Breen Wealth Management LLC

Item 5:        Fees & Compensation

Private Client Group Services:

The fee to be charged for our all-inclusive Private Client Group services generally varies between
0.15% - 0.35% per quarter (which is 0.60% - 1.40% annually), depending upon the size and
composition of a client's portfolio and the complexity of our engagement with the client. It will be
based on the market value of the investments held in each client's account that we manage. The
agreed upon fee to be assessed will be outlined in the advisory agreement to be signed by the client.

The Firm receives no sales commissions on investment products purchased or sold for client
accounts. We do not provide clients advice as to the tax deductibility of our advisory fees. Clients are
directed to consult a tax professional to determine the potential tax deductibility of the payment of
advisory fees.

Our firm’s fees are billed on a pro-rata annualized basis quarterly in advance based on the value of
your account on the last day of the previous quarter. Unless otherwise noted in writing, our firm bills
on cash. Fees will be deducted from your managed account. Adjustments will be made for deposits
exceeding $25,000 during the quarter. In rare cases, we will agree to direct bill clients. As part of this
process, you understand and acknowledge the following:

    a) The client’s independent custodian sends statements at least quarterly showing the market
       values for each security included in the Assets and all account disbursements, including the
       amount of the advisory fees paid to our firm;
    b) Clients will provide authorization permitting our firm to be directly paid by these terms. Our
       firm will send an invoice directly to the custodian; and
    c) If our firm sends a copy of our invoice to the client, legend urging the comparison of
       information provided in our statement with those from the qualified custodian will be
       included.

Financial Planning & Consulting Services

Our firm charges on a hourly fee basis for financial planning and consulting services. The total
estimated fee, as well as the ultimate fee charged, is based on the scope and complexity of our
engagement with the client. The maximum hourly fee to be charged will not exceed $400. Our firm
requires a retainer of 50% of the ultimate financial planning or consulting fee at the time of signing.
The remainder of the fee will be directly billed to the client and due within 30 days of a financial plan
being delivered or consultation rendered. Our firm will not require a retainer exceeding $1,200 when
services cannot be rendered within 6 months.

Other Fees & Expenses

Clients will incur transaction charges for trades executed in their accounts. These transaction fees
are separate from our fees and will be disclosed by the firm that the trades are executed through.
Charles Schwab & Co., Inc. (“Schwab”) does not charge transaction fees for U.S. listed equities and
exchange traded funds.

Clients may also pay holdings charges imposed by the chosen custodian for certain investments,
charges imposed directly by a mutual fund, index fund, or exchange traded fund, which shall be
disclosed in the fund’s prospectus (e.g., fund management fees, distribution fees, surrender charges,
variable annuity fees, IRA and qualified retirement plan fees, mark-ups and mark-downs, spreads
paid to market makers, fees for trades executed away from custodian, wire transfer fees and other
fees and taxes on brokerage accounts and securities transactions). Our firm does not receive a
portion of these fees.

Termination & Refunds

In the event that you wish to terminate our services, we will refund the unearned portion of our
advisory fee to you. You need to contact us in writing and state that you wish to terminate our
services. Upon receipt of your notice of termination, we will proceed to close out your account and
process a pro-rata refund of unearned advisory fees.

Financial Planning & Consulting clients may terminate their agreement at any time before the
delivery of a financial plan by providing written notice. Clients will incur charges for bona fide
advisory services rendered up to the point of termination (determined as 30 days from receipt of
said written notice) and such fees will be due and payable. Clients will receive a pro-rata refund of
unearned fees based on the time and effort expended by our firm.

Commissionable Securities Sales

We do not sell securities for a commission in our advisory accounts.

Item 7:         Types of Clients & Account Requirements

We have the following types of clients:
   • Individuals and High Net Worth Individuals; and
   • Pension & Profit Sharing Plans.

We require a minimum account balance of $1,000,000 per household for our Private Client Group
services. This may only be waived at our firm’s discretion.