Bond Tech Inc

Item 5 Fees and Compensation
 Portfolio Management Services – Private Clients
 Our fee for portfolio management services is based on a percentage of the assets in your account, including cash
 and cash equivalents, and is negotiated with you based on a combination of factors including but not limited to
 relationship size and services provided and if we use and/or recommend a sub-adviser. Our annual fee will not
 exceed 1.5%.

 Our annual portfolio management fee is typically billed and payable monthly, in advance, based on the

Bond-Tech, Inc. ADV Part 2A– February 2026                                                      Page 6 of 19

 balance of your account on the last business day of the previous calendar month. If the portfolio management
 agreement is executed at any time other than the first day of a calendar month our fees will apply on a pro rata
 basis. This means the advisory fee is payable in proportion to the number of days in the month for which you
 are a client. If any fees are paid in advance, any unearned fees will be refunded to the client based on the
 termination clause of the advisory agreement. Our advisory fee is negotiable depending on individual client
 circumstances.

 Our fee will be deducted from your custodial account through the qualified custodian holding your funds and
 securities. Our fee will only be deducted when you have given our firm written authorization permitting the fees
 to be paid directly from your account. Further, the qualified custodian will deliver an account statement to you at
 least quarterly. These account statements will show all disbursements from your account, and you should review
 all statements for accuracy.

 As stated above in Item 4, we may use or recommend a sub-adviser to assist with managing your account.
 Depending on the sub-advisory relationship we may pay a portion of our advisory fee to the sub-adviser(s) we
 use, or you may be required to enter into a separate or tri-party agreement with the sub-adviser where the sub-
 adviser's fee is separate and apart from our advisory fee. To the extent you enter into an arrangement directly
 with the sub-adviser, you should review the recommended sub- adviser's Disclosure Brochure and take into
 consideration their fees along with our fees to determine the total amount of fees you might incur.

 You may terminate any agreement you enter into with our firm upon written notice to us in accordance with the
 terms of the agreement(s) for services. You will incur charges for services rendered prior to the effective date of
 the agreement termination. This which means you may incur advisory fees only in proportion to the number of
 days in the month for which you are a client prior to the effective date of the agreement termination. Prepaid
 fees of less than $5.00 will not be rebated back to you unless requested. If you enter into an agreement with a
 sub-adviser, you should refer to that agreement for terms on how you may terminate your advisory relationship
 with the sub-adviser and how you may receive a refund, if applicable.

 Fee based annuities are billed in accordance with the fee billing agreement of the annuity policy contract and are
 calculated by the annuity contract custodian. The annuity custodian will directly debit fees from the annuity and
 remit payment to Bond-Tech, Inc.

 Portfolio Management Services – Institutional Public Funds Clients Only
 Institutional client fees are billed monthly in arrears based on the following fee schedule:

  Assets Under Management                                         Maximum Annual % Fee
  $0 - $15,000,000.00                                                   0.10%
  $15,000,000.01 - $20,000,000.00                                       0.09%
  $20,000,000.01 - $25,000,000.00                                       0.08%
  $25,000,000.01 - $35,000,000.00                                       0.07%
  $35,000,000.01 - $50,000,000.00                                       0.06%
  $50,000,000.01 - $100,000,000.00                                      0.05%
  Over $100,000,000.01                                                 Negotiable

 The minimum fee for these services is $300.00 billed monthly in arrears. The minimum fee is charged if the fee
 as calculated according to the above fee schedule would be less than $300.00. We may negotiate other fee-
 paying arrangements depending on the unique circumstances for each client. In all cases our fees will be charged
 in accordance with your Advisory Agreement with our firm.

 Financial Planning Services
 We offer financial planning services on either an hourly or fixed fee basis. Our hourly fee for advisory services

Bond-Tech, Inc. ADV Part 2A– February 2026                                                      Page 7 of 19

 ranges up to $250 and our fixed fees may range up to $10,000 based upon the scope of the services needed.
 Generally, our hourly fee is billed for general consulting services and our fixed fees are billed for broad-based
 or project- based financial planning. In limited circumstances, we may negotiate a fee above our maximum
 $10,000 fixed fee when the client requires planning services beyond the scope of our typical financial planning
 services.

 Our financial planning fees are negotiable depending upon the complexity and scope of the service to be
 performed, your financial situation, and your objectives. Our hourly fees are generally due upon completion of
 services rendered. For fixed fees we require that you pay 50% of the fee in advance, with the remaining portion
 due upon completion of services unless otherwise agreed. To the extent you implement our financial planning
 recommendations through any of our other investment advisory services, such as our portfolio management
 services, we may, at our sole discretion, waive the second installment (the remaining 50% of the fee) of your
...

Item 7 Types of Clients
 We typically offer investment advisory services to individuals, high net worth individuals, pension and profit-
 sharing plans, charitable organizations, corporations or other businesses, and state or municipal government
 entities.

 In general, we do not require a minimum dollar amount to open and maintain an advisory account; however,
 we have the right not to accept an account and/or terminate an account if it falls below a size which, in our
 sole opinion, is too small to manage effectively.