	is	the	fee	schedule:

                      Advisor Select Wealth Management Fee Schedule
                      Wealth Under Management                  Quarterly Fee   Annual Fee
                      First                      $1,000,000        0.25 %         1.00 %
                      Next    $1,000,001    to   $5,000,000        0.20 %         0.80 %
                      Next    $5,000,001    to   $10,000,000       0.15 %         0.60 %
                      Next    $10,000,001   to                     0.10 %         0.40 %

       The	specific	manner	in	which	fees	are	charged	by	Collie	Financial	Planning,	Inc.	is
       established	in	a	client’s	written	agreement	with	Collie	Financial	Planning,	Inc.	 Collie
       Financial	Planning,	Inc.	will	generally	bill	its	fees	on	a	quarterly	basis	in	arrears.	Clients
       may	elect	to	be	billed	directly	for	fees	or	to	authorize	Collie	Financial	Planning,	Inc.	to
       directly	debit	fees	from	client	accounts.	Management	fees	shall	be	prorated	for	each	capital
       contribution	and	withdrawal	made	during	the	applicable	calendar	quarter	(with	the
       exception	of	de	minimis	contributions	and	withdrawals).	Accounts	initiated	or	terminated
       during	a	calendar	quarter	will	be	charged	a	prorated	fee.	Upon	termination	of	any	account,
       any	prepaid,	unearned	fees	will	be	promptly	refunded,	and	any	earned,	unpaid	fees	will	be
       due	and	payable.

       Collie	Financial	Planning,	Inc.’s	fees	are	exclusive	of	brokerage	commissions,	transaction
       fees,	and	other	related	costs	and	expenses	which	shall	be	incurred	by	the	client.	Clients	may
       incur	certain	charges	imposed	by	custodians,	brokers,	third	party	investment	and	other
       third	parties	such	as	fees	charged	by	managers,	custodial	fees,	deferred	sales	charges,	odd-
       lot	differentials,	transfer	taxes,	wire	transfer	and	electronic	fund	fees,	and	other	fees	and
       taxes	on	brokerage	accounts	and	securities	transactions.	Mutual	funds	and	exchange	traded
       funds	also	charge	internal	management	fees,	which	are	disclosed	in	a	fund’s	prospectus.
       Sub-advisors	in	Separately	Managed	Accounts	also	charge	sub-advisor	fees,	in	addition	to
       those	charged	by	Collie	Financial	Planning,	Inc.,	and	are	disclosed	in	the	sub-advisor’s
       advisory	contract	with	the	client.

       Such	charges,	fees	and	commissions	are	exclusive	of	and	in	addition	to	Collie	Financial
       Planning,	Inc.’s	fee,	and	Collie	Financial	Planning,	Inc.	shall	not	receive	any	portion	of	these
       commissions,	fees,	and	costs.

       Item	12	further	describes	the	factors	that	Collie	Financial	Planning,	Inc.	considers	in
       selecting	or	recommending	broker-dealers	for	client	transactions	and	determining	the
       reasonableness	of	their	compensation	(e.g.,	commissions).

    3) Per	project	basis	-	Specific	projects	or	engagements	may	be	priced	based	on	the	level	of
       work	committed	to	by	Collie	Financial	Planning,	Inc.	 A	full	comprehensive	plan	typically
       ranges	from	$1,500	to	$7,500+,	depending	upon	the	complexity	and	nature	of	the	project.

       Fees	are	negotiable.	 Contracts	will	renew	annually	and	may	be	terminated	by	the	client	or
       Collie	Financial	Planning,	Inc.	at	any	time,	provided	notice	has	been	given	in	writing	to	all
       parties	involved.

Item	7	–	Types	of	Clients

    Collie	Financial	Planning,	Inc.	provides	comprehensive	financial	planning	and	investment
    management	services	to	individuals,	high	net	worth	individuals,	corporate	pension	and
    profit-sharing	plans	and	corporations.

    The	majority	of	Collie	Financial	Planning,	Inc.’s	clients	fall	into	one	of	the	following	four
    categories	of	clients:

       1) Young	Individuals	and	Families.	 They	are	emerging	in	their	careers	and	are	in	need
          of	establishing	goals	and	a	plan	for	achieving	them.

       2) Maturing	Individuals	and	Couples.	 They	are	in	the	latter	years	of	raising	a	family
          and	are	now	able	to	make	significant	strides	toward	accomplishing	their	financial
          goals	and	preparing	for	the	changing	phases	of	life.

       3) Retired	Individuals	and	Couples.	 They	are	concerned	about	preserving	what	they
          have	saved	over	the	years,	and	efficiently	managing	their	sources	of	income,
          including	the	income	produced	by	their	assets.

       4) Small	and	Medium	Sized	Businesses.	 They	either	have	existing	retirement	plans,
          such	as	401(K),	SEP,	Simple,	Deferred	Comp	or	Defined	Benefit	Pension	plans,	or	are
          in	need	of	offering	them	to	themselves	and	their	employees.	They	have	a	need	for
          ensuring	that	these	plans	are	functioning	in	a	way	that	is	most	beneficial	to
          participants	and	is	cost	effective	for	the	plan	sponsor.