Blankinship & Foster LLC

ITEM 5: FEES AND COMPENSATION

  A. Advisory Fees

Prior to engaging Blankinship & Foster to provide advisory services, the client will be required to
enter into a written Client Agreement with the Firm setting forth the terms and conditions and the
fees under which it will render its services. The Firm’s advisory fees are negotiable, in the sole
discretion of Blankinship & Foster. In addition, the Firm will at times, in its sole discretion, lower,
modify, or waive its fees in their entirety, and such fees will differ from those outlined in this
Disclosure Brochure.

  The following schedule of fees outlines the typical fee structure under which Blankinship &
  Foster renders its services. The actual schedule of fees, as it applies to a particular client, will be
  clearly outlined in each client’s respective Client Agreement.

      1. Fees for Wealth Management Services
  Wealth Management Services is the combination of Investment Management Services and Financial
  Planning Services. The fees for Wealth Management Services are detailed in Sections 2 and 3
  below.
  Clients who place greater than $1 million in assets under Blankinship & Foster’s management will
  receive Financial Planning Services for no additional charge and will only pay the fees for
  Investment Management Services. This threshold has been waived or varied in the past and
  Blankinship & Foster’s reserves the right to do so in the future, at its sole discretion. In cases where
  a client’s AUM decline below $1 million, or where the scope and difficulty of the Financial
  Planning Services will cause a larger than normal amount of work, additional hourly fees may be
  charged upon mutual agreement by both parties, and the client will enter into a separate agreement
  with the Firm.

Blankinship & Foster, LLC                                                                 March 2, 2026
Form ADV Part 2A

   2. Fees for Investment Management Services

Blankinship & Foster charges fees for Investment Management Services in one of two ways:

           a. Quarterly Fixed Fee: Clients pay a flat quarterly fee (“Quarterly Fixed Fee”) in
              an amount agreed in advance and set forth in the Client Agreement. The
              Quarterly Fixed Fee is billed quarterly in advance.

           b. Percentage of Managed Assets: Clients pay an annualized quarterly advisory fee
              (“AUM Fee”) in advance, which is based on the fair market value of the assets
              under management (including cash, cash equivalents, accrued interest and/or
              dividends, as applicable) as of the close of business on the last business day of
              the preceding calendar quarter, as reasonably determined in good faith by
              Blankinship & Foster. The AUM Fee is calculated according to the fee schedule
              below:

    Assets Under Management                              Annual Advisory Fee (% AUM)*
    Up to $1,000,000                                     1.0%, plus
    Between $1,000,000 and $3,000,000                    0.75%, plus
    Between $3,000,000 and $5,000,000                    0.60%, plus
    In excess of $5,000,000                              0.40%
          *Subject to Minimum Fee (defined below)
Example: For a client that has $2,500,000 in managed assets in their account, Blankinship & Foster
would charge an annual percentage fee of 1% on the first $1,000,000, and 0.75% on the other
$1,500,000. Please note that clients that have less than $1,000,000 in assets under management
generally pay a Minimum Fee (see below).

Minimum Fee — Generally, we require clients to have a minimum of $1,000,000 in assets under
management with us. However, we reserve the right to waive this minimum at any time and have
waived it in the past for new clients. For clients that have AUM with Blankinship & Foster that
total less than $1 million, a minimum annual fee of $10,000 ($2,500 per quarter) will be charged
(the “Minimum Fee”). Please note that when a client’s AUM is under $1,000,000, the minimum
fee paid equals more than 1%.

The Minimum Fee will continue to be charged until the value of a client’s AUM increases to $1
million or above, at which time the client will be charged an AUM Fee based on the tiered
schedule above. In the event that a client’s AUM graduates to the tiered schedule and later the
client’s AUM decreases below $1 million, the Minimum Fee will apply. Whether the Minimum
Fee will apply will be determined based on the value of the client’s account as of the close of
business on the last business day of the preceding calendar quarter. The Minimum Fee will
negatively impact the performance of smaller accounts and will equate to more than a 1% fee if a
client’s AUM is below $1 million.

Upon initial opening of an investment management account, Blankinship & Foster’s investment
management fee will be charged in advance based on the value of the client’s initial AUM and the

    Blankinship & Foster, LLC                                                                                March 2, 2026
    Form ADV Part 2A

    number of days remaining in the quarter. The fee is due and payable upon initial opening of the
    client account(s) and will be deducted from the account(s) assets, as authorized by the client.

    For purposes of fee calculation, Blankinship & Foster will aggregate all investment management
    accounts managed by the Firm that belong to certain familial relations of the client, which
    generally is referred to as “householding.” For purposes of asset under management calculation
    only the value of such client’s account(s) will be aggregated with the account values of a client’s
    same family, defined as spouse or partner and dependent children (collectively, a “household”). 1
    Thus, when a household’s account assets are aggregated, this could make such accounts eligible for
...

ITEM 7: TYPES OF CLIENTS

Blankinship & Foster provides advisory services primarily to individuals and high net worth
individuals, as well as to families, trusts, estates, pension and profit-sharing plans, charitable
organizations, and other business entities.

The minimum account size for Investment Management Services is generally $1,000,000.
However, Blankinship & Foster has in the past, and may in the future at the Firm’s
discretion accept smaller portfolios or maintain portfolios whose value has fallen below

Blankinship & Foster, LLC                                                                    March 2, 2026
Form ADV Part 2A

$1,000,000 in the Firm’s discretion. Please refer to Item 5 above for information on how
the account size affects the fee amount charged.

When Blankinship & Foster provides investment advice to a client, we are deemed a
fiduciary under certain federal regulations, and within the meaning of Title I of the
Employee Retirement Income Security Act and/or the Internal Revenue Code, as
applicable, are laws governing retirement accounts. The way the Firm makes money
creates conflicts of interest; however, as a fiduciary, Blankinship & Foster and its
supervised persons are required to always act in our clients’ best interests, which means we
must, at a minimum take the following steps:

 •   Meet a professional standard of loyalty and care when making investment
     recommendations.
 •   Always put our clients’ interests ahead of our own when making recommendations
     and providing services.
 •   Disclose all conflicts of interest and how the Firm addresses such conflicts.
 •   Adopt and follow policies and procedures designed to ensure that we give advice and
     provide services that remain in each client’s best interest.
 •   Charge an advisory fee that is reasonable for our services.
 •   Not provide, or withhold, any information that could render our advice and/or services
     misleading.

If a client’s account is a pension or other employee benefit plan governed by the Employee
Retirement Income Security Act of 1974, as amended (“ERISA”), Blankinship & Foster
may be deemed an ERISA fiduciary to the retirement plan. When that is the case, and
Blankinship & Foster receives a certain amount in fees, the Firm will provide required
disclosures to the “responsible plan fiduciary” (as such term is defined in ERISA) in
accordance with Section 408(b)(2). The disclosures will cover the services we provide and
the direct and indirect compensation we receive by such clients. Generally, these
disclosures are contained in this Disclosure Brochure, the Client Agreement, and/or in
separate ERISA disclosure documents and are designed to enable the ERISA plan’s
fiduciary to: (1) determine the reasonableness of all compensation received by the Firm; (2)
identify any conflicts of interests; and (3) satisfy reporting and disclosure requirements to
plan participants.