Naples Money Management LLC

ITEM 5: Fees and Compensation

   Fees: Our compensation differs based upon the services that we provide to a client. Fees for our
   management services are assessed quarterly in advance. Fees for legacy clients are assessed
   quarterly in arrears. Fees are based on quarter-end values. The initial period is prorated over the
   number of days in the quarter that the agreement was in effect. The fees are generally deducted
   from the clients’ assets directly by the custodian. Naples Money Management reserves the right
   to negotiate its fees. Our minimum fee is $250.00 Fee per year for accounts under $50,000.

   The following are explanations of our fees for each of our services.

  A.   THE POWER OF MAPATO TM
  Total Naples Money Management planning and portfolio Management incorporating The Power of
  Mapato TM Portfolios, the following is our annual fee schedule:

                                              Income                                        Growth
                                            With Options                                Without Options
$5,000 to $49,999                             Not Available                                 2.40%
$50,000 to $149,999                              2.30%                                      1.90%

$150,000 to $499,999
                                                 2.15%                                      1.80%

$500,000 to $999,999                             2.00%                                      1.65%

$1,000,000 to $1,999,999
                                                 1.90%                                      1.50%

$2,000,000 to $4,999,999
                                                 1.55%                                      1.15%
$5,000,000 to $9,999,999

                                           Naples Money Management, LLC
                                      10001 Tamiami Trail North Naples, Florida 34108
Page 5                               Phone: (239) 261-4800 naplesmoneymanagers.com

                                                    1.40%                                  0.95%
$10,000,000 +                                       1.15%                                  0.75%

  B.     Collaborative Management, the following is our annual fee schedule:

• Under $50,000 to $149,999                                                                1.55%

• $150,000 to $499,999                                                                     1.25%

• Over $500,000                                                                            .75%

  C.     The Van Winkel Portfolios, the following is our annual fee schedule:

         All Portfolios                             .50%

   In addition to our management or other fees, clients may pay a variety of additional fees. These could
   include:

         •   Brokerage transaction charges (please see the section of this Firm Brochure entitled “Item 12,
             Brokerage Practices” on Page 14 for a discussion of the fees charged by brokers);

         •   Mutual fund management fees to the extent that the clients’ assets are invested in mutual funds,
             including money market funds;

         •   Administrative charges at the custodian, which may include account closing charges, wire transfer
             fees and Account maintenance fees as incurred;

         •   Management fees charged by other managers, managing a sum of a clients’ assets under out
             wealth management service

         •   An “Estate Fee” for additional services required if a client dies

   It should be noted that Naples Money Management does not receive any compensation from the
   firms that have custody of the assets of our clients.