Strategic Financial Planning Inc

Item 5: Fees and Compensation
Financial planning is offered exclusively to our wealth management clients. As part of our
comprehensive approach, we provide personalized financial planning to help align your
investment strategy with your broader financial goals. Financial planning is designed to support
long-term success by addressing areas such as retirement planning, cash flow analysis, tax
strategies, and more—all tailored to your unique circumstances. The cost for this service is
included as part of the Wealth Management fee.

On-Going Wealth Management Fees are as follows:

                Portfolio Value Range              Annual Fee as % of Value

         First $3 million ($0 - $3m)                           1.00
         Next $3 million (>$3m - $6m)                          0.75
         Next $6 million (>$6m - $10m)                         0.50
         Over $10 million (>$10m)                              0.25

The above fee schedule is a guideline for the typical Client strategy. SFP reserves the right to
negotiate fees, higher or lower, depending on unique circumstances. The above fees apply to
most client situations, but there may be exceptions. Minimum fees are determined by services
provided.

Fees are based on the portfolio value at the end of the calendar quarter and are debited directly
from the CLIENT’s investment account unless other arrangements are made prior to the
engagement. SFP continues to define portfolio value as the value of all investment accounts
(including any cash or money market securities) that ADVISOR manages and/or oversees, which

Strategic Financial Planning, Inc.                                    IARD/CRD No: 118450
Form ADV Part 2A                                                        March 30, 2026
Brochure Supplement

includes, but is not limited to accounts at the Custodian, retirement plan accounts, 529 or
education funding accounts, etc. The advisory fee is a blended fee and is calculated by assessing
the percentage rates using the predefined levels of assets as shown in the above chart, resulting in
a combined weighted fee. For example, an account valued at $2,500,000 would pay an effective
fee of 0.95% with an annual fee of $23,750. The quarterly fee is determined by the following
calculation: (($2,000,000 x 1.00%) + ($500,000 x 0.75%)) ÷ 4 = $5,937.50. A minimum
quarterly fee applies and is determined based on the complexity of each client’s circumstances.
In certain instances, due to this minimum fee, a client may be charged a fee that is greater than
the industry norm, and that client may pay lower fees for comparable services from other
sources.

Certain investments recommended for ownership in Client portfolios will have their own internal
operating expenses, which are a cost to the Client that comes out of the investment's total return.
Such an example would be the annual expense ratio of a mutual fund/exchange-traded fund
product. SFP receives no economic benefit from such expenses and seeks investment products
that strive to keep such expenses low relative to other similar investments.

The custodian of Client assets will, in most cases, charge fees and/or commissions for their
services. SFP may negotiate with custodians to keep custodian and trading costs at a minimum.

All investment management services, and administration services will be provided on a fully
disclosed basis. Prior to any engagement, Client will receive, in writing, a schedule of all charges
to be assessed to the company sponsoring the plan and/or plan assets. Since the number of
possible administration firms and investment managers is numerous, any specific reference to
their charges has been omitted.

Generally, administration firms provide the record-keeping and IRS conformity testing for the
plan and charge a flat annual fee plus a per-participant charge. Investment managers will
typically charge an annual fee for assets under management depending on the size of the plan
and the number of investment options used. SFP may charge a one-time plan initiation fee,
which may vary according to complexity, to assist Client in establishing the plan investment
strategy.

Grandfathering of Minimum Account Requirements: Pre-existing advisory Clients may be
subject to SFP’s minimum account requirements and advisory fees that were in effect at the time
the Client entered into the advisory relationship. Therefore, our firm's minimum account
requirements may differ among Clients.

Fee Dispersion. SFP, in its discretion, may charge a lesser investment advisory fee,
charge a flat fee, waive its fee entirely, or charge fee on a different interval, based upon
certain criteria (i.e. anticipated future earning capacity, anticipated future additional
assets, dollar amount of assets to be managed, related accounts, account composition,
complexity of the engagement, anticipated services to be rendered, grandfathered fee
schedules, employees and family members, courtesy accounts, competition, negotiations

Strategic Financial Planning, Inc.                                    IARD/CRD No: 118450
Form ADV Part 2A                                                        March 30, 2026
Brochure Supplement

with client, etc.). Please Note: As a result of the above, similarly situated clients could
pay different fees. In addition, similar advisory services may be available from other
investment advisers for similar or lower fees. ANY QUESTIONS: SFP’s Chief
Compliance Officer, Bryan Lee, remains available to address any questions that a client
or prospective client may have regarding advisory fees.

Margin Accounts: Risks/Conflict of Interest. SFP does not recommend the use of margin for
investment purposes. A margin account is a brokerage account that allows investors to borrow
money to buy securities and/or for other non-investment borrowing purposes. The
broker/custodian charges the investor interest for the right to borrow money and uses the
...

Item 7: Types of Clients
Individuals, high net worth individuals, pension plans, profit-sharing plans, charitable
organizations, corporations, and other business entities.

SFP imposes no minimum account size; however, it does require a minimum fee based on the
complexity of each client’s circumstances.

Fee Dispersion. As indicated above, SFP, in its discretion, may charge a lesser
investment advisory fee, charge a flat fee, waive its fee entirely, or charge fee on a
different interval, based upon certain criteria (i.e. anticipated future earning capacity,
anticipated future additional assets, dollar amount of assets to be managed, related
accounts, account composition, complexity of the engagement, anticipated services to be
rendered, grandfathered fee schedules, employees and family members, courtesy
accounts, competition, negotiations with client, etc.). In addition, based upon the scope
and compensation of the services to be provided, SFP could impose a minimum fee for
ongoing wealth management services. Please Note: In the event that the client is subject
to an annual minimum fee, the client could pay a higher percentage fee than referenced in
the above fee schedule. Please Also Note: As a result of the above, similarly situated
clients could pay different fees. In addition, similar advisory services may be available
from other investment advisers for similar or lower fees. ANY QUESTIONS: SFP’s
Chief Compliance Officer, Bryan Lee, remains available to address any questions that a
client or prospective client may have regarding advisory fees.