DaVinci Financial Designs LLC

FEES AND COMPENSATION

    DaVinci’s IARs are authorized, within certain stated limits, to negotiate a fee schedule with you
    for compensating your IAR. Fees and charges taken to pay for our services are deducted from your
    account by DaVinci. DaVinci shares some of this compensation with your IAR based on a
    compensation arrangement between your IAR and DaVinci. The amounts retained by DaVinci are
    for supervision and administrative support services provided by DaVinci to your IAR. Generally,
    your services and fees are reviewed annually. Depending on your situation, you may decide to
    adjust the services or negotiate a different fee with your IAR in accordance with the framework
    outlined in the following section.

    The following fee and compensation information provided are examples and a framework for your
    consideration. You should review the fee structures and their limitations carefully when selecting
    the services that we will be providing you. A number of factors may influence the services we
    recommend for your circumstances, including:

                1. Your preference for a “wrap fees” versus per trade transaction charges for trading
                   certain or all securities;
                2. Account size;
                3. Anticipated trading frequency;
                4. Anticipated securities to be traded;
                5. Management style; and
                6. Long-term investment goals.
    These variables in your particular situation may cause the fee structure for one or more of our
    services to be more costly than other of our programs. Your overall cost relating to a particular
    service may be higher or lower than you might incur if you were paying transaction costs separately
    or if these costs were “wrapped” into your total fees. To compare the cost of our programs, you
    should consider the anticipated frequency of your trading activity associated with your investment
    goals, ticket charges charged by the broker-dealer and the advisory fees charged by DaVinci. You
    should review the following information regarding our fees and compensation framework carefully
    and discuss with your IAR in order to select services that will be most likely to meet your goals
    and to be most cost efficient. Because of the variables stated above, DaVinci cannot and does not
    guarantee that any particular selection among our services will result in the lowest fees.

    Fees for our AMP and MWP services are generally charged on a percentage basis. Our fees for
    these services may be negotiated between you and your IAR based on the aggregated assets you
    have under management with us and the complexity of your investment strategy. However, your
    negotiated percentage fees will not exceed 3%. The fee is calculated using the average daily
    balance of the assets during the quarter, and are deducted from your account in advance of the next
    quarter.1 In limited circumstances, based on the complexity and magnitude of the assets to be

 Please note that although we calculate our fees quarterly, it is not necessarily a calendar quarter but will depend on the
month in which you open your account. Please inquire with your IAR if you have any questions.
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managed in AMP and/or MWP and/or for certain high net worth individuals, our management will
permit your IAR to charge only portfolio transaction costs when negotiating a compensation
arrangement for combining Life Design Services with AMP, MWP and/or MAS services.

All securities transactions are effected through LPL or Fidelity, registered broker-dealers. LPL
charges us for program and/or transaction fees for executing securities transactions in your
account(s) or for maintaining a Model Portfolio. Generally, in the AMP program you do not pay
for these fees from your account balance because these fees are included within the fees you pay
on your account. However, for assets maintained at Fidelity, there is 1 bps (.01%) asset based fee
per account (e.g., $10 for every $100,000 in assets). This fee is not charged for assets maintained
at LPL. Under the MWP and/or MAS program, depending on the Model Portfolio(s) you select,
there may be an additional program fee which is charged by and paid to a third-party Portfolio
Strategist. The result is that your costs may be more than paying for advisory fee plus commissions
or transaction charges to a broker-dealer for each transaction in your account. Further, the wrap-
fee charges are based on the total assets in your account and include any securities transferred into
the account. You should also be aware that your account will be charged separately by the mutual
funds and ETFs for management fees and other fund expenses. DaVinci does not receive any
portion of these fund-related fees.

In most of the programs discussed below, your fee is adjusted for deposits and withdrawals during
the prior quarter pro rata based on the asset value of the transaction and based on the fee rate in
effect at the time of the assessment. If there is a change in the advisory fee you negotiate with us
during the quarter, the effective date of any increase or decrease will be at the beginning of the
next quarterly cycle. Your fee would typically be renegotiated if there was a substantial change in
asset values (up or down). Please discuss this with your IAR.

As part of your analysis of the programs and services with your IAR, you should consider the
following:

       1. A commission was previously paid on the security currently in your portfolio;
       2. Whether you want the security(ies) to be managed as part of the account and be subject
          to an advisory fee; or
       3. Whether you want to hold the security in a brokerage account that is not managed and
          not subject to an advisory fee.
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