CornerStone Planning Group Inc

Item 5- Fees and Compensation

A. Description and Billing
Please note, unless a Client has received the firm’s Disclosure Brochure prior to signing the investment
advisory contract, the investment advisory contract may be terminated by the Client within five (5)
business days of signing the contract without incurring any advisory fees. How we are paid depends
on the type of advisory service we are performing. Please review the fee and compensation
information below.

Investment Management Services
Our standard advisory fee ranges from .50 to 1.35% and depends in part on the complexity of the
portfolio, the risk profile of the portfolio, the number of accounts in the household, the amount of
assets managed for the household and relationship of the client to the Firm.

The annual fees are negotiable, pro-rated and paid in arrears on a monthly basis. The advisory fee is a
tiered and is calculated by assessing the percentage rates using the predefined levels of assets and
applying the fee to the average daily balance of the account as of the prior month. We calculate month
end account values after all dividends settle in the account, therefore, the account value used to
calculate advisory fees may differ from that of the custodial account statement. Our billing invoice
will indicate the total account value used to calculate the advisory fee.

Advisory fees are directly debited from client accounts. Accounts initiated or terminated during a
calendar quarter will be charged a pro-rated fee based on the amount of time remaining in the billing
period. An account may be terminated with written notice at least 30 calendar days in advance. Since
fees are paid in arrears, no refund will be needed upon termination of the account.

Financial Planning

Financial planning fees range from $500 to $100,000 or may be payable hourly at a rate of $100 to $1,000
an hour and depends on the complexity of the client’s financial circumstances. Financial planning fees
are paid in advance, though the Firm may allow payment to be made in installments, in the sole
discretion of the Firm. The fee may be negotiable in certain cases. Fees for this service are billed
directly to the client. Upon termination of any agreement, the fee will be prorated, and any unearned
fee will be refunded to the Client.
The upfront portion of the Comprehensive Financial Planning fee is for Client onboarding, data
gathering, and setting the basis for the financial plan. This work will commence upon receipt of all
client information which is provided to the Firm. The upfront portion of the fee will not be paid
more than 6 months in advance.

Retirement Planning Fees
Cornerstone Planning Group will be compensated for Employee Benefit Plan services according to
the value of plan assets not to exceed 2.00% of total plan assets. This does not include fees to other
parties, such as Recordkeepers, Custodians, or Third Party-Administrators. Fees for this service are
either paid directly by the plan sponsor or deducted directly from the plan assets by the Custodian on
a quarterly basis, and Cornerstone’s fee is remitted to Cornerstone.

Other Fees and Payments
There may be additional fees or charges that result from the maintenance of or trading within a client’s
account. These are fees that are imposed by third parties in connection with investments made through
a client’s account, including but not limited to, brokerage fees, no-load mutual fund 12(b)-1
distribution fees, certain deferred sales charges on previously purchased mutual funds, and IRA and
Qualified Retirement Plan fees.

For advisory accounts that maintain a household balance below $50,000, Cornerstone Planning Group
will assess an annual charge of $24.00 to cover the costs associated with its third-party technology
provider, Black Diamond.

B. Refund and Termination Policy
Our advisory services continue until terminated in writing by you or us. On the effective date of
termination, any fees owed become immediately due. We will discontinue all services and
responsibilities to your account. You release Cornerstone Planning Group from all responsibilities as
of the effective date of termination.

C. Other Compensation
Neither Cornerstone Planning Group nor do its supervised persons accept any compensation for the
sale of securities or other investment products, including asset-based sales charges or services fees
from the sale of mutual funds.

Item 7- Types of Clients

We provide our advisory services to individuals, high net worth individuals, and businesses, as well as
foundations and charities, trusts, estates, and qualified retirement plans, to assist them in meeting their
financial objectives. The Firm does not require minimum income levels, minimum level of assets or
other conditions for its financial planning, investment consultation, or portfolio management services.

We reserve the right to waive or reduce certain fees based on unique individual circumstances, special
arrangements, pre-existing relationships, or as otherwise determined by our firm principal. We also
reserve the right to decline services to any prospective client for any non-discriminatory reason.